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Qargo Coffee Franchise Agreeme

Qargo Coffee Franchise Agreeme

Franchising since 2020 · 3 locations

The total investment to open a Qargo Coffee Franchise Agreeme franchise ranges from $200,000 - $400,000. The initial franchise fee is $50,000. Ongoing royalties are 6% plus a 2% advertising fee. Qargo Coffee Franchise Agreeme currently operates 3 locations (3 franchised). The top SBA 7(a) lenders for Qargo Coffee Franchise Agreeme are Bank Five Nine, Alliance Catholic CU and Haverhill Bank. PeerSense FPI health score: 58/100. Data sourced from the 2025 Franchise Disclosure Document.

Investment

$200,000 - $400,000

Franchise Fee

$50,000

Total Units

3

3 franchised

FPI Score
Low
58

Proprietary PeerSense metric

Moderate
Capital Partners
3lenders available

Active capital sources verified for Qargo Coffee Franchise Agreeme financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Limited Data
58out of 100
Moderate

SBA Lending Performance

SBA Default Rate

0.0%

0 of 3 loans charged off

SBA Loans

3

Total Volume

$0.8M

Active Lenders

3

States

3

Top SBA Lenders for Qargo Coffee Franchise Agreeme

What is the Qargo Coffee Franchise Agreeme franchise?

Deciding whether to invest six figures into a specialty coffee franchise means confronting a deceptively complex question: which brand combines authentic market differentiation with a scalable operating model and a transparent path to profitability? Qargo Coffee Franchise Agreeme enters that conversation as one of the most distinctively positioned — and closely watched — franchise concepts in the Snack and Nonalcoholic Beverage Bars category. Founded in May 2020 by CEO and Co-founder Sam Shenouda and President and Co-founder Bernadette Bastorous, Qargo Coffee was built on a singular premise: fuse the depth of Italian coffee tradition with the pace and convenience demands of the American consumer. The company established its headquarters at 701 Brickell Avenue, Suite 1550, in Miami, Florida, and describes itself as a Miami- and Bogota, Colombia-based brand, reflecting an international cultural identity that distinguishes it from purely domestic concepts. Qargo Coffee's core product ecosystem centers on Lavazza coffee — one of Italy's most recognized premium roasters — paired with authentic Italian pastries, energy smoothies, boba tea, and a full suite of breakfast and lunch options designed to capture the consumer across multiple dayparts. The brand operates 3 franchised locations currently open in the United States, all franchise-owned with zero company-owned units, while carrying a substantially larger pipeline of 90 locations in development across 16 states and over 78 signed license agreements spanning Florida, Georgia, Illinois, Massachusetts, Michigan, Missouri, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, and Washington D.C. The global coffee franchise market was valued at $90.7 billion in 2021 and is projected to reach $200.3 billion by 2031 at a compound annual growth rate of 8.3%, making this the kind of secular growth environment in which a differentiated emerging brand like Qargo Coffee Franchise Agreeme can accelerate disproportionately if execution matches ambition. This analysis is produced independently by PeerSense.com and reflects no financial relationship with Qargo Coffee or its principals.

