Ford Motor
The total investment to open a Ford Motor franchise ranges from $300,000 to $2.1M. The initial franchise fee is $30,000.
What is the Ford Motor franchise?
Ford Motor is a dealership business that sells new cars to customers. Estimated total initial investment is $300,000 to $2,100,000, and the initial franchise fee is $30,000.
The advertising or brand fund fee is 1.5 percent. Ford Motor is headquartered in Dearborn, CA, and was founded in 1903.
Loan Activity Score
46/100
SBA Default Rate
0.0%
Active Lenders
10
According to its Franchise Disclosure Document or public business records, Ford Motor has 10 locations, all owned by franchisees. Public SBA loan records show 10 lenders made 11 loans to franchisees of Ford Motor. PeerSense calculates Ford Motor's score as 46 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1903 · 10 locations
$300,000 to $2.1M
$30,000
10
10 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Ford Motor
11
Total SBA loans
$1.2M
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Ford Motor
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 9.4% peer avg
SBA Loans
11
Total Volume
$13.4M
Active Lenders
10
States
8
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Ford Motor based on SBA lending data
SBA Default Rate
0.0%
9.4% below peer avg
SBA Loan Volume
11 loans
Across 10 lenders
Lender Diversity
10 lenders
Avg 1.1 loans per lender
Investment Tier
Premium investment
$300,000 to $2,100,000 total
Ford Motor: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2021
22 approvals. The best year on record for Ford Motor.
Top SBA State
Illinois
8 SBA financed Ford Motor locations, the densest operator footprint.
Average Loan Size
$1.5M
Median $2.0M. Use as a sizing anchor when modeling your own Ford Motor unit.
Lender Concentration
17.5%
Highly Diversified
Share of Ford Motor approvals captured by the top 3 SBA lenders.
Ford Motor's SBA lending pipeline peaked in 2021 (22 approvals). The last five fiscal years account for 491% of cumulative volume ($128M approved). Operator density is highest in Illinois with 8 SBA financed locations. Average funded ticket sits at $1.5M, with the median at $2.0M. Lender mix is highly diversified: the top three SBA lenders account for 17.5% of approvals. Borrowers have leverage to shop multiple credit boxes.
Payment Estimator
Estimated Monthly Payment
$3,106
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Ford Motor, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman