Gracie Barra
The initial franchise fee is $215,500.
What is the Gracie Barra franchise?
Gracie Barra is a martial arts school that offers instruction to students. The initial franchise fee is $215,500.
The advertising or brand fund fee is 5 percent.
Gracie Barra was founded in 1986 and is headquartered in Irvine, CA.
Loan Activity Score
72/100
SBA Default Rate
0.0%
Active Lenders
12
According to its Franchise Disclosure Document or public business records, Gracie Barra has 12 locations, all owned by franchisees. Public SBA loan records show 12 lenders made 12 loans to franchisees of Gracie Barra. PeerSense calculates Gracie Barra's score as 72 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1986 · 12 locations
$215,500
12
12 franchised
Proprietary PeerSense metric
StrongDistinct lenders in public SBA records for Gracie Barra
12
Total SBA loans
$620K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Gracie Barra
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 7.9% peer avg
SBA Loans
12
Total Volume
$7.4M
Active Lenders
12
2 selective
States
10
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Gracie Barra based on SBA lending data
SBA Default Rate
0.0%
7.9% below peer avg
SBA Loan Volume
12 loans
Across 12 lenders
Lender Diversity
12 lenders
Avg 1.0 loans per lender
Gracie Barra: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2024
3 approvals. The best year on record for Gracie Barra.
Top SBA State
Texas
5 SBA financed Gracie Barra locations, the densest operator footprint.
Average Loan Size
$491K
Median $179K. Use as a sizing anchor when modeling your own Gracie Barra unit.
Lender Concentration
43.8%
Concentrated
Share of Gracie Barra approvals captured by the top 3 SBA lenders.
Gracie Barra's SBA lending pipeline peaked in 2024 (3 approvals). The last five fiscal years account for 83% of cumulative volume ($7.2M approved). Operator density is highest in Texas with 5 SBA financed locations. Average funded ticket sits at $491K, with the median at $179K. Lender mix is concentrated: the top three SBA lenders account for 43.8% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Gracie Barra, unit breakdown
Explore Funding for Gracie Barra
Our business financing consultants help connect you with the right lending partners. Referral fee paid at closing.
Or get an instant analysis
Scan Your Deal InstantlyPage Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman