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Reisner Distributor, Inc - Ret

Reisner Distributor, Inc - Ret

Franchising since 1967 · 3 locations

Reisner Distributor, Inc - Ret currently operates 3 locations (3 franchised). The top SBA 7(a) lenders for Reisner Distributor, Inc - Ret are Hanmi Bank, Commonwealth Business Bank and Readycap Lending, LLC. PeerSense FPI health score: 42/100.

Total Units

3

3 franchised

FPI Score
Low
42

Proprietary PeerSense metric

Fair
Capital Partners
3lenders available

Active capital sources verified for Reisner Distributor, Inc - Ret financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Limited Data
42out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 3 loans charged off

SBA Loans

3

Total Volume

$5.3M

Active Lenders

3

States

1

Top SBA Lenders for Reisner Distributor, Inc - Ret

What is the Reisner Distributor, Inc - Ret franchise?

Deciding whether to invest in a fuel distribution and retail franchise opportunity requires understanding not just the brand, but the full commercial ecosystem in which it operates — who built it, what markets it serves, and whether the underlying business model can generate sustainable returns on invested capital. Reisner Distributor Inc Ret is a gasoline station and fuel distribution operation headquartered in Marblemount, Washington, rooted in a legacy that traces directly to the founding of Reisner Distributor, Inc. in 1968 by Del Reisner in Anacortes, Washington, where the company launched as a Texaco wholesaler serving Skagit County. Over the ensuing decades, that original single-county wholesale fuel operation grew into a multi-branded regional fuel enterprise, eventually merging with Nelson Petroleum — itself founded in 1967 by Jim Nelson in Arlington, Washington, as a commissioned agent with Standard Oil — to form Nelson Reisner, a family-owned fuel company with offices in Anacortes, Bellingham, and Lynden, Washington. The combined Nelson Reisner entity now operates across Whatcom, Skagit, Snohomish, and Island Counties in Western Washington, representing more than five decades of accumulated operational experience in the Pacific Northwest fuel market. The Reisner Distributor Inc Ret franchise currently comprises 3 total units, all franchised, with zero company-owned locations — a structure that signals a lean, operator-driven model where franchisee performance drives brand outcomes entirely. The gasoline stations with convenience stores category, in which Reisner Distributor Inc Ret competes, represents a $522.3 billion U.S. market as of 2025, making it one of the largest retail categories in the American economy by gross revenue. For franchise investors evaluating regional fuel and convenience store opportunities, understanding the brand's deep roots in the Pacific Northwest, its multi-brand fuel supply relationships, and its transition from pure wholesale distribution to retail operations provides essential context for any serious due diligence process. This analysis is independent and data-driven, prepared without compensation from the brand or its affiliates.

The gasoline stations with convenience stores industry in the United States was valued at $522.3 billion in 2025 and is projected at $520.3 billion in 2026, reflecting a modest contraction of negative 0.3% in 2025 and negative 0.4% projected for 2026, though the five-year compound annual growth rate between 2021 and 2026 remains positive at 0.6%, indicating that the category has weathered significant pricing and demand volatility while maintaining aggregate revenue scale. As of December 2020, 150,274 convenience stores were operating in the United States, down 1.6% from 152,720 stores in 2019, with 121,538 of those locations — representing 80.9% of the total — selling motor fuels, underlining the deep integration between fuel retail and convenience retail as co-dependent revenue streams. The decline in single-store operators was more pronounced, falling 3.1% to 92,196 in 2020 and accounting for 61.4% of all convenience stores, a consolidation dynamic that structurally favors multi-brand operators like those in the Nelson Reisner ecosystem who can leverage relationships with ExxonMobil, Chevron, Phillips 66, Shell, and Spirit simultaneously. Globally, the convenience stores market was valued at USD 2.09 trillion in 2024 and is projected to grow from USD 2.19 trillion in 2025 to USD 3.16 trillion by 2033, representing a CAGR of 4.7% during the 2026 to 2033 forecast period, driven by rising retail investment in developing countries, increased population density in metropolitan areas, and the growing adoption of the franchise model as a preferred go-to-market structure for fuel retail. North America held the largest market revenue share, exceeding 47% in 2021, with convenience stores accounting for over 35% of brick-and-mortar retail operations across the United States, confirming the category's structural dominance in physical retail despite digital commerce headwinds. The retail fuel station market separately is projected to grow at a 3.91% CAGR from 2025 to 2035, reaching a projected market size of USD 11.48 billion by 2035, propelled by technological advancement, expanding electric vehicle charging infrastructure integration, digital loyalty programs, mobile app fuel pricing tools, and evolving consumer demand for alternative fuel options — all of which represent both challenge and opportunity for operators embedded in the Pacific Northwest's fuel distribution infrastructure. For investors evaluating the Reisner Distributor Inc Ret franchise opportunity, these macro trends suggest a category in structural transition, where operators with established multi-brand supply relationships and regional market density hold meaningful competitive advantages over standalone single-brand independents.

