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Molly's Cupcakes Franchising, LLC Molly's Cupcakes

Molly's Cupcakes Franchising, LLC Molly's Cupcakes

The total investment to open a Molly's Cupcakes Franchising, LLC Molly's Cupcakes franchise ranges from $238,623 to $536,745. The initial franchise fee is $15,000.

What is the Molly's Cupcakes Franchising, LLC Molly's Cupcakes franchise?

Molly's Cupcakes Franchising, LLC Molly's Cupcakes is a shop selling cupcakes to people looking for a sweet treat. The estimated total initial investment to open is $238,623 to $536,745, and the initial franchise fee is $15,000.

The company was founded in 2019 and is headquartered in Chicago, IL.

Loan Activity Score

43/100

SBA Default Rate

6.3%

Active Lenders

6

According to its Franchise Disclosure Document or public business records, Molly's Cupcakes Franchising, LLC Molly's Cupcakes has 11 locations, all owned by franchisees. Public SBA loan records show 6 lenders made 16 loans to franchisees of Molly's Cupcakes Franchising, LLC Molly's Cupcakes. PeerSense calculates Molly's Cupcakes Franchising, LLC Molly's Cupcakes's score as 43 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 2019 · 11 locations

Investment

$238,623 to $536,745

Franchise Fee

$15,000

Total Units

11

11 franchised

Loan Activity Score
Medium
43
SBA Lending
22
Lender Quality
9
Transparency
3
Reach
5
Momentum
4

Proprietary PeerSense metric

Fair
Capital Sources
6SBA lenders

Distinct lenders in public SBA records for Molly's Cupcakes Franchising, LLC Molly's Cupcakes

16

Total SBA loans

$263K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Molly's Cupcakes Franchising, LLC Molly's Cupcakes

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
43out of 100
Fair
Market Momentum4/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety22/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency3/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

6.3%

vs 10.3% peer avg

SBA Loans

16

Total Volume

$4.2M

Active Lenders

6

2 selective

States

5

vs. SBA Sector Average

+4.1%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (6.3%)

Data Insights

Key performance metrics for Molly's Cupcakes Franchising, LLC Molly's Cupcakes based on SBA lending data

SBA Default Rate

6.3%

4.0% below peer avg

SBA Loan Volume

16 loans

Across 6 lenders

Lender Diversity

6 lenders

Avg 2.7 loans per lender

Investment Tier

Significant investment

$238,623 to $536,745 total

Payment Estimator

Loan Amount$191K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$2,470

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Molly's Cupcakes Franchising, LLC Molly's Cupcakes, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Molly's Cupcakes Franchising, LLC Molly's Cupcakes

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.