Huntington Learning Center
The total investment to open a Huntington Learning Center franchise ranges from $163,521 to $302,211. The initial franchise fee is $36,000. Ongoing royalties are 9.5% plus a 2% advertising fee.
What is the Huntington Learning Center franchise?
Huntington Learning Center was founded in 1977 by Dr. Raymond Huntington and his wife, Eileen, in Oradell, New Jersey. The company began with one tutoring center based on individualized instruction and the belief that every child can succeed academically with the right support. Today, it has approximately 300 learning centers across 39 states. Huntington remains privately held and family operated. The company has franchised since 1985, giving the model experience across economic cycles, education policy changes, and shifts in competition. Its focus remains on educational outcomes, franchisee support, and measured expansion.
The United States supplemental education market is supported by growing demand for academic assistance. The K 12 tutoring market exceeds $12 billion annually. Tighter academic standards, increased competition for college admission, and greater parental concern about learning outcomes continue to support demand. The COVID 19 pandemic added to this need through widespread learning loss, while National Assessment of Educational Progress data showed historic declines in reading and math scores across nearly every demographic group. Huntington competes with Kumon, Sylvan Learning, Mathnasium, independent tutors, and online platforms. Its model combines diagnostic assessment, remediation, test preparation, and subject tutoring, with one on one and small group instruction from certified teachers. Unlike Kumon's worksheet based approach and Mathnasium's math only focus, Huntington serves students across subjects and grade levels.
The initial franchise fee is $36,000. Qualified teachers and military veterans honorably discharged from the U.S. Armed Forces may receive a 25 percent discount if they hold at least a 10 percent ownership stake in the franchise. Total initial investment ranges from approximately $163,000 to $302,000 and includes build out, furniture and equipment, technology systems, initial marketing, training, and working capital. Applicants should have at least $110,000 in liquid capital and a net worth of $200,000. A call center fee of $390 per month supports centralized lead generation and appointment setting. The initial franchise term is 10 years, with successive 10 year renewal terms available when required conditions are met.
Initial training is delivered through the Franchisee Initial Training program, or FIT. It has three phases and combines online instruction with instructor led classroom sessions totaling approximately 185 hours. Topics include the Huntington curriculum, assessment methods, center operations, financial management, marketing, and staff recruitment. The Huntington Initial Training Program, or HITP, focuses on applying the proprietary Huntington System of learning. Ongoing support includes franchise business consultants, regional meetings, an annual conference, and technology tools for enrollment, progress tracking, and parent communication. The centralized call center handles inquiries and schedules initial consultations. Centers typically occupy 1,500 to 3,000 square feet in retail strip centers or professional office parks with visibility and convenient family access.
Individual results vary with market demographics, local competition, center maturity, and owner involvement. Revenue comes from hourly tutoring fees and programs for academic remediation, SAT, ACT, AP exams, state assessments, and subject specific tutoring across grade levels. Many families enroll for multi month programs, which can create more predictable revenue than some retail or service businesses. Main fixed expenses include rent, full time staff payroll, advertising, and technology and call center fees. Variable expenses include teacher pay, royalties, and advertising fund contributions. More than 30 percent of franchise owners operate multiple centers. Huntington ranked number 130 on Entrepreneur Magazine's 2025 Franchise 500 list and appeared on Newsweek's 2025 Best Customer Service list for 2025.
Huntington has approximately 300 locations across 39 states and continues to have room for development in underserved markets. Its proprietary assessment and curriculum system has been developed over nearly 50 years and identifies student skill gaps to create individualized learning plans. The company is privately held and founder influenced, giving the system a long term ownership structure. Its services include academic remediation, test preparation, and subject tutoring, so owners are not dependent on one offering or a single seasonal demand pattern. More than 30 percent of franchise owners operate multiple centers, indicating that existing operators have expanded within the system.
The preferred franchisee has business management ability, an interest in education and child development, and the leadership skills to recruit and manage qualified instructors. An education background is not required, though the teacher discount suggests that educators entering business ownership are a valued group. Owners benefit from community engagement, school relationships, local reputation, and parent referrals. Huntington is generally better suited to hands on owners than to semi absentee operators because center operations, staff development, and community marketing require active involvement. Franchise agreements include territory protection, with exclusive geographic areas based on population density, school districts, and demand for supplemental education services.
Huntington Learning Center combines a long operating history with established training, support systems, and a market shaped by academic expectations and continuing awareness of learning gaps. The brand has nearly 50 years of operating history and close to four decades of franchising experience. Buyers should review the latest Franchise Disclosure Document, assess their available capital and operating role, and speak with a franchise financing consultant about potential funding options. PeerSense can introduce franchise buyers to SBA and conventional lenders, but PeerSense is not a lender.
Loan Activity Score
44/100
SBA Default Rate
25.9%
Active Lenders
85
According to its Franchise Disclosure Document or public business records, Huntington Learning Center has 204 locations, all owned by franchisees. Public SBA loan records show 85 lenders made 251 loans to franchisees of Huntington Learning Center. PeerSense calculates Huntington Learning Center's score as 44 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2025 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.
Franchising since 1977 · 204 locations
$163,521 to $302,211
$36,000
204
204 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Huntington Learning Center
251
Total SBA loans
$232K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Huntington Learning Center
Loan Activity Score Breakdown
Major Brand (100+ loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
25.9%
vs 3.2% peer avg
SBA Loans
251
Total Volume
$58.2M
Active Lenders
85
12 selective
States
36
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Huntington Learning Center based on SBA lending data
SBA Default Rate
25.9%
22.7% above peer avg
SBA Loan Volume
251 loans
Across 85 lenders
Lender Diversity
85 lenders
Avg 3.0 loans per lender
Investment Tier
Mid range investment
$163,521 to $302,211 total
Payment Estimator
Estimated Monthly Payment
$1,693
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Huntington Learning Center, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman