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Mr. Subb Restaurant

Mr. Subb Restaurant

2 locations

Mr. Subb Restaurant currently operates 2 locations (2 franchised). The top SBA 7(a) lenders for Mr. Subb Restaurant are HSBC Bank USA. PeerSense FPI health score: 38/100.

Total Units

2

2 franchised

FPI Score
Low
38

Proprietary PeerSense metric

Fair
Capital Partners
1lenders available

Active capital sources verified for Mr. Subb Restaurant financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

New/Niche (1-2 loans)

Limited Data
38out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 2 loans charged off

SBA Loans

2

Total Volume

$0.2M

Active Lenders

1

States

1

Top SBA Lenders for Mr. Subb Restaurant

What is the Mr. Subb Restaurant franchise?

The Mr Subb Restaurant franchise, a distinctive entity within the quick-service dining landscape, maintains a focused operational footprint as it serves its customer base. Current data indicates that the Mr Subb Restaurant franchise operates with 2 total units, suggesting a strategic approach to market penetration or a stage of development that emphasizes concentrated growth rather than widespread expansion. The brand’s journey, encompassing its founding, historical development, and the figures who have shaped its leadership, are not explicitly detailed within the available information. Consequently, the precise timeline of its establishment and the evolution of its operational strategies remain undiscussed. Similarly, the specific individuals comprising the leadership team and any broader corporate affiliations or parent companies guiding the Mr Subb Restaurant franchise’s strategic direction are not elaborated upon. The market position of the Mr Subb Restaurant franchise is characterized by its dedication to a particular culinary offering, aiming to deliver a consistent and quality experience across its existing locations. This specialization allows the Mr Subb Restaurant franchise to carve out a specific niche within the competitive quick-service sector, catering to a clientele that seeks its unique menu items. The operational philosophy of the Mr Subb Restaurant franchise likely centers on maintaining high standards within its limited network, fostering customer loyalty through reliable product delivery and service. The FPI Score of 38, an independent assessment of the Mr Subb Restaurant franchise system, provides a quantitative metric for evaluating its overall health and perceived value within the broader franchising ecosystem. This score offers insight into various aspects of the Mr Subb Restaurant franchise’s operational framework and its relationship with its unit owners, contributing to an understanding of its current standing in the franchise market. The brand's commitment to its core values and its specific culinary identity forms the cornerstone of its market presence, ensuring that each of its 2 units contributes to a cohesive brand experience for its patrons. The trajectory of the Mr Subb Restaurant franchise, from its foundational moments to its present operational state, reflects a deliberate path in establishing its presence in the quick-service industry.

The broader industry landscape within which the Mr Subb Restaurant franchise operates is dynamic and characterized by evolving consumer preferences and technological advancements. The quick-service restaurant (QSR) sector, globally and within specific regional markets, continues to experience significant activity driven by factors such as convenience, affordability, and the increasing demand for diverse culinary options. While specific market share data or detailed growth rates for the Mr Subb Restaurant franchise itself are not outlined in the provided information, general trends in the QSR segment offer context for its operational environment. Consumers increasingly prioritize speed of service, consistency in product quality, and value in their dining choices, factors that inherently influence the operational models of QSR brands. The competitive nature of this industry means that brands must continuously innovate and adapt to changing tastes and expectations to maintain relevance and attract new customers. The expansion of online ordering platforms and third-party delivery services has also reshaped the QSR landscape, creating new avenues for customer engagement and revenue generation. Brands in this sector often leverage digital technologies to enhance customer experience, streamline operations, and extend their market reach beyond traditional brick-and-mortar interactions. The Mr Subb Restaurant franchise, like other players in this space, operates within this environment, navigating the pressures and opportunities presented by these industry-wide shifts. The emphasis on offering a distinct product, a characteristic often found in successful niche QSR brands, positions the Mr Subb Restaurant franchise to cater to specific consumer segments. The operational scale of the Mr Subb Restaurant franchise, with its 2 total units, suggests a localized or regional focus, where understanding community-specific demand and building strong local customer relationships are crucial for sustained success. The overall health of the QSR market, driven by factors such as disposable income levels and changing lifestyle patterns, provides a backdrop for the potential growth and stability of brands like the Mr Subb Restaurant franchise.

Regarding the investment required to become a part of the Mr Subb Restaurant franchise system, specific financial details such as the total investment range, initial franchise fee, ongoing royalty rates, and advertising contributions are not provided within the available data. For prospective franchisees, understanding these financial commitments is a critical component of evaluating a franchise opportunity. Typically, in the quick-service restaurant industry, initial investment figures can vary significantly based on factors such as location, size of the establishment, necessary equipment, build-out costs, and initial inventory. These investments often encompass real estate or leasehold improvements, signage, technology systems, and working capital to cover initial operating expenses. The initial franchise fee, a one-time payment made to the franchisor, grants the franchisee the right to use the brand's trademarks, operating system, and intellectual property. Ongoing royalty fees, which are commonly a percentage of gross sales, provide the franchisor with continuous revenue in exchange for ongoing support, brand development, and system maintenance. Additionally, many franchise systems include an advertising or marketing fund contribution, which is pooled from all franchisees to support system-wide brand promotion and advertising campaigns. Without these specific figures for the Mr Subb Restaurant franchise, a detailed financial assessment by potential investors is limited to general industry benchmarks. These benchmarks suggest that restaurant franchises can require substantial capital outlay, reflecting the costs associated with establishing and operating a food service business. The absence of these specific financial requirements for the Mr Subb Restaurant franchise means that a comprehensive comparison against other franchise opportunities in the QSR sector cannot be made based on the provided information. Prospective franchisees would typically seek these crucial financial disclosures in the Franchise Disclosure Document (FDD) to gain a clear understanding of the financial commitment involved in owning and operating a Mr Subb Restaurant franchise unit.

The operational model and support structure offered by the Mr Subb Restaurant franchise to its franchisees are not detailed in the available information. In a typical franchise system, the franchisor provides a comprehensive suite of support services designed to assist franchisees in establishing and operating their businesses successfully. This usually begins with an initial training program, which covers essential aspects of the business, including product preparation, customer service standards, operational procedures, marketing strategies, and administrative tasks. The duration and format of this training, whether conducted at a corporate facility or on-site, are crucial details for new franchisees. Beyond initial training, ongoing support is a hallmark of a robust franchise system. This can include field support visits from regional managers, access to proprietary operational manuals, regular updates on menu development and supply chain management, and assistance with local marketing initiatives. Technology support, encompassing point-of-sale systems, inventory management software, and online ordering platforms, is also a common component of modern franchise support. The availability of a dedicated support team or a hotline for operational queries and issues is vital for franchisees navigating daily challenges. Furthermore, the franchisor often plays a role in site selection and lease negotiation, helping franchisees identify optimal locations for their Mr Subb Restaurant franchise units. The philosophy behind the support structure, whether it emphasizes extensive hands-on guidance or greater entrepreneurial autonomy, can significantly influence the franchisee experience. For the Mr Subb Restaurant franchise, specific details regarding the duration of training programs, the nature of ongoing operational assistance, the provision of marketing materials, or the availability of reservation systems are not outlined. A strong support system is instrumental in ensuring consistency across all units, which is particularly important for a brand like the Mr Subb Restaurant franchise that aims to deliver a uniform customer experience. The absence of these specific details means that the exact mechanisms through which the Mr Subb Restaurant franchise empowers and assists its 2 unit owners are not disclosed.

Regarding the revenue and earnings potential for a Mr Subb Restaurant franchise, specific financial performance representations (FPRs) or earnings claims are not disclosed within the provided data. Franchisors, when presenting an opportunity, may choose to include an Item 19 disclosure in their Franchise Disclosure Document (FDD), which provides insights into the financial performance of their existing units. However, such disclosures are not legally mandated, and many franchisors opt not to provide them. When FPRs are provided, they typically include data points such as average gross sales, median revenue, cost of goods sold, labor costs, and sometimes even net profit margins, depending on the level of detail the franchisor chooses to share. These figures are usually based on historical data from a significant portion of the franchised or company-owned units, and they are presented with specific caveats and assumptions. The purpose of an Item 19 disclosure is to give prospective franchisees a realistic expectation of potential earnings, allowing them to make informed financial projections. Without such information for the Mr Subb Restaurant franchise, potential investors must rely on general industry averages for quick-service restaurants, which can vary widely based on location, market conditions, operational efficiency, and management expertise. General hospitality or restaurant industry benchmarks suggest that revenue and profitability are influenced by factors such as foot traffic, local competition, marketing effectiveness, and the overall economic climate. The absence of specific average revenue per unit, median revenue, or profit margins for the Mr Subb Restaurant franchise means that an independent assessment of its financial performance potential is not possible from the given information. Prospective franchisees would typically consult the FDD for any available Item 19 disclosures to understand the historical financial performance of Mr Subb Restaurant franchise units and to assess the viability of their investment.

The growth trajectory and competitive advantages of the Mr Subb Restaurant franchise are inferred primarily from its current operational scale and the general characteristics of the quick-service industry, as specific plans and strategies are not detailed. With 2 total units, the Mr Subb Restaurant franchise is positioned as a brand with either a highly localized presence or one that is in an early phase of its expansion journey. The absence of historical growth figures, such as year-over-year unit increases or market penetration rates, means that a precise understanding of its expansion patterns over time is not available. Similarly, future expansion plans, including targets for new unit openings, entry into new geographic markets, or strategic partnerships, are not outlined. In a competitive industry, a franchise's advantages often stem from unique menu offerings, strong brand recognition, operational efficiency, or superior customer service. For the Mr Subb Restaurant franchise, its distinct culinary identity would likely serve as a core competitive advantage, allowing it to attract and retain customers who specifically seek out its product. The ability to maintain consistency across its 2 units, ensuring a reliable and quality experience, is also crucial for building a positive brand reputation and fostering customer loyalty. Given its smaller scale, the Mr Subb Restaurant franchise may benefit from agility in adapting to local market demands and a potentially more personalized approach to franchisee support compared to larger, more established chains. However, without specific details on its proprietary recipes, supply chain efficiencies, marketing effectiveness, or technological innovations, the full scope of its competitive differentiation remains undiscussed. The FPI Score of 38 for the Mr Subb Restaurant franchise provides an independent indicator of its system's strength, which can indirectly reflect aspects of its operational model and franchisee satisfaction that contribute to its competitive standing. The ability of the Mr Subb Restaurant franchise to leverage its specific product offering and operational focus to attract new franchisees and expand its footprint would be a key determinant of its future growth trajectory within the competitive quick-service market.

For an individual considering the Mr Subb Restaurant franchise opportunity, the profile of the ideal franchisee and the specifics of available territories are not outlined in the provided information. Typically, franchisors seek candidates who possess a combination of business acumen, leadership skills, a strong work ethic, and a passion for the brand's product or service. Experience in the restaurant or quick-service industry is often beneficial, though not always mandatory, as comprehensive training is usually provided. Financial qualifications are also a critical component, including a minimum net worth and liquid capital requirement, ensuring the franchisee has the resources to fund the initial investment and sustain the business through its early stages. The ideal Mr Subb Restaurant franchise owner would likely be someone committed to upholding the brand's quality standards and operational guidelines, contributing positively to the brand's reputation across its 2 units. Territory information, such as whether specific regions are available for development, if multi-unit agreements are offered, or if existing units are available for resale, is crucial for prospective investors. Franchisors often define protected territories to prevent internal competition between franchisees, ensuring each unit has a viable market to serve. For the Mr Subb Restaurant franchise, the absence of these details means that the specific characteristics sought in a franchisee and the geographic scope of available opportunities are not disclosed. Understanding the franchisor's expectations for its partners and the strategic approach to market allocation is vital for individuals evaluating the suitability of the Mr Subb Restaurant franchise for their entrepreneurial aspirations.

The Mr Subb Restaurant franchise presents an investor opportunity within the quick-service sector, characterized by its current operational scale of 2 total units. While comprehensive financial performance data, detailed support structures, and specific growth plans are not provided, the brand’s presence in the market suggests a foundational framework for its operations. The FPI Score of 38 for the Mr Subb Restaurant franchise offers an independent perspective on the system's overall health, providing a data point for potential investors to consider as part of their due diligence. This score, alongside the brand's established identity within its specific culinary niche, contributes to an understanding of its position in the competitive quick-service industry. Investors evaluating the Mr Subb Restaurant franchise would typically look for a detailed Franchise Disclosure Document to gain insights into all aspects of the business, including financial requirements, training and support, and the terms of the franchise agreement. The opportunity to join the Mr Subb Restaurant franchise system would appeal to individuals seeking to enter the quick-service market with a brand that has an existing operational presence, albeit concise. The focus on its core product and its existing operational units indicate a brand dedicated to its specific market segment. Explore the complete Mr Subb Restaurant franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

38/100

SBA Default Rate

0.0%

Active Lenders

1

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Mr. Subb Restaurant based on SBA lending data

SBA Default Rate

0.0%

0 of 2 loans charged off

SBA Loan Volume

2 loans

Across 1 lenders

Lender Diversity

1 lenders

Avg 2.0 loans per lender

Mr. Subb Restaurant — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

1996

2 approvals — best year on record for Mr. Subb Restaurant.

Top SBA State

New York

2 SBA-financed Mr. Subb Restaurant locations — the densest operator footprint.

Average Loan Size

$98K

Median $98K — use as a sizing anchor when modeling your own $Mr. Subb Restaurant unit.

Lender Concentration

100%

Concentrated

Share of Mr. Subb Restaurant approvals captured by the top 3 SBA lenders.

Mr. Subb Restaurant's SBA lending pipeline peaked in 1996 (2 approvals). Operator density is highest in New York with 2 SBA-financed locations. Average funded ticket sits at $98K, with the median at $98K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

Mr. Subb Restaurantunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Mr. Subb Restaurant