Zipps Drive Thru
Franchising since 1953 · 1 locations
Zipps Drive Thru currently operates 1 locations (1 franchised). The top SBA 7(a) lenders for Zipps Drive Thru are Hedrick Savings Bank. PeerSense FPI health score: 38/100.
1
1 franchised
Proprietary PeerSense metric
FairActive capital sources verified for Zipps Drive Thru financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
New/Niche (1-2 loans)
SBA Lending Performance
SBA Default Rate
0.0%
0 of 1 loans charged off
SBA Loans
1
Total Volume
$0.1M
Active Lenders
1
States
1
Top SBA Lenders for Zipps Drive Thru
What is the Zipps Drive Thru franchise?
The Zipps Drive Thru franchise, with its singular operational unit, stands as a nascent but strategically positioned player within the expansive and highly competitive limited-service restaurant market. This brand, currently represented by 1 total unit, embodies a focused approach to market entry, concentrating efforts on establishing a robust operational model and refining its core offering. The Zipps Drive Thru franchise is inherently designed to cater to the modern consumer's demand for speed and convenience, leveraging the efficiency of the drive-thru format to deliver a streamlined dining experience. Its FPI Score of 38, as independently assessed by PeerSense, provides an initial quantitative benchmark within the platform’s comprehensive franchise evaluation framework. This score, while an early indicator, positions the Zipps Drive Thru franchise in a specific context among various investment opportunities. While detailed historical data regarding its specific founding date, geographical headquarters, or the biographical information of its founders are not publicly elaborated, the brand's very existence as a single unit suggests a deliberate and methodical launch. This initial presence serves as a critical proof of concept, allowing for meticulous testing and optimization of all facets of the business, including menu development, service protocols, and technological integrations. The Zipps Drive Thru franchise, by its name, signals a clear commitment to a high-demand service channel within the restaurant industry, aiming to capture a significant share of the market that prioritizes quick, accessible, and efficient meal solutions. This focused strategy enables the brand to perfect its customer value proposition and operational efficiencies before any potential scaling or wider market expansion. The singular unit provides a controlled environment for the Zipps Drive Thru
FPI Score
38/100
SBA Default Rate
0.0%
Active Lenders
1
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Zipps Drive Thru based on SBA lending data
SBA Default Rate
0.0%
0 of 1 loans charged off
SBA Loan Volume
1 loans
Across 1 lenders
Lender Diversity
1 lenders
Avg 1.0 loans per lender
Zipps Drive Thru — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1992
1 approvals — best year on record for Zipps Drive Thru.
Top SBA State
Iowa
1 SBA-financed Zipps Drive Thru locations — the densest operator footprint.
Average Loan Size
$110K
Median $110K — use as a sizing anchor when modeling your own $Zipps Drive Thru unit.
Lender Concentration
100%
Concentrated
Share of Zipps Drive Thru approvals captured by the top 3 SBA lenders.
Zipps Drive Thru's SBA lending pipeline peaked in 1992 (1 approvals). Operator density is highest in Iowa with 1 SBA-financed locations. Average funded ticket sits at $110K, with the median at $110K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Locations
Zipps Drive Thru — unit breakdown
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