The industry context surrounding the Qargo Coffee Franchise Agreeme opportunity is among the most favorable in the franchise universe today. The broader non-alcoholic beverages market was estimated at USD 1,391.35 billion globally in 2025, with projections to reach USD 2,551.17 billion by 2033 at a CAGR of 8.0% from 2026 to 2033. A separate research report valued the same market at USD 1,322.8 billion in 2023 with a projected climb to USD 2,815 billion by 2030 at a CAGR of 11.3% from 2024 to 2030. North America specifically was valued at USD 532.54 billion in 2023 and is expected to reach USD 1,048.07 billion by 2030 at a CAGR of 10.6%, meaning the domestic runway for premium beverage franchises is enormous and accelerating. Within that macro, the functional beverages segment — which includes energy-forward drinks of the type Qargo Coffee offers through its smoothie and specialty coffee lineup — is estimated to grow at the fastest CAGR of 9.2% from 2026 to 2033. Key consumer tailwinds driving this growth include rising health consciousness, a demand for clean-label formulations, a preference for beverages offering functional benefits like sustained energy and immunity support, and a premiumization trend that moves consumers away from commodity coffee toward artisan and origin-forward experiences. The coffee and bar subsegment of the global coffee franchise market alone held $42,601.2 million in market share in 2021 and is expected to reach $96,826.7 million by 2031 at a CAGR of 8.6%, which is exactly the competitive lane in which Qargo Coffee Franchise Agreeme operates. Additional macro trends accelerating traffic to specialty cafes include the normalization of remote and hybrid work — creating demand for third-space environments designed for both productivity and social connection — and the broader movement toward experiential retail, an area where Qargo's community-focused café design philosophy is directly aligned. The Snack and Nonalcoholic Beverage Bars category remains relatively fragmented at the emerging brand level, meaning a well-capitalized, operationally consistent concept with genuine product differentiation carries real potential to accumulate market share rapidly.

The Qargo Coffee Franchise Agreeme franchise cost is structured across multiple investment tiers that reflect format flexibility and geographic market variation. One source cites an initial investment range of $155,000 to $299,000, while a broader range of $278,500 to $624,500 is also documented, with the variance driven by factors including store format, the size of the physical footprint, local construction costs, and whether the franchisee leases or builds out a dedicated space. The franchise fee has been cited at $40,000 in some documentation and $50,000 in others, reflecting either a tiered structure or a fee schedule that has evolved as the brand matured through its early franchise growth phase. The minimum liquid capital required to enter the Qargo Coffee Franchise Agreeme franchise is $75,000, placing it in the accessible-to-mid-tier range for specialty food and beverage franchises. A detailed breakdown of startup costs illustrates how capital is deployed across the investment: leasehold improvements run $25,000 to $75,000 depending on the condition of the space; furniture and equipment range from $25,000 to $50,000; computer hardware and software add $7,500 to $20,000; signage costs between $2,500 and $10,000; training expenses run $2,500 to $5,000; a Marketing, Architectural, and Design Development Support Fee of $10,000 is assessed; uniforms cost $700 to $2,000; location lease deposits run $1,500 to $5,000; utilities deposits add $150 to $500; and office supplies account for $500 to $1,000. Ongoing Qargo Coffee Franchise Agreeme franchise fees include a royalty rate of 6% of gross sales — in line with the specialty coffee segment average — and a marketing and advertising fund contribution of 2% of gross sales, for a combined ongoing fee of 8% of gross revenue. The brand does not appear to carry a specific parent company backing, but the Miami headquarters infrastructure, corporate training facility, and architectural support program represent meaningful franchisor investment in the support infrastructure. Franchisees exploring financing options should consult SBA lending eligibility under the 7(a) program, which is a common vehicle for qualified food and beverage franchise investments in this investment range.

