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Scott's Lawnservice

Scott's Lawnservice

The total investment to open a Scott's Lawnservice franchise ranges from $75,000 to $300,000.

What is the Scott's Lawnservice franchise?

Scott's Lawnservice is a landscaping business that maintains lawns and outdoor areas for homeowners. Its estimated total initial investment is $75,000 to $300,000.

The franchise is headquartered in AL.

Loan Activity Score

35/100

SBA Default Rate

9.1%

Active Lenders

11

According to its Franchise Disclosure Document or public business records, Scott's Lawnservice has 11 locations, all owned by franchisees. Public SBA loan records show 11 lenders made 11 loans to franchisees of Scott's Lawnservice. PeerSense calculates Scott's Lawnservice's score as 35 out of 100, using public SBA loan performance and recent lending activity.

11 locations

Investment

$75,000 to $300,000

Total Units

11

11 franchised

Loan Activity Score
Medium
35
SBA Lending
10
Lender Quality
11
Transparency
4
Reach
7
Momentum
3

Proprietary PeerSense metric

Fair
Capital Sources
11SBA lenders

Distinct lenders in public SBA records for Scott's Lawnservice

11

Total SBA loans

$185K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for Scott's Lawnservice

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
35out of 100
Fair
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety10/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence11/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

9.1%

vs 7.6% peer avg

SBA Loans

11

Total Volume

$2.0M

Active Lenders

11

3 selective

States

11

vs. SBA Sector Average

-1.5%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (9.1%)

Data Insights

Key performance metrics for Scott's Lawnservice based on SBA lending data

SBA Default Rate

9.1%

1.5% above peer avg

SBA Loan Volume

11 loans

Across 11 lenders

Lender Diversity

11 lenders

Avg 1.0 loans per lender

Investment Tier

Mid range investment

$75,000 to $300,000 total

Scott's Lawnservice: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2004

3 approvals. The best year on record for Scott's Lawnservice.

Top SBA State

Iowa

1 SBA financed Scott's Lawnservice locations, the densest operator footprint.

Average Loan Size

$185K

Median $174K. Use as a sizing anchor when modeling your own Scott's Lawnservice unit.

Lender Concentration

27.3%

Moderately Spread

Share of Scott's Lawnservice approvals captured by the top 3 SBA lenders.

Scott's Lawnservice's SBA lending pipeline peaked in 2004 (3 approvals). Operator density is highest in Iowa with 1 SBA financed locations. Average funded ticket sits at $185K, with the median at $174K. Lender mix is moderately spread: the top three SBA lenders account for 27.3% of approvals. Meaningful choice exists, but specific lenders carry the brand.

Payment Estimator

Loan Amount$60K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$776

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Scott's Lawnservice, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Scott's Lawnservice

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman