Montessori Kids Universe
The total investment to open a Montessori Kids Universe franchise ranges from $782,208 to $1.7M. The initial franchise fee is $75,000. Ongoing royalties are 7% plus a 2% advertising fee.
What is the Montessori Kids Universe franchise?
Montessori Kids Universe provides child care and early education for children and their families. The 2026 Franchise Disclosure Document lists an estimated initial investment of $782,208 to $1,688,958 and an initial franchise fee of $75,000.
The royalty is 7 percent of sales, and the advertising or brand fund fee is 2 percent. The franchise agreement term is 15 years.
The company is headquartered in Houston, TX, and began franchising in 2014.
Loan Activity Score
63/100
SBA Default Rate
2.5%
Active Lenders
23
According to its Franchise Disclosure Document or public business records, Montessori Kids Universe has 19 locations, all owned by franchisees. Public SBA loan records show 23 lenders made 40 loans to franchisees of Montessori Kids Universe. PeerSense calculates Montessori Kids Universe's score as 63 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.
19 locations
$782,208 to $1.7M
$75,000
19
19 franchised
Proprietary PeerSense metric
ModerateDistinct lenders in public SBA records for Montessori Kids Universe
40
Total SBA loans
$746K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Montessori Kids Universe
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
2.5%
vs 3.2% peer avg
SBA Loans
40
Total Volume
$29.9M
Active Lenders
23
4 selective
States
10
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Montessori Kids Universe based on SBA lending data
SBA Default Rate
2.5%
0.7% below peer avg
SBA Loan Volume
40 loans
Across 23 lenders
Lender Diversity
23 lenders
Avg 1.7 loans per lender
Investment Tier
Premium investment
$782,208 to $1,688,958 total
Montessori Kids Universe: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2019
9 approvals. The best year on record for Montessori Kids Universe.
Top SBA State
Texas
14 SBA financed Montessori Kids Universe locations, the densest operator footprint.
Average Loan Size
$746K
Median $387K. Use as a sizing anchor when modeling your own Montessori Kids Universe unit.
Lender Concentration
22.5%
Moderately Spread
Share of Montessori Kids Universe approvals captured by the top 3 SBA lenders.
Montessori Kids Universe's SBA lending pipeline peaked in 2019 (9 approvals). The last five fiscal years account for 53% of cumulative volume ($23M approved). Operator density is highest in Texas with 14 SBA financed locations. Average funded ticket sits at $746K, with the median at $387K. Lender mix is moderately spread: the top three SBA lenders account for 22.5% of approvals. Borrowers have leverage to shop multiple credit boxes.
Payment Estimator
Estimated Monthly Payment
$8,097
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Montessori Kids Universe, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman