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Tire Warehouse

Tire Warehouse

4 locations

The initial franchise fee is $15,000. Tire Warehouse currently operates 4 locations (4 franchised). The top SBA 7(a) lenders for Tire Warehouse are Granite State Economic Develop, Bank of America and Mascoma Bank. PeerSense FPI health score: 14/100.

Franchise Fee

$15,000

Total Units

4

4 franchised

FPI Score
Medium
14

Proprietary PeerSense metric

Limited
Capital Partners
3lenders available

Active capital sources verified for Tire Warehouse financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Medium Confidence
14out of 100
Limited

SBA Lending Performance

SBA Default Rate

20.0%

1 of 5 loans charged off

SBA Loans

5

Total Volume

$0.9M

Active Lenders

3

States

1

Top SBA Lenders for Tire Warehouse

What is the Tire Warehouse franchise?

Every tire on every vehicle in America will eventually wear out — that is not a question of preference but physics, creating one of the most dependable demand cycles in all of retail commerce. The franchise investor's real question is not whether the tire replacement market will sustain itself, but which brand in this $46.7 billion U.S. tire dealer industry deserves capital, time, and trust. Tire Warehouse presents a regionally concentrated franchise opportunity rooted in New England, operating under the straightforward consumer promise of "Tires and Auto Parts For Less" — a value-positioning that resonates powerfully in markets where practical affordability drives purchase decisions. The Tire Warehouse brand traces its origins to 1971 when the company was founded in Keene, New Hampshire, establishing a decades-long operational history in one of the most weather-intensive vehicle markets in the United States, where snow, ice, and seasonal road conditions create sustained, non-discretionary demand for tire services. Today the enterprise is led by owner and CEO Robert Dabrowski, operates from headquarters in the Exeter, New Hampshire area, employs over 250 personnel, and reports annual revenue of approximately $52.6 million across its corporate and franchise network. The company currently operates 52 total units under the Tire Warehouse banner within its New England footprint, with franchise database records identifying 4 franchised units currently in operation. For the franchise investor weighing regional versus national brands, Tire Warehouse represents a study in disciplined geographic focus — a privately held, owner-led business that has chosen depth of penetration over aggressive multi-state sprawl, with plans to add 5 to 7 new locations annually as it extends its reach within the region. This analysis is produced independently by PeerSense researchers and reflects no promotional relationship with the franchisor — it is designed to provide the data-grounded perspective that serious capital allocators require before entering a franchise agreement.

The tire retail and dealership industry represents one of the most structurally durable segments in the entire franchised services economy, underpinned by a simple and unalterable reality: the 286 million registered passenger vehicles in the United States all require tires, and those tires wear out on a predictable schedule. The global tire retail market was valued at approximately $221.6 billion in 2024 and is projected to grow at a compound annual growth rate of 4.8 percent, reaching an estimated $354.1 billion by 2034 — a trajectory that makes this category one of the more compelling long-duration investment theses in retail services franchising. Domestically, the U.S. tire dealer industry is expected to see revenue reach $46.7 billion by the end of 2026, climbing at a CAGR of 0.4 percent, with a 0.6 percent acceleration anticipated in 2026 specifically, supported by rising consumer spending and measurably increased vehicle miles traveled as families continue preferring personal transportation over public transit alternatives. Perhaps the single most powerful secular tailwind supporting tire franchise demand is the aging of the American vehicle fleet: the average age of passenger cars in the United States has risen steadily to 13.6 years, nearly double the 8.4-year average recorded three decades ago, meaning the national fleet is older, more tire-dependent, and increasingly maintenance-intensive than at any point in modern automotive history. Passenger vehicles commanded 55.9 percent of total tire retail market share in 2024, and radial tires — favored for their durability, fuel efficiency, and ride comfort — held a 67.6 percent share of the market that same year. For a brand like Tire Warehouse, which operates in the northeastern United States where cold winters accelerate tire degradation and where the average vehicle age trend mirrors national patterns, these macro forces translate directly into foot traffic. The competitive landscape in tire wholesale and retail includes more than 3,000 wholesalers competing for a share of an $80-plus billion industry revenue pool in 2024, and the U.S. tire wholesaler segment alone encompasses approximately 2,700 establishments generating a combined $52 billion annually — confirming that while the market is large, it is also intensely competitive, demanding that successful franchise operators offer differentiated value through pricing, service breadth, or geographic convenience.

