Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
2026 FDD VERIFIEDRestoration Services
911 Restoration

911 Restoration

Franchising since 2003 · 330 locations

The total investment to open a 911 Restoration franchise ranges from $124,900 - $327,700. The initial franchise fee is $49,000. Ongoing royalties are 9% plus a 1% advertising fee. 911 Restoration currently operates 330 locations (326 franchised). PeerSense FPI health score: 75/100. Data sourced from the 2026 Franchise Disclosure Document.

Investment

$124,900 - $327,700

Franchise Fee

$49,000

Total Units

330

326 franchised

FPI Score
High
75

Proprietary PeerSense metric

Strong
Capital Partners
22lenders available

Active capital sources verified for 911 Restoration financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Established (25-99 loans)

High Confidence
75out of 100
Strong

SBA Lending Performance

SBA Default Rate

0.0%

0 of 41 loans charged off

SBA Loans

41

Total Volume

$17.3M

Active Lenders

22

States

21

What is the 911 Restoration franchise?

When water floods a basement, fire ravages a kitchen, or mold infiltrates a bathroom wall, the property owner faces an urgent crisis that demands immediate professional intervention — not tomorrow, not next week, but right now. The property restoration industry exists to serve people at their most vulnerable, providing the emergency response, technical expertise, and project management needed to transform a damaged, uninhabitable property back into a safe, functional space. Yet despite the critical, time-sensitive nature of restoration work, the industry has historically been plagued by the same problems that afflict many home services sectors: fragmented competition dominated by small, independent operators with inconsistent quality, unpredictable response times, questionable insurance practices, and the kind of operational chaos that compounds the stress of an already traumatic situation for property owners. For the homeowner standing in three inches of water at two in the morning, calling a restoration company should feel like calling the fire department — confident, immediate, and trustworthy. Instead, it often feels like a gamble, as property owners scramble to find a company they have never heard of and hope for the best during one of the worst moments of their lives. The restoration industry needs more brands that can deliver fire-department-level reliability and professionalism, and that is precisely the standard that the best restoration franchises are working to establish.

911 Restoration is a full-service property restoration franchise that has built its brand identity around the urgency, compassion, and professionalism that the company name implies — treating every property damage call with the same seriousness and speed that emergency responders bring to a 911 call. Founded in Los Angeles, California, 911 Restoration has grown into a national franchise network with locations serving communities across the United States, offering comprehensive property restoration services including water damage restoration, fire and smoke damage restoration, mold remediation, sewage cleanup, disaster restoration, and complete property reconstruction. The company's operating philosophy is built on what it calls a "Fresh Start" approach — rather than simply drying out a building or scrubbing away smoke damage, 911 Restoration teams aim to return the property to a condition that is better than it was before the damage occurred, transforming a crisis into an opportunity for renewal. This positive, solution-oriented approach resonates with property owners who are overwhelmed by the emotional and logistical burdens of dealing with property damage and who want a restoration partner that brings optimism and expertise rather than just technical capability. The 911 brand positioning as an emergency-response-caliber restoration company creates immediate customer trust and recognition that is difficult for generic restoration companies to replicate.

The property restoration industry generates tens of billions of dollars annually, fueled by the unfortunate but persistent reality that water damage, fire damage, storms, mold growth, and other property-damaging events affect millions of American properties every year. Water damage alone is the most common homeowners insurance claim in the United States, and the increasing frequency and severity of extreme weather events driven by climate change has accelerated demand for restoration services across virtually every geographic market. The market dynamics are exceptionally favorable for franchise operators: restoration work is insurance-funded (meaning payment comes from carriers rather than from consumer discretionary spending), demand is counter-cyclical (disasters create business regardless of economic conditions), and the emergency nature of the work creates high urgency that minimizes price sensitivity. 911 Restoration is positioned to capitalize on these dynamics through a franchise model that combines rapid emergency response capability with comprehensive service offerings that enable a single company to handle every aspect of a restoration project from initial water extraction through final reconstruction.

The 911 Restoration franchise model requires an initial investment ranging from approximately $70,000 to $225,000, which includes the franchise fee, equipment, vehicles, technology systems, marketing, and working capital. This investment level is competitive within the restoration franchise category and reflects the mobile, equipment-based nature of the business. Franchisees pay an ongoing royalty on gross revenue plus marketing contributions. Revenue is generated through insurance-funded restoration projects that can range from small water damage jobs of a few thousand dollars to major fire or flood restoration projects worth tens of thousands or even hundreds of thousands of dollars. The insurance-funded nature of the business provides reliable payment, higher average project values than consumer-paid services, and a professional claims process that creates structure and predictability. The 911 Restoration corporate team assists franchisees with insurance company relationships, claims documentation, and the administrative processes that are essential to working effectively within the insurance ecosystem.

911 Restoration has built a growing franchise network across the United States, with each location providing 24/7 emergency response capability to residential and commercial property owners in their designated territory. The brand's emergency-response identity creates powerful marketing advantages — the 911 name is instantly memorable and communicates urgency, professionalism, and reliability without requiring explanation. Each franchise territory provides exclusive rights within a defined area, and the corporate team supports franchise development with training, equipment guidance, marketing programs, and operational coaching. The corporate call center and lead generation systems provide franchisees with a steady flow of service calls, reducing the burden of customer acquisition during the critical early months of operation. Marketing support includes digital advertising, search engine optimization, social media management, and referral development programs targeting insurance agents, property managers, plumbers, and other professionals who regularly encounter property damage situations and need a restoration company they can recommend with confidence.

The 911 Restoration training program prepares franchise owners to deliver emergency restoration services with the speed, technical competence, and customer care that the brand promises. Training covers water damage restoration science and techniques, fire and smoke damage restoration, mold assessment and remediation, equipment operation, safety protocols, insurance claims processing, customer communication, team management, and business administration. Industry certifications through the Institute of Inspection Cleaning and Restoration Certification are part of the training program, ensuring that franchisees and their technicians meet the professional standards recognized by the insurance industry. Ongoing support includes continuing education, operational reviews, marketing campaigns, and access to the franchise community for peer learning and mentorship.

The ideal 911 Restoration franchise owner is an action-oriented entrepreneur who thrives in fast-paced, high-pressure environments and finds satisfaction in helping people through difficult situations. Prior restoration experience is not required but a service-oriented mindset, willingness to respond to emergency calls at any hour, and comfort managing teams in dynamic field conditions are essential. Many successful 911 Restoration franchisees come from military, first responder, construction, or project management backgrounds. The low-to-moderate initial investment makes 911 Restoration accessible to a broad range of candidates.

PeerSense tracks 911 Restoration franchise performance data including SBA lending activity, unit growth trends, investment benchmarks, and competitive positioning within the restoration services sector. With an FPI score of 75 out of 100, 911 Restoration demonstrates solid lending confidence and growing market presence. Explore franchise financing options, review SBA loan data, and connect with lending partners at PeerSense.com.

FPI Score

75/100

SBA Default Rate

0.0%

Active Lenders

22

Key Highlights

Low SBA default rate (0.0%)
Item 19 financial data disclosed
330 locations nationwide

Data Insights

Key performance metrics for 911 Restoration based on SBA lending data

SBA Default Rate

0.0%

0 of 41 loans charged off

SBA Loan Volume

41 loans

Across 22 lenders

Lender Diversity

22 lenders

Avg 1.9 loans per lender

Investment Tier

Mid-range investment

$124,900 – $327,700 total

Payment Estimator

Loan Amount$100K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,293

Principal & Interest only

Locations

911 Restorationunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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911 Restoration