The Reisner Distributor Inc Ret franchise investment profile reflects the realities of operating in a capital-intensive retail fuel environment where real estate, equipment, environmental compliance, and brand licensing costs combine to create a substantial total cost of ownership. Franchise fees across the broader gasoline and convenience store franchise category typically range from $20,000 to over $100,000 depending on brand tier, territory size, and format type, with general franchise startup costs commonly falling between $20,000 and $50,000 for initial fees alone. Ongoing royalty structures in this category typically range from 4% to 8% of gross sales, with national advertising fund contributions adding an additional 1% to 3% of sales on top of royalties, meaning total ongoing fee obligations commonly represent 5% to 11% of gross revenue before any local marketing spend. For context, fuel distribution operations of the type Nelson Reisner oversees require significant working capital to manage bulk fuel procurement, equipment maintenance, regulatory compliance, and delivery logistics simultaneously — operational demands that exceed the capital requirements of most service-based franchise categories. Nelson Reisner's partnership portfolio, which includes ExxonMobil, Chevron, Phillips 66, Kendall Motor Oil, Fuchs, Renewable Lubricants, Power Service Diesel Additive, Pacific Pride, and CFN (the Commercial Fueling Network), means that franchisees operating within this ecosystem gain access to multi-brand supply relationships that would be prohibitively expensive to establish independently. The Pacific Pride and CFN partnership specifically extends fueling service access across Washington, the broader United States, and Canada for commercial cardholders, adding a commercial fleet fueling dimension to the retail model that creates diversified revenue exposure beyond the pump-and-convenience-store transaction. Nelson Petroleum's 2000 acquisition of Dennis Petroleum, a Phillips 66 marketer in Everett, Washington, effectively doubled the company's size in a single transaction, demonstrating that the Nelson Reisner platform has been built through strategic consolidation rather than organic unit-by-unit growth — a model that typically yields operational efficiencies but also concentrates execution risk at the management level. Investors evaluating the Reisner Distributor Inc Ret franchise cost should approach this opportunity recognizing that fuel retail investments are capital-intensive relative to service franchises, demand robust liquid capital reserves for equipment, environmental systems, and inventory, and require operators who understand the regulatory complexity of petroleum retail at a granular level.

Daily operations for a Reisner Distributor Inc Ret franchise reflect the dual-track demands of fuel retail and commercial distribution, requiring franchisees to manage pump operations, convenience store inventory, commercial account relationships, and fuel procurement logistics concurrently. Nelson Reisner's broader service portfolio includes bulk fuels, lubricants, additives, absorbents, degreasers, antifreeze, coolants, solvent, methanol, and equipment sales, alongside a Keepfull Program, onsite fueling, technical services, home heating oil, and marine fueling — a product breadth that creates multiple customer touchpoints but also demands operationally versatile staff capable of serving both retail and commercial clients. The staffing model for gasoline stations with convenience stores is notoriously demanding, with industry operators frequently citing equipment breakdowns, customer incidents, fraud and theft management, property maintenance, regulatory inspections, licensing renewals, and high employee turnover as persistent daily challenges that require hands-on ownership involvement rather than passive absentee management. Nelson Petroleum's experience building a team of six employees by 1980 from a single-person operation in 1967 reflects the gradual, relationship-driven staffing model characteristic of regional fuel distributors, where technical knowledge of petroleum products, delivery logistics, and commercial account management creates a specialized labor requirement that differs substantially from generalist retail staffing. The commercial services dimension of the operation, which targets fleet and marine customers, construction firms, agricultural operations, and residential heating oil customers across the Pacific Northwest, suggests that successful franchisee operators in this system will benefit from prior experience in B2B sales, commercial account management, or fuel industry operations rather than pure consumer retail backgrounds. Nelson Reisner's 1997 retail venture with Chevron, establishing two co-branded Chevron McDonald's locations in Arlington and Granite Falls followed by a third retail station in Mount Vernon in 1998, demonstrates the organization's willingness to pursue co-branded multi-tenant fuel retail formats that can optimize real estate productivity by layering multiple customer traffic drivers onto a single location. Territory structure in the Nelson Reisner system has historically followed county-level market coverage, with the organization's operational footprint spanning Whatcom, Skagit, Snohomish, and Island Counties, suggesting that geographic exclusivity may align with the natural service radius of fuel delivery logistics and commercial account density.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for Reisner Distributor Inc Ret, which is consistent with the broader franchise industry pattern where only a minority of franchisors voluntarily provide financial performance representations — a disclosure that, when made, must appear in Item 19 and meet strict FTC accuracy standards. In the absence of disclosed unit-level revenue or profit figures, investors must rely on industry benchmarks and operational context to triangulate likely financial performance. The U.S. gasoline stations with convenience stores category generated $522.3 billion in aggregate 2025 revenue across approximately 121,538 fuel-selling convenience store locations, implying an average per-unit revenue figure in the range of $4.3 million annually — though this average is heavily skewed by high-volume urban and highway locations and may not reflect the economics of a Pacific Northwest regional operator in a market like Marblemount, Washington. Nelson Petroleum's acquisition of Dennis Petroleum in June 2000 doubled the company's size, suggesting pre-acquisition revenues were substantial enough to support a transaction that meaningfully moved the enterprise's financial scale, though no specific revenue figures were disclosed in available sources. The Reisner Distributor Inc Ret franchise currently operates 3 total franchised units with zero company-owned locations, a unit count that positions this as a boutique regional operator rather than a scaled national system, and investors should calibrate return expectations accordingly — smaller unit count systems typically offer closer operator-franchisor relationships and more flexible operational support but carry higher concentration risk if individual unit performance deteriorates. Profit margins in fuel retail are structurally thin on the fuel side, where gross margins per gallon are measured in cents, while convenience store merchandise and commercial services typically deliver higher margin contributions that improve overall unit economics when the revenue mix is optimized. The Reisner Distributor Inc Ret franchise carries a PeerSense FPI Score of 42, categorized as Fair, which investors should weigh alongside the absence of Item 19 disclosure when constructing their due diligence framework — a Fair score reflects a franchise at the midpoint of the performance spectrum, neither a top-tier high-conviction system nor one with disqualifying structural concerns, but one that warrants careful investigation of unit-level economics before commitment.

The growth trajectory of the Nelson Reisner system reflects a deliberate, acquisition-driven expansion strategy executed over more than five decades rather than rapid organic franchised unit growth. Nelson Petroleum's timeline includes the 1980 acquisition of bulk plants and territories in Arlington and Darrington, the 1982 acquisition of the Chevron bulk plant and territory in Everett from Shultz Distributing, the 1991 acquisition of Fiedler Oil (a Unocal marketer in Mount Vernon) negotiated by Mark Nelson to extend service into Skagit County, and the 2000 doubling of company size through the Dennis Petroleum acquisition — a series of strategic moves that built geographic density in Western Washington rather than pursuing national scale. Reisner Distributor Inc Ret's current 3-unit franchised footprint represents the retail expression of this broader distribution network, grounded in the Marblemount, Washington headquarters and supported by Nelson Reisner's offices in Anacortes, Bellingham, and Lynden. The competitive moat for operators in this system derives from multi-brand fuel supply relationships with ExxonMobil, Chevron, Phillips 66, Shell, Spirit, and others — a supplier diversity that independent single-location operators cannot replicate without the purchasing scale that a regional distributor provides. The retail fuel station market's projected 3.91% CAGR from 2025 to 2035 toward a USD 11.48 billion market size is being shaped by the integration of electric vehicle charging infrastructure, digital loyalty programs, and mobile app-driven fuel pricing transparency, trends that regional operators in the Nelson Reisner ecosystem must navigate as consumer expectations at the pump evolve alongside the energy transition. The company's commercial fueling network partnership through Pacific Pride and CFN, which extends cross-border fueling access across Washington, the United States, and Canada, represents a technology-enabled infrastructure advantage that adds cardholder loyalty and commercial account stickiness beyond what a purely retail-focused gas station could offer. Operators entering the Reisner Distributor Inc Ret franchise opportunity today are joining a system that has demonstrated organizational durability across multiple oil market cycles, brand transition events, and competitive consolidation waves since 1968.