The Tire Warehouse franchise investment begins with an initial franchise fee of $15,000 — a notably accessible entry point when evaluated against the broader franchise universe, where initial franchise fees for automotive services and tire dealer concepts routinely range from $25,000 to $50,000 or higher. The total investment required to open a Tire Warehouse location spans a range from a minimum of $100,000 to a maximum of $342,000, a spread that reflects the meaningful variation in build-out costs, inventory requirements, equipment investment, and real estate configurations across the New England markets where the brand operates. This total investment range positions the Tire Warehouse franchise opportunity in the accessible-to-mid-tier category — well below the capital threshold of many national automotive service franchise systems that can demand total investments exceeding $500,000 or $750,000 for a single unit. The $242,000 spread between the minimum and maximum investment figures suggests that format, geography, and site-specific conditions play a material role in final capitalization requirements, which means prospective franchisees should engage directly with the franchisor to understand which end of the range their target market and preferred format would fall within. For investors evaluating the Tire Warehouse franchise cost against the returns available in the tire services category, context matters: the worldwide tire market generated approximately $143 billion in 2024 and is growing at a 3.4 percent CAGR through 2030, meaning capital deployed in well-positioned tire retail operations has a meaningful and expanding total addressable market to draw from. The franchise disclosure document for the current period does not contain disclosed royalty rates or advertising fund contribution requirements in the publicly available data reviewed for this analysis, which means prospective franchisees will need to request the current FDD directly from Tire Warehouse to understand the full ongoing fee structure and total cost of ownership picture before signing. Financing options for automotive and tire service franchises have historically included SBA loan programs, which can cover a meaningful portion of the total investment range for qualified borrowers, and the sub-$342,000 maximum investment puts Tire Warehouse within reach of SBA 7(a) loan programs that many franchisees in comparable categories have used successfully.

