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Firestone Tire & Rubber

Firestone Tire & Rubber

The total investment to open a Firestone Tire & Rubber franchise ranges from $92,100 to $474,200. The initial franchise fee is $40,000. Ongoing royalties are 6% plus a 3% advertising fee.

What is the Firestone Tire & Rubber franchise?

Firestone Tire & Rubber is an automotive repair business that sells tires and provides vehicle service to drivers. Estimated total initial investment ranges from $92,100 to $474,200. The initial franchise fee is $40,000.

The ongoing royalty is 6 percent of sales, and the advertising or brand fund fee is 3 percent. The brand is headquartered in ELLISVILLE, MO, and was founded in 1900.

Loan Activity Score

47/100

SBA Default Rate

6.7%

Active Lenders

14

According to its Franchise Disclosure Document or public business records, Firestone Tire & Rubber has 14 locations, all owned by franchisees. Public SBA loan records show 14 lenders made 15 loans to franchisees of Firestone Tire & Rubber. PeerSense calculates Firestone Tire & Rubber's score as 47 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1900 · 14 locations

Investment

$92,100 to $474,200

Franchise Fee

$40,000

Total Units

14

14 franchised

Loan Activity Score
Medium
47
SBA Lending
17
Lender Quality
7
Transparency
4
Reach
7
Momentum
12

Proprietary PeerSense metric

Fair
Capital Sources
14SBA lenders

Distinct lenders in public SBA records for Firestone Tire & Rubber

15

Total SBA loans

$250K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for Firestone Tire & Rubber

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
47out of 100
Fair
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety17/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence7/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

6.7%

vs 10.8% peer avg

SBA Loans

15

Total Volume

$3.7M

Active Lenders

14

States

11

vs. SBA Sector Average

+4.1%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (6.7%)

Data Insights

Key performance metrics for Firestone Tire & Rubber based on SBA lending data

SBA Default Rate

6.7%

4.1% below peer avg

SBA Loan Volume

15 loans

Across 14 lenders

Lender Diversity

14 lenders

Avg 1.1 loans per lender

Investment Tier

Mid range investment

$92,100 to $474,200 total

Firestone Tire & Rubber: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

1997

4 approvals. The best year on record for Firestone Tire & Rubber.

Top SBA State

Missouri

3 SBA financed Firestone Tire & Rubber locations, the densest operator footprint.

Average Loan Size

$250K

Median $180K. Use as a sizing anchor when modeling your own Firestone Tire & Rubber unit.

Lender Concentration

26.7%

Moderately Spread

Share of Firestone Tire & Rubber approvals captured by the top 3 SBA lenders.

Firestone Tire & Rubber's SBA lending pipeline peaked in 1997 (4 approvals). Operator density is highest in Missouri with 3 SBA financed locations. Average funded ticket sits at $250K, with the median at $180K. Lender mix is moderately spread: the top three SBA lenders account for 26.7% of approvals. Meaningful choice exists, but specific lenders carry the brand.

Payment Estimator

Loan Amount$74K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$953

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Firestone Tire & Rubber, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Firestone Tire & Rubber

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman