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Gymboree Play & Music

Gymboree Play & Music

The total investment to open a Gymboree Play & Music franchise ranges from $19,000 to $694,080.

What is the Gymboree Play & Music franchise?

Gymboree Play & Music offers play and music activities for young children and their families. The estimated total initial investment to open is $19,000 to $694,080.

The business is in the fitness and recreation center category. Its headquarters are in KY.

Loan Activity Score

29/100

SBA Default Rate

15.9%

Active Lenders

54

According to its Franchise Disclosure Document or public business records, Gymboree Play & Music has 102 locations, all owned by franchisees. Public SBA loan records show 54 lenders made 113 loans to franchisees of Gymboree Play & Music. PeerSense calculates Gymboree Play & Music's score as 29 out of 100, using public SBA loan performance and recent lending activity.

102 locations

Investment

$19,000 to $694,080

Total Units

102

102 franchised

Loan Activity Score
High
29
SBA Lending
4
Lender Quality
7
Transparency
5
Reach
10
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
54SBA lenders

Distinct lenders in public SBA records for Gymboree Play & Music

113

Total SBA loans

$141K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Gymboree Play & Music

Loan Activity Score Breakdown

Major Brand (100+ loans)

High Confidence
29out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety4/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence7/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency5/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint10/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

15.9%

vs 10.3% peer avg

SBA Loans

113

Total Volume

$15.9M

Active Lenders

54

6 selective

States

39

vs. SBA Sector Average

-5.6%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

102 locations nationwide

Data Insights

Key performance metrics for Gymboree Play & Music based on SBA lending data

SBA Default Rate

15.9%

5.6% above peer avg

SBA Loan Volume

113 loans

Across 54 lenders

Lender Diversity

54 lenders

Avg 2.1 loans per lender

Investment Tier

Significant investment

$19,000 to $694,080 total

Gymboree Play & Music: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2018

7 approvals. The best year on record for Gymboree Play & Music.

Top SBA State

Texas

6 SBA financed Gymboree Play & Music locations, the densest operator footprint.

Average Loan Size

$215K

Median $175K. Use as a sizing anchor when modeling your own Gymboree Play & Music unit.

Lender Concentration

47.4%

Concentrated

Share of Gymboree Play & Music approvals captured by the top 3 SBA lenders.

Gymboree Play & Music's SBA lending pipeline peaked in 2018 (7 approvals). The last five fiscal years account for 2% of cumulative volume ($544K approved). Operator density is highest in Texas with 6 SBA financed locations. Average funded ticket sits at $215K, with the median at $175K. Lender mix is concentrated: the top three SBA lenders account for 47.4% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$15K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$197

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Gymboree Play & Music, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Gymboree Play & Music

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman