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TMT, Inc. - Wholesale Supply A

TMT, Inc. - Wholesale Supply A

3 locations

TMT, Inc. - Wholesale Supply A currently operates 3 locations (3 franchised). The top SBA 7(a) lenders for TMT, Inc. - Wholesale Supply A are PCB Bank and Citizens Bank. PeerSense FPI health score: 42/100.

Total Units

3

3 franchised

FPI Score
Low
42

Proprietary PeerSense metric

Fair
Capital Partners
2lenders available

Active capital sources verified for TMT, Inc. - Wholesale Supply A financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Limited Data
42out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 3 loans charged off

SBA Loans

3

Total Volume

$6.7M

Active Lenders

2

States

1

Top SBA Lenders for TMT, Inc. - Wholesale Supply A

What is the TMT, Inc. - Wholesale Supply A franchise?

The question every serious franchise investor asks before writing a six-figure check is deceptively simple: does this business model actually work in the real world, independent of what the franchisor's sales team tells me? That question becomes significantly more complex when evaluating an early-stage operator like TMT, Inc. - Wholesale Supply A, a Dallas, Texas-based franchise concept operating within the gasoline stations with convenience stores category — one of the most capital-intensive and operationally demanding retail formats in American commerce. With a current total unit footprint of just 2 reported locations and 3 franchised units, TMT, Inc. - Wholesale Supply A sits at the earliest identifiable stage of franchise system development, a stage that carries both asymmetric upside potential and commensurately elevated risk. The total addressable market for this category is not a trivial consideration: the gas stations with convenience stores industry in the United States generated an estimated $484.5 billion in total revenue in 2024, making it one of the largest retail sectors in the country by gross revenue volume. Globally, the convenience store market was valued at $2.12 trillion in 2021 and is projected to reach $3.12 trillion by 2028, representing a compound annual growth rate of 5.6% from 2022 through 2028. Headquartered in Dallas, Texas — a city that sits within a state boasting the single largest concentration of convenience store locations in the United States with 16,504 stores — TMT, Inc. - Wholesale Supply A operates in a geographic market that is inherently favorable to this category. This independent analysis, produced by PeerSense research analysts without compensation or promotional consideration from the franchisor, is designed to give prospective investors the clearest, most data-grounded picture of what this franchise opportunity represents in the context of the broader industry.

The gasoline stations with convenience stores category is not a niche market fighting for consumer relevance — it is structurally embedded in the daily behavior of American consumers in ways that few retail formats can claim. As of December 31, 2025, there were 151,975 convenience stores operating in the United States, though that figure represents a slight decrease of 280 stores, or 0.2%, compared to the prior year. Notably, within that overall figure, the number of convenience stores actively selling fuel increased by 768 locations, or 0.6%, reaching 122,620 fuel-selling stores — the highest count recorded in eight years. This is a meaningful directional signal: while the total store count is rationalizing, the fuel-plus-convenience format specifically is gaining share. Approximately 80.7% of all U.S. convenience stores sell fuel, and those locations collectively account for an estimated 80% of all fuel purchased by American consumers — a market dominance that no other retail channel approaches for this product category. The U.S. gas stations with convenience stores sector has grown at an annual rate of 3.5% over the past three years, a steady if unspectacular growth rate that reflects the category's essential-goods positioning rather than cyclical demand patterns. Consumer behavior trends continue to favor the format: the COVID-19 pandemic drove a 1.5% increase in total in-store sales and an 18.5% surge in total basket size as consumers deliberately chose smaller-format stores over larger, more crowded supermarkets. Supporting infrastructure investment is equally robust — the gas station equipment sector alone is projected to expand from $7.8 billion in 2025 to $12.3 billion by 2035, growing at a 4.7% CAGR, with the retail gas stations segment expected to command 60.7% of total equipment market revenue in 2025. For franchise investors evaluating TMT, Inc. - Wholesale Supply A, these macro tailwinds represent the structural floor beneath any unit-level investment thesis.

The competitive landscape within this sector is notably fragmented, which is simultaneously an opportunity and a cautionary data point for any emerging franchise system attempting to build scale. Of the 57,197 companies operating in the U.S. gas stations with convenience stores industry, 95,672 individual stores — representing 63% of the total — are owned by operators running 10 or fewer locations. Only 33,810 stores, or 22.2% of total industry locations, are owned by companies with 500 or more stores. This fragmentation means that a well-positioned franchise system with a replicable operating model, supply chain leverage, and brand consistency can theoretically carve out meaningful market share in regional markets without confronting insurmountable barriers from dominant national operators. The wholesale distribution component embedded in TMT, Inc. - Wholesale Supply A's category positioning adds another layer of strategic relevance: wholesale distributors across the United States are actively expanding their logistics infrastructure in 2025, with at least seven major new distribution centers announced or opened this year alone, spanning food, healthcare, industrial, and building materials sectors, with new facilities ranging from 183,000 to over 1 million square feet. This broader wholesale logistics modernization trend — characterized by automation, shorter delivery windows, and data-driven inventory management — creates an environment in which well-structured wholesale supply relationships can become genuine competitive differentiators for convenience store operators. Geographic concentration matters here as well: Texas, where TMT, Inc. - Wholesale Supply A is headquartered, leads all states with 16,504 convenience store locations, followed by California at 12,143, Florida at 9,730, New York at 7,561, and Georgia at 7,092 — a distribution of locations that defines the primary competitive theater for any operator building a system in the southern and southeastern United States.

Evaluating the investment economics of the TMT, Inc. - Wholesale Supply A franchise opportunity requires working from industry benchmarks rather than franchisor-disclosed figures, given the early-stage nature of the system. Across the broader franchise universe in 2025, initial franchise fees for retail and convenience-oriented concepts typically range from $10,000 to $50,000, with quick-service restaurant formats ranging from $6,250 to $90,000 depending on brand equity, territorial rights, and format complexity. Total investment costs for retail franchise concepts frequently exceed $100,000 once real estate, equipment, inventory, working capital, and build-out or conversion expenses are incorporated, and gasoline station with convenience store formats are among the more capital-intensive retail categories given the specialized fuel infrastructure, point-of-sale technology requirements, compliance costs, and inventory carrying needs. Ongoing royalty fees across the franchise industry typically range from 4% to 8% of gross sales, with some systems deploying tiered structures — for example, 3% of gross sales for annualized revenues up to $499,999, declining to 1.5% for locations achieving $2,000,000 or more in annualized sales — a structure that can meaningfully affect unit economics at different revenue thresholds. Advertising fund contributions generally add another 1% to 5% of sales on top of royalty obligations. Technology fees, supply chain markups, transfer fees, and renewal fees can add further to the total cost of ownership beyond headline royalty and advertising figures, and prospective investors should scrutinize all FDD fee schedules with particular care. The TMT, Inc. - Wholesale Supply A franchise, with its Dallas headquarters and wholesale supply positioning, operates in a market where real estate and infrastructure costs in Texas are generally more favorable than in coastal markets, which could compress total investment requirements relative to national averages — though this is a general market observation rather than a system-specific disclosed figure.

Daily operations within a gasoline station with convenience store franchise are demanding in ways that prospective owners frequently underestimate before signing franchise agreements. The format is not structured for passive or absentee ownership — industry experience consistently shows that owner-operated or actively managed units outperform absentee-owned units in both customer satisfaction metrics and financial performance. Staffing requirements typically involve multiple shifts covering extended operating hours, and the category's characteristic long hours — many locations operate 24 hours per day, 7 days per week — mean that labor scheduling, turnover management, and shift coverage are constant operational pressures. Franchisees in this category commonly report that rising costs of goods sold, supply chain constraints that limit local sourcing flexibility, and mandated purchasing arrangements for items and point-of-sale systems create ongoing cost management challenges that require active owner attention to navigate effectively. The wholesale supply component of TMT, Inc. - Wholesale Supply A's model may provide a supply chain structure that differs from pure retail convenience formats — a structure that could potentially offer franchisees preferential access to wholesale-priced merchandise, which is a meaningful competitive lever in a category where in-store merchandise margins are critical to overall unit profitability. Training program structures in the broader franchise industry for retail and convenience formats typically include initial training periods covering operational procedures, compliance requirements, vendor relationships, and customer service standards, with ongoing field support provided by corporate consultants. Territory structure, exclusivity parameters, and multi-unit development expectations are components that any investor in TMT, Inc. - Wholesale Supply A should review carefully within the Franchise Disclosure Document before making any capital commitment.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for TMT, Inc. - Wholesale Supply A. This is a materially important disclosure gap that every prospective investor must weigh carefully, because the absence of Item 19 data removes the most direct tool for evaluating unit-level revenue, profitability, and payback period — the three numbers that ultimately determine whether a franchise investment generates acceptable returns on invested capital. Franchisors are not legally required to provide Item 19 financial performance representations, but when they do not, investors must construct their own unit economics framework from available industry benchmarks and comparables. The gas stations with convenience stores sector generated $484.5 billion in U.S. revenue in 2024 across approximately 57,197 operating companies and 151,975 total locations, implying a very rough average of approximately $3.2 million in revenue per location — though that figure encompasses enormous variance between high-volume locations on major traffic corridors and lower-volume neighborhood stores. The PeerSense FPI Score assigned to TMT, Inc. - Wholesale Supply A is 42, which falls in the "Fair" range of the scoring model, reflecting the combination of limited disclosed financial data, early-stage unit count, and the absence of Item 19 performance representations. A Fair FPI Score does not constitute a negative verdict on the investment — it is an accurate reflection of the current information environment and the elevated due diligence burden that early-stage franchise systems place on prospective investors. For context, the total system currently comprises 2 reported total units and 3 franchised units, a scale at which any statistical representation of average or median unit performance would have very limited predictive reliability even if Item 19 data were disclosed.

The unit growth trajectory of TMT, Inc. - Wholesale Supply A places the brand firmly in the micro-system category of franchise development, where the fundamental investment thesis rests not on demonstrated scale but on the quality of the underlying operating model and the strategic positioning within a large, growing market. The U.S. gas stations with convenience stores sector has demonstrated consistent 3.5% annual growth over the past three years, and the fuel-selling convenience store subformat specifically has grown to 122,620 locations as of late 2025 — a category expansion dynamic that provides market context for system-level growth ambitions. Wholesale distribution as a supporting business infrastructure is experiencing its own modernization wave in 2025, with major operators investing in automated facilities, data-driven logistics, and expanded regional coverage networks — developments that could provide TMT, Inc. - Wholesale Supply A with evolving supply chain capabilities as the system matures. The Dallas, Texas headquarters positions the brand within the largest single-state convenience store market in the country, a geographic advantage that could support efficient multi-unit development across a high-density market before any national expansion strategy becomes operationally feasible. Competitive moat construction in this category historically derives from supply chain scale and cost advantages, fuel pricing strategies, private-label merchandise programs, customer loyalty technology, and real estate positioning on high-traffic corridors — all areas where a wholesale supply orientation could theoretically create differentiation relative to independently operated competitors who lack access to equivalent procurement infrastructure.

The ideal candidate for a TMT, Inc. - Wholesale Supply A franchise opportunity is most likely an experienced retail or fuel operations professional who brings prior familiarity with the operational demands of the gasoline station and convenience store format — or a multi-unit operator from an adjacent retail category who can apply proven management systems to a new brand context. The category's operational complexity, extended operating hours, fuel compliance requirements, and inventory management demands make this a poor fit for first-time business owners without relevant industry experience or a strong management team already in place. Texas and the broader southern United States represent the most logical initial development territory given the brand's Dallas headquarters, the state's 16,504 existing convenience store locations, and the density of population centers in the DFW metroplex, Houston corridor, San Antonio, and Austin markets. Franchise agreement term length, renewal rights, territory protections, and resale and transfer provisions are all components that prospective investors should examine with qualified franchise legal counsel before executing any agreement, given the capital intensity of the format and the long-horizon nature of real estate-anchored businesses. The timeline from franchise agreement execution to operational opening in the convenience store with fuel format can be extended due to permitting, environmental compliance, fuel infrastructure installation, and merchandise setup requirements — factors that affect working capital needs and the investor's timeline to revenue.

Synthesizing all available data, TMT, Inc. - Wholesale Supply A represents a franchise opportunity situated within one of the most structurally resilient and revenue-dense retail categories in the United States — a $484.5 billion domestic market growing at 3.5% annually, embedded in daily consumer behavior, and operating within a fragmented competitive landscape that rewards well-organized systems with real supply chain advantages. The early-stage nature of the system, the absence of Item 19 financial performance disclosure, and a PeerSense FPI Score of 42 collectively signal that this opportunity demands a higher-than-average due diligence commitment from any prospective investor, and that the investment thesis must be built on careful independent analysis rather than disclosed franchisor performance data. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark TMT, Inc. - Wholesale Supply A against competing franchise concepts within the same category using objective, independently sourced metrics. For an investor with relevant industry experience, adequate capitalization, and the patience to conduct thorough pre-investment analysis, the TMT, Inc. - Wholesale Supply A franchise opportunity within the Dallas-anchored Texas market deserves serious, structured evaluation rather than dismissal on the basis of size alone — because every large franchise system began as a small one, and the category fundamentals underlying this concept are among the strongest in American retail. Explore the complete TMT, Inc. - Wholesale Supply A franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

42/100

SBA Default Rate

0.0%

Active Lenders

2

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for TMT, Inc. - Wholesale Supply A based on SBA lending data

SBA Default Rate

0.0%

0 of 3 loans charged off

SBA Loan Volume

3 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 1.5 loans per lender

TMT, Inc. - Wholesale Supply A — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2020

3 approvals — best year on record for TMT, Inc. - Wholesale Supply A.

Top SBA State

Texas

3 SBA-financed TMT, Inc. - Wholesale Supply A locations — the densest operator footprint.

Average Loan Size

$2.2M

Median $2.4M — use as a sizing anchor when modeling your own $TMT, Inc. - Wholesale Supply A unit.

Lender Concentration

100%

Concentrated

Share of TMT, Inc. - Wholesale Supply A approvals captured by the top 3 SBA lenders.

TMT, Inc. - Wholesale Supply A's SBA lending pipeline peaked in 2020 (3 approvals). Operator density is highest in Texas with 3 SBA-financed locations. Average funded ticket sits at $2.2M, with the median at $2.4M. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

TMT, Inc. - Wholesale Supply Aunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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TMT, Inc. - Wholesale Supply A