The daily operating model for a Qargo Coffee Franchise Agreeme franchise is designed around the versatile café concept, positioning each location as a hub for social gatherings, business meetings, and focused work sessions — a format that drives both morning traffic from the traditional coffee consumer and extended dwell time from remote workers and community gatherings. The menu architecture spans Lavazza-based espresso and coffee beverages, authentic Italian pastries, energy smoothies, boba tea, and breakfast and lunch items, which means operators must manage a broader product set than a pure-play coffee kiosk but gain the revenue diversification of multi-daypart coverage. Qargo Coffee has experimented with innovative shipping container store formats in addition to traditional café buildouts, providing franchisees with non-traditional real estate options that can reduce buildout costs and unlock non-conventional locations. The initial training program lasts two weeks and is conducted at Qargo Coffee's corporate training facility, covering operational procedures, customer service standards, product knowledge, and brand standards — a structured onboarding approach that mirrors the training architecture of more established specialty coffee brands. Franchisees receive a detailed operations manual and access to ongoing support infrastructure that includes operational guidance, marketing strategies, and innovative design and architectural support for store buildouts. Territory information specific to exclusivity arrangements is not publicly detailed in available documentation, though the brand's expansion footprint across 16 states suggests active regional development planning. The model appears best suited to owner-operator franchisees who can be present in the early stages of building store culture and local brand recognition, though the training and support infrastructure is designed to support multi-unit operators as franchisee experience grows. Staffing requirements align with standard café labor models, which typically require a team of baristas, shift supervisors, and a store manager for full-service locations.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for the Qargo Coffee Franchise Agreeme franchise. This means prospective investors cannot access franchisor-reported average revenues, median revenues, or profit margin benchmarks directly from the FDD, and must rely on independent market benchmarking and publicly available signals to evaluate unit-level economics. That said, several contextual data points inform a reasonable performance analysis. The Qargo Coffee Franchise Agreeme franchise investment low-end of approximately $155,000 and the documented minimum liquid capital of $75,000 suggest a capital structure that, against typical specialty coffee unit-level revenues, could produce an acceptable payback period if locations achieve volumes consistent with the broader segment. Industry benchmarks for specialty coffee and snack bar franchises in the $200,000 to $400,000 investment range typically target AUVs in the $400,000 to $700,000 range depending on format, traffic, and daypart coverage, though these are sector benchmarks and not Qargo-specific disclosures. The brand's development pipeline — 90 locations in development across 16 states, 78 signed agreements, and 117 locations projected to open within one fiscal year — signals franchisee-level demand for the model, though the historical gap between signed agreements and open locations is an important variable that any serious investor should monitor. As of October 2024, Qargo's website listed 10 locations open with an additional 10 opening soon, a figure that differs modestly from the 3 franchised units reflected in current database records, illustrating the fluid nature of early-stage franchise system growth tracking. The franchisee testimony of Yadir Lozano, an Edinburg, Texas store owner, provides a qualitative data point: "Joining Qargo Coffee has been a game-changer for me. I never thought owning a coffee shop would be within reach, but with their support, I've built a business that's not only successful but also truly meaningful in my community." Prospective franchisees should conduct rigorous franchisee validation calls with existing operators and request all available financial context during the discovery process, recognizing that the absence of Item 19 disclosure places greater weight on primary research.

The Qargo Coffee Franchise Agreeme growth trajectory reflects the aggressive early-stage expansion arc of a brand that launched its first store — a kiosk at Tampa International Plaza — in 2022, began franchising in the same year, and within approximately 24 months had signed nearly 60 franchise agreements between early 2021 and October 2023 alone. In November 2025, the company announced plans to open 13 new locations in Houston, Texas, with the first expected to debut in Spring 2026 at the Shops at Deerbrook retail center, signaling continued belief in Texas as a high-priority growth market. Texas locations have already been established in Edinburg, Dallas-Fort Worth, and San Antonio, while flagship stores have been opened in Washington D.C., West Palm Beach, and Detroit — a deliberate geographic diversification that spans Sun Belt, Mid-Atlantic, and Midwest markets. Florida remains the single largest state-level growth target, with 15 expected openings projected, and the brand's Miami headquarters gives it natural market credibility and franchise recruiting infrastructure in the Southeast. The brand's competitive moat is built on three interlocking elements: the Lavazza coffee partnership, which provides immediate product credibility with specialty coffee consumers; the versatile café format concept, which competes in the third-space segment against traditional cafes by offering a more intentionally designed social and professional environment; and the multi-format strategy, which includes shipping container stores that can be deployed in non-traditional locations where conventional buildouts are impractical. The FPI Score of 58, categorized as Moderate by PeerSense's proprietary scoring methodology, reflects a brand that carries growth potential but also the execution risk inherent in early-stage franchise systems. Since resolving the FTC compliance matter in late 2024, Qargo Coffee has operated under strengthened disclosure protocols, and multiple franchisees have successfully secured financing under the updated compliance framework, which represents a meaningful institutional improvement in the brand's franchise infrastructure.