The ideal Reisner Distributor Inc Ret franchise candidate is likely an operator with direct experience in fuel retail, commercial fuel distribution, fleet services, or petroleum product sales rather than a first-time franchise investor from a non-adjacent industry. The operational complexity of managing bulk fuel procurement, pump operations, commercial account relationships, and convenience store merchandising simultaneously demands a franchisee with either industry background or a strong management team capable of executing across these distinct operational tracks. Given that Nelson Reisner serves fleet and marine customers, construction operators, agricultural clients, and residential heating oil users across the Pacific Northwest, franchisees with existing B2B commercial networks in Whatcom, Skagit, Snohomish, or Island Counties would be positioned to accelerate account development relative to operators entering the market cold. The 3-unit system's current footprint in Western Washington suggests that available territories, to the extent they exist, are likely concentrated within the Pacific Northwest region where Nelson Reisner's supply chain infrastructure, brand relationships, and operational support capacity are already established. The merger of Reisner Distributor, Inc. and Nelson Petroleum into the Nelson Reisner entity — combining second-generation Reisner family management with Nelson Petroleum's third-generational operational legacy and 70-employee workforce — creates a franchisor support structure that is deeply regionally embedded but not yet scaled to the national franchise infrastructure that larger fuel retail systems provide. Investors should confirm franchise agreement term length, renewal conditions, transfer provisions, and territory exclusivity directly with the franchisor as part of formal due diligence, as these terms define the long-term risk profile of the investment as much as any initial financial projection.

The Reisner Distributor Inc Ret franchise opportunity presents a regionally specific, operationally complex investment thesis that sits at the intersection of Pacific Northwest fuel distribution heritage and the broader $522.3 billion U.S. gasoline stations with convenience stores market. For investors who bring relevant industry experience, regional market knowledge, and the capital reserves necessary to operate in a fuel retail environment where equipment, environmental compliance, and inventory demands are substantial, the multi-brand supply relationships and commercial fueling network access embedded in the Nelson Reisner system represent real competitive infrastructure that would be costly to replicate independently. The PeerSense FPI Score of 42 (Fair) signals a franchise that merits thorough investigation — neither a category leader with a decades-long national track record nor a system with structural red flags that would preclude consideration, but one where the quality of due diligence will directly determine investment outcome. The global convenience store market's projected growth from USD 2.19 trillion in 2025 to USD 3.16 trillion by 2033 at a 4.7% CAGR provides a meaningful macro tailwind for well-positioned regional operators, even as near-term U.S. market contraction of negative 0.3% to negative 0.4% demands operational discipline and cost management from franchisees at the unit level. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow serious franchise investors to evaluate Reisner Distributor Inc Ret against peer concepts in the gasoline and convenience store category with the data density that major capital decisions require. The combination of a 56-year operating heritage, multi-brand fuel supply infrastructure, commercial fueling network access across Washington and North America, and a lean 3-unit franchised structure creates an opportunity profile that rewards investors who conduct rigorous independent analysis. Explore the complete Reisner Distributor Inc Ret franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

42/100

SBA Default Rate

0.0%

Active Lenders

3

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Reisner Distributor, Inc - Ret based on SBA lending data

SBA Default Rate

0.0%

0 of 3 loans charged off

SBA Loan Volume

3 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 1.0 loans per lender

Reisner Distributor, Inc - Ret — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2021

2 approvals — best year on record for Reisner Distributor, Inc - Ret.

Top SBA State

Washington

3 SBA-financed Reisner Distributor, Inc - Ret locations — the densest operator footprint.

Average Loan Size

$1.8M

Median $1.6M — use as a sizing anchor when modeling your own $Reisner Distributor, Inc - Ret unit.

Lender Concentration

100%

Concentrated

Share of Reisner Distributor, Inc - Ret approvals captured by the top 3 SBA lenders.

Reisner Distributor, Inc - Ret's SBA lending pipeline peaked in 2021 (2 approvals). The last five fiscal years account for 67% of cumulative volume ($2.0M approved). Operator density is highest in Washington with 3 SBA-financed locations. Average funded ticket sits at $1.8M, with the median at $1.6M. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

Reisner Distributor, Inc - Retunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Reisner Distributor, Inc - Ret