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Seniors Helping Seniors

Seniors Helping Seniors

The total investment to open a Seniors Helping Seniors franchise ranges from $89,000 to $172,000. The initial franchise fee is $49,500. Ongoing royalties are 6%.

What is the Seniors Helping Seniors franchise?

Founded in 1998 by Kiran and Philip Yocom in Reading, Pennsylvania, Seniors Helping Seniors has franchised since 2006. The brand matches active seniors who want caregiving work with older adults who need assistance. This peer to peer model draws on caregivers’ life experience, patience, and empathy while offering purpose, social connection, and supplemental income. Families may value receiving care from someone who understands the challenges of aging, which can support caregiver recruitment and client satisfaction.

The American in home care industry benefits from major demographic changes. More than 70 million Baby Boomers are reaching the years when home care services are most relevant, and the vast majority prefer aging in place instead of moving to institutional care. At the same time, traditional agencies compete for a limited supply of certified nursing assistants and home health aides. That shortage can increase labor costs, restrict service capacity, and create quality concerns. Seniors Helping Seniors reaches active seniors who may not seek traditional employment but may want flexible, meaningful caregiving work.

Seniors Helping Seniors offers non medical in home care that includes companionship, personal care assistance, light housekeeping, meal preparation, medication reminders, transportation to appointments and errands, and help with daily activities. Personal care services now include higher levels of hands on assistance, allowing franchisees to serve clients with more complex needs. Caregivers and clients are matched by compatibility, interests, personality, and care needs. These relationships can provide friendship and emotional support alongside practical assistance.

Opening a Seniors Helping Seniors franchise requires an estimated total investment of approximately $89,000 to $172,000. The home based structure avoids the need for a commercial facility, and the franchise fee is included in that total. The lower investment and home based model may suit first time franchise owners, career changers, and people with a personal connection to senior care. Company training covers care matching, operations, marketing, regulatory compliance, and client and caregiver management systems.

It also includes client counts, caregiver counts, pay rates, bill rates, and cost percentages for responding units. Financing activity tracked through PeerSense provides additional information about interest in the brand and the home care business model.

Seniors Helping Seniors has approximately 130 franchise locations operating across the United States, with territory availability in established and underserved markets. Demand is supported by the aging population and the need for in home care. The idea of seniors helping seniors can also create local marketing and media interest. Growing recognition of loneliness and social isolation as health risks for older adults supports a model that addresses physical care, emotional well being, and social connection for clients and caregivers.

An ideal franchisee combines compassion, business management ability, and a commitment to improving the lives of older adults. Healthcare or senior care experience can help, although successful franchisees also come from corporate, military, and service oriented backgrounds. Important skills include leadership, organization, caregiver recruiting, referral network development, and relationship building. The company seeks franchise partners who understand the emotional side of caregiving and can explain the peer to peer model to clients, families, healthcare providers, elder law attorneys, and senior living communities.

PeerSense provides franchise research on Seniors Helping Seniors and thousands of other brands. Buyers can use this information when comparing in home care concepts, reviewing the brand’s market position, and assessing financing considerations. PeerSense is a commercial capital advisory firm, not a lender, and helps franchise buyers evaluate information and connect with financing resources.

Loan Activity Score

81/100

SBA Default Rate

0.0%

Active Lenders

13

According to its Franchise Disclosure Document or public business records, Seniors Helping Seniors has 32 locations, all owned by franchisees. Public SBA loan records show 13 lenders made 36 loans to franchisees of Seniors Helping Seniors. PeerSense calculates Seniors Helping Seniors's score as 81 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.

Franchising since 1998 · 32 locations

Investment

$89,000 to $172,000

Franchise Fee

$49,500

Total Units

32

32 franchised

Loan Activity Score
High
81
SBA Lending
25
Lender Quality
9
Transparency
9
Reach
9
Momentum
29

Proprietary PeerSense metric

Excellent
Capital Sources
13SBA lenders

Distinct lenders in public SBA records for Seniors Helping Seniors

36

Total SBA loans

$218K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Seniors Helping Seniors

Loan Activity Score Breakdown

Established (25 to 99 loans)

High Confidence
81out of 100
Excellent
Market Momentum29/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint9/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 3.2% peer avg

SBA Loans

36

Total Volume

$7.8M

Active Lenders

13

2 selective

States

19

vs. SBA Sector Average

+3.2%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)
Item 19 financial data disclosed
Growing lender activity

Data Insights

Key performance metrics for Seniors Helping Seniors based on SBA lending data

SBA Default Rate

0.0%

3.2% below peer avg

SBA Loan Volume

36 loans

Across 13 lenders

Lender Diversity

13 lenders

Avg 2.8 loans per lender

Investment Tier

Mid range investment

$89,000 to $172,000 total

Payment Estimator

Loan Amount$71K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$921

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Seniors Helping Seniors, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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3 FDDs Available for Seniors Helping Seniors

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

Seniors Helping Seniors

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman