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Zipps Drive Thru

Zipps Drive Thru

Franchising since 1953 · 1 locations

Zipps Drive Thru currently operates 1 locations (1 franchised). The top SBA 7(a) lenders for Zipps Drive Thru are Hedrick Savings Bank. PeerSense FPI health score: 38/100.

Total Units

1

1 franchised

FPI Score
Low
38

Proprietary PeerSense metric

Fair
Capital Partners
1lenders available

Active capital sources verified for Zipps Drive Thru financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

New/Niche (1-2 loans)

Limited Data
38out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 1 loans charged off

SBA Loans

1

Total Volume

$0.1M

Active Lenders

1

States

1

Top SBA Lenders for Zipps Drive Thru

What is the Zipps Drive Thru franchise?

The Zipps Drive Thru franchise, with its singular operational unit, stands as a nascent but strategically positioned player within the expansive and highly competitive limited-service restaurant market. This brand, currently represented by 1 total unit, embodies a focused approach to market entry, concentrating efforts on establishing a robust operational model and refining its core offering. The Zipps Drive Thru franchise is inherently designed to cater to the modern consumer's demand for speed and convenience, leveraging the efficiency of the drive-thru format to deliver a streamlined dining experience. Its FPI Score of 38, as independently assessed by PeerSense, provides an initial quantitative benchmark within the platform’s comprehensive franchise evaluation framework. This score, while an early indicator, positions the Zipps Drive Thru franchise in a specific context among various investment opportunities. While detailed historical data regarding its specific founding date, geographical headquarters, or the biographical information of its founders are not publicly elaborated, the brand's very existence as a single unit suggests a deliberate and methodical launch. This initial presence serves as a critical proof of concept, allowing for meticulous testing and optimization of all facets of the business, including menu development, service protocols, and technological integrations. The Zipps Drive Thru franchise, by its name, signals a clear commitment to a high-demand service channel within the restaurant industry, aiming to capture a significant share of the market that prioritizes quick, accessible, and efficient meal solutions. This focused strategy enables the brand to perfect its customer value proposition and operational efficiencies before any potential scaling or wider market expansion. The singular unit provides a controlled environment for the Zipps Drive Thru

FPI Score

38/100

SBA Default Rate

0.0%

Active Lenders

1

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Zipps Drive Thru based on SBA lending data

SBA Default Rate

0.0%

0 of 1 loans charged off

SBA Loan Volume

1 loans

Across 1 lenders

Lender Diversity

1 lenders

Avg 1.0 loans per lender

Zipps Drive Thru — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

1992

1 approvals — best year on record for Zipps Drive Thru.

Top SBA State

Iowa

1 SBA-financed Zipps Drive Thru locations — the densest operator footprint.

Average Loan Size

$110K

Median $110K — use as a sizing anchor when modeling your own $Zipps Drive Thru unit.

Lender Concentration

100%

Concentrated

Share of Zipps Drive Thru approvals captured by the top 3 SBA lenders.

Zipps Drive Thru's SBA lending pipeline peaked in 1992 (1 approvals). Operator density is highest in Iowa with 1 SBA-financed locations. Average funded ticket sits at $110K, with the median at $110K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

Zipps Drive Thruunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Zipps Drive Thru