The Qargo Coffee Franchise Agreeme franchise opportunity is ideally suited to entrepreneurially minded owner-operators with a genuine passion for coffee culture and community-building who are prepared to invest active management time in the early phase of store development. The minimum liquid capital requirement of $75,000 and the investment range of $155,000 to $299,000 at the accessible end of the spectrum positions this opportunity for investors who may be entering franchising for the first time or who are seeking a lower initial capital threshold than many premium coffee concepts require. Multi-unit development potential is significant given the brand's 16-state pipeline and the company's projection of 117 openings within a single fiscal year — a pace of expansion that will require multi-unit operators to fill geographic development agreements efficiently. Priority markets include Florida with 15 projected openings, Texas with confirmed commitments in Houston, Dallas-Fort Worth, San Antonio, and Edinburg, as well as active development in states including Georgia, Illinois, Massachusetts, Michigan, Missouri, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, and Washington D.C. The timeline from signing to opening varies with local permitting and real estate conditions, though the corporate architectural design and support program is structured to accelerate the buildout process. The franchise agreement term length is not publicly detailed in available materials. Resale and transfer considerations, as well as renewal terms, should be reviewed carefully during the FDD review period with a qualified franchise attorney, particularly in light of the historical compliance issues that the FTC settlement addressed and which have since been remediated under the current compliance framework.

The investment thesis for the Qargo Coffee Franchise Agreeme franchise opportunity rests on a set of genuinely compelling market conditions: a global coffee franchise market growing at 8.3% CAGR toward $200.3 billion by 2031, a North American non-alcoholic beverage market projected to reach $1,048.07 billion by 2030, and a consumer base increasingly oriented toward premium, authentic, and experience-forward café concepts. The brand's Italian coffee heritage anchored by a Lavazza partnership, its multi-format flexibility including shipping container stores, its multi-daypart menu spanning espresso through boba tea and lunch items, and its expanding footprint across 16 states all represent differentiated competitive assets. The October 2024 FTC matter, now fully resolved through a stipulated compliance order, is a material piece of due diligence history that all prospective franchisees should review in full — including the $1,258,575 judgment and the $30,000 paid settlement amount — while noting that the settlement does not restrict Qargo Coffee from franchising, does not invalidate existing agreements, and has been followed by continued franchise development under strengthened disclosure protocols. The PeerSense FPI Score of 58 (Moderate) appropriately reflects both the growth opportunity and the execution risks characteristic of an early-stage franchise system with ambitious expansion targets and a pipeline that has historically grown faster than open unit counts. PeerSense provides exclusive due diligence data including SBA lending history, FPI score analysis, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the Qargo Coffee Franchise Agreeme franchise investment against competing concepts across the Snack and Nonalcoholic Beverage Bars category. Explore the complete Qargo Coffee Franchise Agreeme franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

58/100

SBA Default Rate

0.0%

Active Lenders

3

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Qargo Coffee Franchise Agreeme based on SBA lending data

SBA Default Rate

0.0%

0 of 3 loans charged off

SBA Loan Volume

3 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 1.0 loans per lender

Investment Tier

Significant investment

$200,000 – $400,000 total

Qargo Coffee Franchise Agreeme — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2025

2 approvals — best year on record for Qargo Coffee Franchise Agreeme.

Top SBA State

New Hampshire

1 SBA-financed Qargo Coffee Franchise Agreeme locations — the densest operator footprint.

Average Loan Size

$273K

Median $157K — use as a sizing anchor when modeling your own $Qargo Coffee Franchise Agreeme unit.

Lender Concentration

100%

Concentrated

Share of Qargo Coffee Franchise Agreeme approvals captured by the top 3 SBA lenders.

Qargo Coffee Franchise Agreeme's SBA lending pipeline peaked in 2025 (2 approvals). The last five fiscal years account for 100% of cumulative volume ($820K approved). Operator density is highest in New Hampshire with 1 SBA-financed locations. Average funded ticket sits at $273K, with the median at $157K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$160K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$2,070

Principal & Interest only

Locations

Qargo Coffee Franchise Agreemeunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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2 FDDs Available for Qargo Coffee Franchise Agreeme

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Qargo Coffee Franchise Agreeme