The Tire Warehouse operating model is built around a regional specialty retail and service format targeting New England consumers who prioritize value in essential automotive purchases — a customer who returns not by choice but by necessity every 25,000 to 50,000 miles regardless of broader economic conditions. With over 250 employees across the 52-unit corporate and franchise network and $52.6 million in annual revenue attributed to the enterprise, the average revenue per employee approximates $210,000, suggesting a labor-productive model consistent with automotive services businesses that blend product sales with installation labor. The brand's regional concentration in New England is not a limitation but a strategic choice — deep market penetration in a geographically defined area enables supply chain efficiency, brand recognition density, and operational support structures that thinly distributed national networks often cannot replicate. Detailed specifics regarding the formal training program duration, hands-on curriculum, field consultant visit frequency, and technology platform provided to franchisees were not included in the materials reviewed, and prospective franchisees should treat these questions as priority items in any discovery process or FDD review. What is clear from the brand's growth trajectory — planning to add 5 to 7 locations annually — is that the franchisor is actively investing in franchisee recruitment and network expansion, which typically correlates with ongoing investment in the support infrastructure needed to onboard and sustain new operators. The tire dealer and auto service model rewards owner-operators who maintain strong local community relationships, manage inventory efficiently given rubber commodity price pressures (the world price of rubber has climbed at a CAGR of 2.3 percent through 2026), and can capitalize on the multi-service opportunity: industry data indicates that tire franchises offering repairs alongside tire sales can boost average order value by 20 percent or more as customers consolidate automotive service visits into a single stop.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for Tire Warehouse, which means prospective franchisees will not find average unit revenue, median unit revenue, or profit margin disclosures within the FDD itself. This absence of Item 19 disclosure is not unusual — franchisors are not legally required to include financial performance representations in their FDD, and many regional and smaller franchise systems choose not to make such disclosures — but it does place a greater due diligence burden on the prospective investor to construct unit economics estimates from independent sources and direct franchisee validation calls. At the corporate enterprise level, Tire Warehouse, Inc. reports annual revenue of approximately $52.6 million across its total network of 52 units, which implies an average revenue per unit of roughly $1.01 million when divided evenly across the total unit count — a figure that, while not a guaranteed franchisee outcome, establishes a meaningful reference point for the scale of business this brand generates per location. For context, the U.S. tire dealer industry benchmark of $46.7 billion spread across the industry's approximately 60,000 tire dealer locations implies an industry-wide average of approximately $778,000 per location — suggesting that Tire Warehouse's implied per-unit revenue, if the $52.6 million figure is accurate and reasonably evenly distributed, positions the brand slightly above average industry revenue productivity. Prospective franchisees should seek to speak with existing Tire Warehouse franchise operators directly and request any internal financial performance data the franchisor is willing to share outside the FDD, as this direct operator intelligence is the most reliable substitute for formal Item 19 disclosure. The FPI Score of 14, categorized as "Limited" in the PeerSense database, reflects the constrained publicly available performance data for this franchise system, and investors should interpret this score as a prompt for deeper direct due diligence rather than as a negative assessment of the underlying business model. The payback period on a total investment in the $100,000 to $342,000 range will depend heavily on site-specific revenue performance and the ongoing fee structure disclosed in the current FDD — variables that make direct franchisor and franchisee engagement essential before any capital commitment.

The Tire Warehouse franchise network's growth plan of 5 to 7 net new locations per year, applied to a current base of 52 total units, represents an annual growth rate of approximately 9.6 to 13.5 percent — an expansion pace that, if sustained, would double the network within approximately 6 to 8 years and meaningfully increase brand density across the New England region. The broader tire and automotive services industry is experiencing a period of significant consolidation and capital investment that both creates competitive pressure and validates the category's long-term investment thesis: Mavis Tire Express Services now operates over 3,500 outlets after acquiring 1,200 Midas locations, Monro Inc. spans more than 1,300 auto repair shops and tire dealers across 32 states supporting 16 brands, and Big Brand Tire and Service secured a $1.625 billion recapitalization from Percheron Capital to fund further expansion. These large-scale consolidation moves by well-capitalized operators underscore the institutional conviction in tire and auto services as a durable, cash-generative franchise category — but they also highlight the competitive intensity that regional operators like Tire Warehouse must navigate by competing on local service quality, pricing agility, and community relationships that national chains often cannot replicate at scale. Les Schwab Tire Centers' expansion into the Midwest — opening new centers in Minnesota, Nebraska, Wyoming, Colorado, and Idaho — is a reminder that even well-established regional tire brands are not immune to competitive incursion, reinforcing the importance of geographic focus and brand loyalty for networks like Tire Warehouse. The digital transformation of the tire industry, including online tire sales platforms and digital appointment booking, represents both a threat and an opportunity: tire wholesalers and retailers that automate processes, build digital customer touchpoints, and offer seamless installation experiences alongside online sales are expected to capture disproportionate market share as the industry's digital penetration accelerates. For Tire Warehouse, its 50-plus years of brand history in New England since its 1971 founding provides a degree of regional equity that newer entrants cannot easily replicate, and the continued focus on the "Tires and Auto Parts For Less" value proposition aligns well with consumer behavior in economically sensitive periods when essential but price-sensitive purchases like tires become more competitive.

The ideal Tire Warehouse franchisee is most likely an entrepreneurially oriented individual with either automotive industry background or a strong track record in retail operations management, given the dual demands of technical service delivery and customer-facing sales that define the tire dealer category. New England market familiarity is a meaningful advantage given the brand's geographic concentration, as understanding the seasonal demand cycles — including the critical fall/winter transition period when drivers in Massachusetts, New Hampshire, Vermont, Maine, Connecticut, and Rhode Island shift to winter tire configurations — can meaningfully affect inventory management and revenue maximization. The franchise's total investment ceiling of $342,000 and entry-level minimum of $100,000 suggest that the brand is accessible to a wider range of individual investors than many automotive service franchises, potentially including career-change candidates, existing independent tire shop operators seeking brand affiliation and supply chain support, or multi-unit operators looking to expand within a specific regional market. With the franchisor planning to add 5 to 7 locations annually, there is an implied urgency and structure to the available territory pipeline, and prospective franchisees should engage early in the discovery process to understand which specific markets within New England are being prioritized for near-term development. The Tire Warehouse franchise agreement term length, transfer policies, and renewal terms are details that prospective investors must review within the current FDD, as these structural elements of the franchise relationship materially affect the long-term value and liquidity of the franchise investment. Multi-unit development potential within a concentrated regional geography is a plausible and potentially attractive path for franchisees who demonstrate early operational success, given the brand's explicit growth ambitions and the cost-efficiency advantages of operating multiple units within a single market area.

Tire Warehouse presents a franchise opportunity in one of the most structurally sound categories in the entire franchised business economy — a category defined by non-discretionary consumer spend, an aging national vehicle fleet now averaging 13.6 years, and a $354.1 billion global retail tire market on a 4.8 percent CAGR growth trajectory through 2034. The investment thesis is anchored by a 1971 founding history, a regional brand with genuine equity in the high-demand New England market, an enterprise generating $52.6 million in annual revenue across 52 units, and a franchise entry point that begins at $100,000 — making it one of the more accessible automotive services franchise opportunities available to individual investors. The absence of Item 19 financial performance disclosure in the current FDD, the FPI Score of 14 reflecting limited public performance data, and the constrained available information on training structure and ongoing fee specifics all underscore the importance of rigorous, direct due diligence before committing capital. PeerSense provides exclusive due diligence data including SBA lending history, FPI score analysis, location maps with Google ratings, FDD financial data cross-referenced against industry benchmarks, and side-by-side comparison tools that allow investors to evaluate the Tire Warehouse franchise investment against competing tire dealer and automotive services franchise opportunities across every relevant financial and operational dimension. The combination of a proven regional brand, an accessible total investment range, a growing market supported by irreversible aging-fleet dynamics, and the 5-to-7-unit annual growth trajectory makes Tire Warehouse a franchise opportunity that merits serious, structured evaluation by investors with New England market access and automotive services interest. Explore the complete Tire Warehouse franchise profile on PeerSense to access the full suite of independent franchise intelligence data and make your due diligence count.

FPI Score

14/100

SBA Default Rate

20.0%

Active Lenders

3

Key Highlights

Data Insights

Key performance metrics for Tire Warehouse based on SBA lending data

SBA Default Rate

20.0%

1 of 5 loans charged off

SBA Loan Volume

5 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 1.7 loans per lender

Tire Warehouse — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2005

2 approvals — best year on record for Tire Warehouse.

Top SBA State

New Hampshire

5 SBA-financed Tire Warehouse locations — the densest operator footprint.

Average Loan Size

$178K

Median $189K — use as a sizing anchor when modeling your own $Tire Warehouse unit.

Lender Concentration

100%

Concentrated

Share of Tire Warehouse approvals captured by the top 3 SBA lenders.

Tire Warehouse's SBA lending pipeline peaked in 2005 (2 approvals). Operator density is highest in New Hampshire with 5 SBA-financed locations. Average funded ticket sits at $178K, with the median at $189K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

Tire Warehouseunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Tire Warehouse