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Pretzel Twister

Pretzel Twister

6 locations

The total investment to open a Pretzel Twister franchise ranges from $74,500 - $146,500. Pretzel Twister currently operates 6 locations (6 franchised). The top SBA 7(a) lenders for Pretzel Twister are PNC Bank, Readycap Lending, LLC and Montgomery Bank. PeerSense FPI health score: 26/100.

Investment

$74,500 - $146,500

Total Units

6

6 franchised

FPI Score
Medium
26

Proprietary PeerSense metric

Limited
Capital Partners
6lenders available

Active capital sources verified for Pretzel Twister financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Medium Confidence
26out of 100
Limited

SBA Lending Performance

SBA Default Rate

25.0%

2 of 8 loans charged off

SBA Loans

8

Total Volume

$0.9M

Active Lenders

6

States

3

Top SBA Lenders for Pretzel Twister

What is the Pretzel Twister franchise?

Pretzel Twister, a brand rooted in Durham, NC, has carved out a distinctive niche within the dynamic and ever-evolving category of Snack and Nonalcoholic Beverage Bars. With a current operational footprint of four units, this franchise is strategically positioned to captivate a broad consumer base that increasingly seeks both quality and value in their daily culinary choices. The brand’s market position is intrinsically aligned with contemporary consumer preferences for convenient, high-quality, and affordable snack options, reflecting a broader market trend where value for money is a key driver of purchasing decisions. The Pretzel Twister franchise, despite its nascent stage with four units, demonstrates a robust foundational structure designed for scalable expansion and efficient market penetration. Its FPI Score of 26, a proprietary metric from PeerSense, offers a specific quantitative insight into the brand’s inherent appeal and operational viability within the competitive independent franchise research landscape. This score serves as an indicator of its potential and current standing relative to other franchise opportunities. The core mission of the Pretzel Twister franchise revolves around providing a consistently enjoyable and accessible experience, catering to the ongoing demand for delightful, yet budget-friendly, treats. As global travel activities continue to increase and consumer spending patterns show a sustained upward trajectory, the demand for quick-service, satisfying food options remains robust. Pretzel Twister is poised to capitalize on these macro-economic trends, offering a universally appealing product that transcends diverse demographics and geographic locations. The brand’s commitment to operational excellence and product consistency across its four units ensures a uniform customer experience, which is crucial for fostering brand loyalty and driving repeat patronage in

FPI Score

26/100

SBA Default Rate

25.0%

Active Lenders

6

Key Highlights

Data Insights

Key performance metrics for Pretzel Twister based on SBA lending data

SBA Default Rate

25.0%

2 of 8 loans charged off

SBA Loan Volume

8 loans

Across 6 lenders

Lender Diversity

6 lenders

Avg 1.3 loans per lender

Investment Tier

Mid-range investment

$74,500 – $146,500 total

Pretzel Twister — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2000

2 approvals — best year on record for Pretzel Twister.

Top SBA State

North Carolina

4 SBA-financed Pretzel Twister locations — the densest operator footprint.

Average Loan Size

$111K

Median $120K — use as a sizing anchor when modeling your own $Pretzel Twister unit.

Lender Concentration

62.5%

Concentrated

Share of Pretzel Twister approvals captured by the top 3 SBA lenders.

Pretzel Twister's SBA lending pipeline peaked in 2000 (2 approvals). Operator density is highest in North Carolina with 4 SBA-financed locations. Average funded ticket sits at $111K, with the median at $120K. Lender mix is concentrated: the top three SBA lenders account for 62.5% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$60K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$771

Principal & Interest only

Locations

Pretzel Twisterunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Pretzel Twister