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Hays City Corp. d.b.a Tex-Con

Hays City Corp. d.b.a Tex-Con

Franchising since 1939 · 2 locations

Hays City Corp. d.b.a Tex-Con currently operates 2 locations (2 franchised). The top SBA 7(a) lenders for Hays City Corp. d.b.a Tex-Con are Capital Certified Development and Bank of the Orient. PeerSense FPI health score: 43/100.

Total Units

2

2 franchised

FPI Score
Low
43

Proprietary PeerSense metric

Fair
Capital Partners
2lenders available

Active capital sources verified for Hays City Corp. d.b.a Tex-Con financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

New/Niche (1-2 loans)

Limited Data
43out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 2 loans charged off

SBA Loans

2

Total Volume

$3.0M

Active Lenders

2

States

1

Top SBA Lenders for Hays City Corp. d.b.a Tex-Con

What is the Hays City Corp. d.b.a Tex-Con franchise?

Deciding whether to invest in a fuel and convenience retail franchise means confronting a deceptively complex set of variables: volatile commodity markets, evolving consumer behavior, capital-intensive infrastructure, and a competitive landscape dominated by both independent operators and nationally branded giants. For investors researching the Hays City Corp. d.b.a Tex-Con franchise opportunity, the picture is particularly nuanced, requiring careful separation of what is publicly known from what remains undisclosed. Hays City Corporation operates under the trade name Tex-Con, a brand deeply intertwined with Tex-Con Oil Company, a family-operated wholesale fuel and lubricants distributorship that has served Central Texas since 1939. Tex-Con Oil Company's corporate office and primary bulk plant are located in South Austin, Texas, with additional bulk plants in Pflugerville, Liberty Hill, and San Antonio — a geographic footprint that mirrors the explosive population corridor between Austin and San Antonio, a region projected to grow from 4.5 million people today to as many as 7 million residents by 2030. The Hays City Corp. d.b.a Tex-Con franchise currently counts 2 total units, both franchised and none company-owned, placing it firmly in the micro-brand category where investors must weigh early-stage upside against the operational and financial transparency risks inherent in proving a concept at minimal scale. Hays County itself, where this brand's namesake geography is rooted, recorded a population growth rate of 21.1% between April 2020 and July 2024, one of the fastest-growing counties in the United States. That demographic tailwind creates a structural case for fuel retail and convenience store development in this specific corridor, regardless of brand scale. This analysis, produced independently by PeerSense.com, presents every verifiable data point currently available on this concept so that franchise investors can make fully informed capital decisions.

The Gas Stations with Convenience Stores industry in the United States generated total revenue of $484.5 billion in 2024, expanding to a market size of $522.3 billion in 2025, though the sector experienced a modest contraction of negative 0.3% in 2025 and the 2026 market is projected at $520.3 billion. The five-year compound annual growth rate from 2021 to 2026 sits at 0.6%, a figure that reflects the structural tension between growing consumer vehicle miles traveled and the long-term secular pressure from electric vehicle adoption. Looking at the broader gasoline stations market, which encompasses both convenience and non-convenience formats, global revenues were estimated at $2,735.75 billion in 2024 and are forecast to reach $2,870.08 billion in 2025, representing a 4.9% CAGR, with projections extending to $3,501.11 billion by 2029 at a 5.1% CAGR. Key demand drivers include continued automobile ownership growth, urbanization patterns, infrastructure development in Sun Belt metros, and a U.S. Energy Information Administration-reported increase of 0.3 million barrels per day in annual average gasoline consumption in 2022. The convenience store channel specifically commands extraordinary consumer reach: there are 151,975 convenience stores currently operating in the United States as of December 31, 2025, a figure that declined slightly by 280 stores, or 0.2%, from the prior year, yet the number of convenience stores selling fuel actually increased by 768 locations to 122,620 — the highest count in eight years. Consumers purchase an estimated 80% of all retail fuel through convenience store outlets, underscoring the strategic logic of combining fuel with in-store retail. The industry is structurally fragmented, with 57,197 companies operating in the Gas Stations with Convenience Stores category and 95,672 of the nation's convenience stores — representing 63% of the total — owned by operators running 10 or fewer locations. Texas alone contains 16,504 convenience stores, more than one in every ten locations nationwide, making it the single largest state market in the country and the natural home territory for a Central Texas operator like Hays City Corp. d.b.a Tex-Con.

The Hays City Corp. d.b.a Tex-Con franchise investment picture presents a significant challenge for prospective franchisees conducting due diligence: the franchise fee, total investment range, royalty rate, advertising fund contribution, liquid capital requirement, and net worth requirement are not disclosed in publicly available sources. This absence of financial disclosure places the Hays City Corp. d.b.a Tex-Con franchise in a category of early-stage or micro-scale concepts where investors must conduct direct outreach to the franchisor to obtain FDD-level investment details before any capital commitment can be evaluated with confidence. For comparison purposes, gas station and convenience store franchise investments across the broader industry typically range from several hundred thousand dollars on the low end for a conversion of an existing site to well over $1 million for a ground-up build with full fuel infrastructure, canopy installation, underground storage tank systems, and branded forecourt equipment. Tex-Con Oil Company's own commercial services give context to the infrastructure costs involved: the company's four bulk fuel plants across Central Texas carry a combined fuel storage capacity of 209,000 gallons, and the range of equipment for retail fuel sites includes underground storage tanks, containment pans, fuel pumps, meters, oil lube equipment, hoses, nozzles, breakaways, tank filters, and tank monitors — each of which represents a capital line item for a new operator. Tex-Con does offer equipment loan and lease arrangements for qualifying customers, which could meaningfully reduce upfront capital requirements for a prospective Hays City Corp. d.b.a Tex-Con franchisee by shifting large fixed asset costs from purchase to an ongoing operating expense structure. The franchise agreement term length is also not publicly disclosed in available sources, which is an additional item investors must clarify directly with the franchisor. The PeerSense FPI Score for Hays City Corp. d.b.a Tex-Con is 43, which is classified as Fair — a rating that reflects the limited disclosure environment and micro-scale unit count rather than a negative assessment of the underlying business model.

Understanding daily operations under the Hays City Corp. d.b.a Tex-Con franchise model requires layering what is known about Tex-Con Oil Company's commercial services infrastructure onto the practical realities of operating a gasoline station with convenience store in a high-growth Texas corridor. Tex-Con Oil Company supplies branded fuel to over 100 retail sites across the Austin, San Antonio, College Station, and Houston markets, with the retail sites benefiting from partnerships with Shell, ExxonMobil, Valero, Chevron-Texaco, and Phillips 66 — meaning that a Tex-Con-supplied operator has access to nationally recognized fuel brands at the pump rather than operating under an unbranded or purely proprietary fuel identity. The company's commercial services include bulk tank fueling, jobsite fueling, fleet fueling, and generator fueling, as well as an Inventory Management System with tank monitoring capabilities that delivers real-time fuel inventory data. Tex-Con provides a 24/7 customer portal and mobile application that gives retail operators access to financial data including invoices, pricing, credit card details, EFT information, and fuel ordering — a technology layer that modernizes what is traditionally a relationship-heavy distribution business. The company's sales team offers support on site selection, site layout design, site construction assistance, and daily operational guidance, suggesting that franchisees or affiliated operators receive hands-on field support beyond purely transactional fuel supply. For the specific training program, staffing model, territory exclusivity structure, and multi-unit development expectations of the Hays City Corp. d.b.a Tex-Con franchise itself, prospective investors should request the current Franchise Disclosure Document directly, as these details are not currently reflected in publicly available records. With only 2 franchised units currently in operation, the support infrastructure is almost certainly in an early formalization stage, which represents both a risk and a potential upside for an early adopter franchisee who can help shape system standards.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for Hays City Corp. d.b.a Tex-Con, which means prospective investors cannot rely on franchisor-provided average unit revenue, median revenue, or profit margin benchmarks when modeling their return on investment. This non-disclosure is not uncommon among micro-scale or emerging franchise systems — the FTC's Franchise Rule makes Item 19 disclosure optional, not mandatory — but it does place a heavier burden on the investor to conduct independent financial modeling using industry benchmarks, local market data, and direct discussions with existing franchisees and the franchisor. Using industry-level benchmarks as a proxy, convenience stores in the United States generate substantial top-line revenues primarily driven by fuel sales volume, which in Texas — the country's largest convenience store market with 16,504 locations — tends to be elevated relative to national averages given higher vehicle ownership rates and longer average commute distances. Tex-Con Oil Company's 209,000-gallon combined bulk plant capacity and its supply to over 100 retail sites across a multi-metro Texas footprint provide a structural indicator of the revenue throughput available to affiliated operators. The Austin-San Antonio corridor, where Hays City Corp. d.b.a Tex-Con franchise operations are centered, is one of the fastest-urbanizing regions in the United States, with Hays County recording 21.1% population growth from April 2020 to July 2024 and the broader corridor expected to add as many as 2.5 million residents by 2030. Population density and vehicle traffic are the two most direct predictors of fuel retail revenue at the unit level, and both metrics are strongly favorable for operators positioned in this corridor. Investors should request historical site-level fuel volume data, convenience store merchandise revenue, and any available gross margin data from the franchisor and from Tex-Con Oil Company's distribution records in order to construct a credible pro forma before committing capital to the Hays City Corp. d.b.a Tex-Con franchise opportunity.

The Hays City Corp. d.b.a Tex-Con franchise currently operates at 2 total units — both franchised, with zero company-owned locations — which places this brand in the earliest measurable stage of franchise system development. At this scale, unit count growth trajectory is not yet statistically meaningful in the way it would be for a system with hundreds of locations, but the underlying market conditions in Central Texas offer a compelling structural argument for expansion. The Austin-San Antonio Interstate 35 corridor is adding population at a rate that outpaces virtually every other major U.S. metro region, with cities like Kyle and San Marcos experiencing rapid urbanization as the Austin metropolitan area expands southward through Hays County. New demand centers in these communities require all the infrastructure of established urban areas, including retail fuel and convenience services, which creates a greenfield development opportunity for early franchise operators willing to establish locations ahead of the residential and commercial build-out curve. Tex-Con Oil Company's competitive positioning rests on its 85-plus years of operational continuity in Central Texas since its 1939 founding, its relationships with all five major fuel brands including Shell, ExxonMobil, Valero, Chevron-Texaco, and Phillips 66, and its technology investments in tank monitoring, mobile customer portals, and supply chain management tools. Clay Johnson, President of Tex-Con and District 13 Director for the Texas Food and Fuel Association, represents active industry engagement at the trade association level, positioning the company favorably for regulatory developments, competitive intelligence, and industry networking. The company's documented corporate social responsibility activities — including donations to the Central Texas Food Bank and San Antonio Food Bank during the 2020 pandemic, and ongoing support for organizations including the YMCA, Honor Flight Network, Ronald McDonald House, and Aga Khan Foundation — reflect a community-embedded brand identity that can support local franchise marketing in the tight-knit communities of Central Texas.

The ideal candidate for the Hays City Corp. d.b.a Tex-Con franchise opportunity is most likely an owner-operator with prior experience in fuel retail, convenience store management, or commercial real estate development in the Central Texas market. Given the capital intensity of gasoline station infrastructure — underground storage tanks, forecourt canopies, POS systems, fuel dispensers, and convenience store fit-out collectively represent substantial construction and equipment budgets — investors with prior exposure to the petroleum retail sector or commercial construction will be better equipped to manage the build-out process and the ongoing regulatory compliance requirements associated with underground fuel storage. The geographic concentration of Tex-Con Oil Company's supply network across Austin, San Antonio, College Station, and Houston markets suggests that available franchise territories are most logically positioned within this footprint, with the highest-opportunity zones in the rapidly urbanizing communities of Hays County including Kyle and San Marcos, where population growth of 21.1% over four years has outpaced retail infrastructure development. Multi-unit development potential is a logical consideration given the corridor dynamics, as a single successful location in an underserved growth community can serve as a proof-of-concept for additional sites along the I-35 corridor. Texas's status as a no-income-tax state with a business-friendly regulatory environment enhances the attractiveness of franchise investment in this geography relative to many other U.S. markets. Prospective investors should factor in the franchise agreement term when modeling long-term returns, and should seek clarity from the franchisor on renewal rights, transfer conditions, and any right-of-first-refusal provisions that could affect resale value when evaluating the Hays City Corp. d.b.a Tex-Con franchise cost against its expected long-term return profile.

The Hays City Corp. d.b.a Tex-Con franchise represents a micro-scale but geographically strategic opportunity in one of the most structurally advantaged fuel retail markets in the United States. With the Gas Stations with Convenience Stores industry generating $522.3 billion in U.S. revenue in 2025, Texas commanding more than one in ten of all convenience store locations nationwide, and the Austin-San Antonio corridor projected to add millions of residents through 2030, the market fundamentals for a well-positioned Central Texas fuel retail operator are genuinely compelling. The PeerSense FPI Score of 43, rated as Fair, appropriately reflects the early-stage development of this franchise system, the absence of Item 19 financial performance disclosure, and the limited public documentation of investment terms — all of which are solvable through direct franchisor engagement but represent legitimate due diligence requirements before any capital is committed. The connection to Tex-Con Oil Company's 85-year operating history, its 100-plus retail sites supplied across four Texas metro markets, its 209,000-gallon bulk fuel capacity, and its branded partnerships with Shell, ExxonMobil, Valero, Chevron-Texaco, and Phillips 66 provide a meaningful operational backbone that a pure startup franchise would lack. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the Hays City Corp. d.b.a Tex-Con franchise investment against competing concepts in the gasoline station and convenience store category. Explore the complete Hays City Corp. d.b.a Tex-Con franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

43/100

SBA Default Rate

0.0%

Active Lenders

2

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Hays City Corp. d.b.a Tex-Con based on SBA lending data

SBA Default Rate

0.0%

0 of 2 loans charged off

SBA Loan Volume

2 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 1.0 loans per lender

Hays City Corp. d.b.a Tex-Con — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2024

1 approvals — best year on record for Hays City Corp. d.b.a Tex-Con.

Top SBA State

Texas

2 SBA-financed Hays City Corp. d.b.a Tex-Con locations — the densest operator footprint.

Average Loan Size

$1.5M

Median $1.5M — use as a sizing anchor when modeling your own $Hays City Corp. d.b.a Tex-Con unit.

Lender Concentration

100%

Concentrated

Share of Hays City Corp. d.b.a Tex-Con approvals captured by the top 3 SBA lenders.

Hays City Corp. d.b.a Tex-Con's SBA lending pipeline peaked in 2024 (1 approvals). The last five fiscal years account for 100% of cumulative volume ($3.0M approved). Operator density is highest in Texas with 2 SBA-financed locations. Average funded ticket sits at $1.5M, with the median at $1.5M. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

Hays City Corp. d.b.a Tex-Conunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Hays City Corp. d.b.a Tex-Con