Cinnamonster (Retail - Sweetro
The total investment to open a Cinnamonster (Retail - Sweetro franchise ranges from $46,244 to $203,200. The initial franchise fee is $50,922.
What is the Cinnamonster (Retail - Sweetro franchise?
Cinnamonster is a restaurant business that sells cinnamon rolls to customers. The estimated total initial investment is $46,244 to $203,200, and the initial franchise fee is $50,922.
The brand is headquartered in Colorado Springs, Colorado.
Loan Activity Score
24/100
SBA Default Rate
23.5%
Active Lenders
15
According to its Franchise Disclosure Document or public business records, Cinnamonster (Retail - Sweetro has 13 locations, all owned by franchisees. Public SBA loan records show 15 lenders made 17 loans to franchisees of Cinnamonster (Retail - Sweetro. PeerSense calculates Cinnamonster (Retail - Sweetro's score as 24 out of 100, using public SBA loan performance and recent lending activity.
13 locations
$46,244 to $203,200
$50,922
13
13 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Cinnamonster (Retail - Sweetro
17
Total SBA loans
$117K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Cinnamonster (Retail - Sweetro
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
23.5%
vs 10.3% peer avg
SBA Loans
17
Total Volume
$2.0M
Active Lenders
15
2 selective
States
11
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Cinnamonster (Retail - Sweetro based on SBA lending data
SBA Default Rate
23.5%
13.2% above peer avg
SBA Loan Volume
17 loans
Across 15 lenders
Lender Diversity
15 lenders
Avg 1.1 loans per lender
Investment Tier
Mid range investment
$46,244 to $203,200 total
Cinnamonster (Retail - Sweetro: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1999
3 approvals. The best year on record for Cinnamonster (Retail - Sweetro.
Top SBA State
Colorado
5 SBA financed Cinnamonster (Retail - Sweetro locations, the densest operator footprint.
Average Loan Size
$117K
Median $119K. Use as a sizing anchor when modeling your own Cinnamonster (Retail - Sweetro unit.
Lender Concentration
29.4%
Moderately Spread
Share of Cinnamonster (Retail - Sweetro approvals captured by the top 3 SBA lenders.
Cinnamonster (Retail - Sweetro's SBA lending pipeline peaked in 1999 (3 approvals). Operator density is highest in Colorado with 5 SBA financed locations. Average funded ticket sits at $117K, with the median at $119K. Lender mix is moderately spread: the top three SBA lenders account for 29.4% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$479
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Cinnamonster (Retail - Sweetro, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman