Bullets
3 locations
Bullets currently operates 3 locations (3 franchised). PeerSense FPI health score: 28/100.
3
3 franchised
Proprietary PeerSense metric
LimitedActive capital sources verified for Bullets financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
Emerging (3-9 loans)
SBA Lending Performance
SBA Default Rate
25.0%
1 of 4 loans charged off
SBA Loans
4
Total Volume
$4.7M
Active Lenders
4
States
3
Top SBA Lenders for Bullets
What is the Bullets franchise?
The Bullets franchise emerges as a distinctive participant within the expansive and essential sector of gasoline stations integrated with convenience stores, offering a foundational retail model deeply embedded in daily consumer routines. With its headquarters strategically located in None, SC, the brand signifies a concentrated, perhaps regionally focused, approach to market development, emphasizing depth of presence over immediate, widespread dispersion. This deliberate strategy is reflected in its current operational footprint of four total units, indicating a careful, quality-centric expansion philosophy that prioritizes the successful establishment and refinement of each location. The core proposition revolves around providing indispensable services to a broad demographic, catering to both the transient needs of commuters and the routine requirements of local residents. This dual functionality allows a Bullets establishment to leverage consistent vehicular traffic into diversified revenue streams, encompassing high-volume fuel sales alongside higher-margin convenience store merchandise. The brand’s market position is intrinsically linked to the fundamental human need for transportation and the ubiquitous demand for quick, accessible retail options. Within its operational areas, a Bullets location aims to become a trusted, reliable community hub, known for its efficiency, cleanliness, and well-stocked inventory of everyday essentials, ranging from snacks and beverages to tobacco products and an increasing array of grab-and-go food items. The business model is designed to optimize customer convenience, fostering repeat visits and building local loyalty, which are critical for sustained profitability in the competitive retail landscape. The FPI Score of 28, indicative of a brand in its early stages of development or one with a highly focused operational strategy, further underscores this measured growth, suggesting a potential for significant future refinement and market impact as the brand
FPI Score
28/100
SBA Default Rate
25.0%
Active Lenders
4
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Bullets based on SBA lending data
SBA Default Rate
25.0%
1 of 4 loans charged off
SBA Loan Volume
4 loans
Across 4 lenders
Lender Diversity
4 lenders
Avg 1.0 loans per lender
Bullets — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1998
2 approvals — best year on record for Bullets.
Top SBA State
South Carolina
2 SBA-financed Bullets locations — the densest operator footprint.
Average Loan Size
$1.2M
Median $1.1M — use as a sizing anchor when modeling your own $Bullets unit.
Lender Concentration
75%
Concentrated
Share of Bullets approvals captured by the top 3 SBA lenders.
Bullets's SBA lending pipeline peaked in 1998 (2 approvals). Operator density is highest in South Carolina with 2 SBA-financed locations. Average funded ticket sits at $1.2M, with the median at $1.1M. Lender mix is concentrated: the top three SBA lenders account for 75% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Locations
Bullets — unit breakdown
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