Conoco Service Station
The total investment to open a Conoco Service Station franchise ranges from $100,000 to $1.5M. The initial franchise fee is $26,000.
What is the Conoco Service Station franchise?
Conoco Service Station is a gas station with a convenience store, selling fuel and everyday items to drivers. The estimated total initial investment is $100,000 to $1,531,200, and the initial franchise fee is $26,000.
The brand was founded in 1875 and is headquartered in Houston, Texas.
Loan Activity Score
28/100
SBA Default Rate
13.6%
Active Lenders
63
According to its Franchise Disclosure Document or public business records, Conoco Service Station has 116 locations, all owned by franchisees. Public SBA loan records show 63 lenders made 110 loans to franchisees of Conoco Service Station. PeerSense calculates Conoco Service Station's score as 28 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1875 · 116 locations
$100,000 to $1.5M
$26,000
116
116 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Conoco Service Station
110
Total SBA loans
$597K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Conoco Service Station
Loan Activity Score Breakdown
Major Brand (100+ loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
13.6%
vs 10.8% peer avg
SBA Loans
110
Total Volume
$65.7M
Active Lenders
63
6 selective
States
17
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Conoco Service Station based on SBA lending data
SBA Default Rate
13.6%
2.8% above peer avg
SBA Loan Volume
110 loans
Across 63 lenders
Lender Diversity
63 lenders
Avg 1.7 loans per lender
Investment Tier
Premium investment
$100,000 to $1,531,200 total
Conoco Service Station: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2012
14 approvals. The best year on record for Conoco Service Station.
Top SBA State
Texas
33 SBA financed Conoco Service Station locations, the densest operator footprint.
Average Loan Size
$776K
Median $580K. Use as a sizing anchor when modeling your own Conoco Service Station unit.
Lender Concentration
17%
Highly Diversified
Share of Conoco Service Station approvals captured by the top 3 SBA lenders.
Conoco Service Station's SBA lending pipeline peaked in 2012 (14 approvals). Operator density is highest in Texas with 33 SBA financed locations. Average funded ticket sits at $776K, with the median at $580K. Lender mix is highly diversified: the top three SBA lenders account for 17% of approvals. Borrowers have leverage to shop multiple credit boxes.
Payment Estimator
Estimated Monthly Payment
$1,035
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Conoco Service Station, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman