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Benjamin Moore -  Branching Ou

Benjamin Moore - Branching Ou

The total investment to open a Benjamin Moore - Branching Ou franchise ranges from From $275,000. Ongoing royalties are 8%.

What is the Benjamin Moore - Branching Ou franchise?

Benjamin Moore Branching Ou is an independent dealer opportunity built around Benjamin Moore, rather than a traditional franchise. Benjamin Moore & Co. began in 1883 in Brooklyn, New York, when Benjamin Moore and his brother invested approximately $2,000 to launch Moore Brothers and sell Moore's Prepared Calsom Finish. The company incorporated as Benjamin Moore in 1889. By 1897, it was expanding nationally through factories in Chicago and New Jersey and a facility acquired in Cleveland. Its Canadian operations were incorporated on September 7, 1906. Benjamin Moore now operates through more than 7,500 independent retail locations in the United States, Canada, and more than 75 countries. Its headquarters are in Montvale, New Jersey, and Berkshire Hathaway acquired the company in 2000 under Warren Buffett's direction. The opportunity operates in a U.S. paint and wallpaper stores sector that generated $18.1 billion in revenue in 2024.

Paint and coatings retail benefits from recurring demand tied to property upkeep. The broader sector recorded $18.1 billion in 2024 revenue, with a three year compound annual growth rate of 7.1% through the recent post pandemic cycle. The global paints and coatings market is projected to reach approximately $260 billion by 2032, supported by construction, infrastructure investment, and rising homeownership in emerging economies. Domestic demand comes from home maintenance, residential real estate transactions, and remodeling. COVID 19 accelerated renovation spending, while online tutorials and DIY resources kept consumer engagement above pre 2020 levels. The 50 largest U.S. companies account for approximately 85% of industry revenue. Independent specialty retailers compete through technical expertise, custom color matching, and contractor relationships that big box stores may not provide at the same depth.

The Benjamin Moore dealer structure differs from a conventional franchise investment. There is no published franchise fee or royalty obligation, and the model does not require a national advertising fund contribution. Benjamin Moore provides national advertising support and local advertising guidance. The New Entrepreneur Program specifies a minimum total investment of $275,000, including at least $75,000 in unencumbered liquid capital and an additional $200,000 from cash or a bank loan. A second scenario covering broader buildout and early operating capital projects a minimum investment of approximately $385,000, with at least $110,000 in liquid capital. Another retailer data point gives an investment range of $60,000 to $260,000, depending on format, market, and buildout scope. Through the New Entrepreneur Program, Benjamin Moore offers up to $175,000 in financial support during the first two years. Standard program disclosures do not publish a net worth requirement, though applicants are assessed on their financial profile and credit history.

Daily operations focus on selling Benjamin Moore paints, stains, and coatings. Products include Regal Select Interior, which was reformulated in March 2023 with stain release technology, improved scuff resistance, and enhanced flow and leveling, as well as the ultra premium AURA Interior line with a new acrylic resin formula. Additional revenue can come from color consultations, interior design services, and wall coverings. Training includes a week long seminar at the company headquarters in Montvale, New Jersey, covering paint science, retail operations, staffing, and support systems. Hands on product training and contractor engagement instruction supplement the seminar. Local sales representatives assist with store layout, merchandising, and growth strategy, while the company also provides financial consulting, training updates, and field operational support. The Contractor Rewards program focuses on painting contractors, a repeat purchase customer group. Ideal candidates are self starters with an interest in color, community, and customer service, along with retail or business experience, industry knowledge, and strong credit.

That average includes large distribution operators and smaller specialty retailers. Category revenue has grown 7.1% annually over the past three years. Brand recognition, premium products, and contractor programming may support stronger local market capture than an unbranded independent store. Prospective investors should speak with multiple Benjamin Moore retailers in markets with similar demographics and competition.

Benjamin Moore Branching Ou currently has four total units, all franchised and none company owned. The broader Benjamin Moore brand has more than 7,500 independent retail locations across the United States, Canada, and more than 75 countries. The company marked its 140th anniversary in 2023. Recent product development includes the Regal Select Interior reformulation in March 2023, the AURA Interior enhancement with new acrylic resin chemistry, and the Green Promise designation for eco responsible formulations that meet and exceed strict industry standards. Benjamin Moore was the first company in the United States to introduce a minimal VOC waterborne tinting system through its Gennex technology. Its retail advantages include long standing brand recognition, differentiated product formulation, contractor relationships through Contractor Rewards, and Berkshire Hathaway ownership. Priority growth markets include Columbus, Ohio; Indianapolis, Indiana; Detroit, Michigan; Sacramento and San Diego, California; Baltimore, Maryland; Orlando, Florida; Vancouver, British Columbia; and Montreal, Quebec.

The preferred candidate is an owner operator with enough financial capacity to sustain the initial investment period and the interpersonal ability to build contractor and designer relationships. Benjamin Moore seeks candidates with passion for color, community, and customer service, as well as retail or general business experience, industry familiarity, and strong credit. Backgrounds in home improvement retail, interior design, property management, or contracting services may fit the contractor focused model. The priority markets are Columbus, Indianapolis, Detroit, Sacramento, San Diego, Baltimore, Orlando, Vancouver, and Montreal. Territory terms and exclusivity are negotiated directly with Benjamin Moore rather than set through standard franchise language. The dealer structure allows growth beyond one location without the multi unit development schedules common in franchise systems, though additional locations would likely be needed to expand beyond one market. Opening time depends on the market, buildout, and candidate preparation. The week long headquarters program in New Jersey provides a defined onboarding step. Since there is no FDD, buyers must conduct more self directed research and contact retailers directly.

Benjamin Moore Branching Ou offers access to a 140 year old brand, Berkshire Hathaway backing, dealer economics without franchise fees or ongoing royalties, up to $175,000 in new operator support, and training and field assistance. The opportunity sits in the $18.1 billion U.S. paint and wallpaper retail sector. Its Loan Activity Score is 50, a Moderate rating in the PeerSense independent scoring methodology. Supporting market figures include 7.1% three year growth and a projected $260 billion global market by 2032. Buyers should focus their diligence on local competition, access to contractor and designer communities, and store projections prepared without published earnings claims. PeerSense provides independent due diligence data covering SBA lending history, Loan Activity Score, location maps with Google ratings, FDD financial data, and comparison tools for paint retail and specialty home improvement concepts. PeerSense is a commercial capital advisory firm that introduces franchise buyers to SBA and conventional lenders and does not act as a lender. Its Benjamin Moore Branching Ou profile provides the available franchise research and comparison information for evaluating the opportunity.

Loan Activity Score

50/100

SBA Default Rate

0.0%

Active Lenders

4

According to its Franchise Disclosure Document or public business records, Benjamin Moore - Branching Ou has 4 locations, all owned by franchisees. Public SBA loan records show 4 lenders made 4 loans to franchisees of Benjamin Moore - Branching Ou. PeerSense calculates Benjamin Moore - Branching Ou's score as 50 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1883 · 4 locations

Investment

From $275,000

Total Units

4

4 franchised

Loan Activity Score
Low
50
SBA Lending
25
Lender Quality
5
Transparency
2
Reach
5
Momentum
13

Proprietary PeerSense metric

Moderate
Capital Sources
4SBA lenders

Distinct lenders in public SBA records for Benjamin Moore - Branching Ou

4

Total SBA loans

$285K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for Benjamin Moore - Branching Ou

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Limited Data
50out of 100
Moderate
Market Momentum13/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency2/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 9.4% peer avg

SBA Loans

4

Total Volume

$1.1M

Active Lenders

4

States

4

vs. SBA Sector Average

+9.4%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Benjamin Moore - Branching Ou based on SBA lending data

SBA Default Rate

0.0%

9.4% below peer avg

SBA Loan Volume

4 loans

Across 4 lenders

Lender Diversity

4 lenders

Avg 1.0 loans per lender

Benjamin Moore - Branching Ou: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2021

2 approvals. The best year on record for Benjamin Moore - Branching Ou.

Top SBA State

California

1 SBA financed Benjamin Moore - Branching Ou locations, the densest operator footprint.

Average Loan Size

$285K

Median $216K. Use as a sizing anchor when modeling your own Benjamin Moore - Branching Ou unit.

Lender Concentration

75%

Concentrated

Share of Benjamin Moore - Branching Ou approvals captured by the top 3 SBA lenders.

Benjamin Moore - Branching Ou's SBA lending pipeline peaked in 2021 (2 approvals). The last five fiscal years account for 100% of cumulative volume ($1.1M approved). Operator density is highest in California with 1 SBA financed locations. Average funded ticket sits at $285K, with the median at $216K. Lender mix is concentrated: the top three SBA lenders account for 75% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$220K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$2,847

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Benjamin Moore - Branching Ou, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Benjamin Moore - Branching Ou

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman