Jimboy's Tacos
The total investment to open a Jimboy's Tacos franchise ranges from $76,500 to $1.0M. The initial franchise fee is $35,000. Ongoing royalties are 5% plus a 3% advertising fee.
What is the Jimboy's Tacos franchise?
Jimboy's Tacos is a restaurant that sells tacos and meals to diners. Estimated total initial investment is $76,500 to $1,015,000, and the initial franchise fee is $35,000.
The royalty is 5 percent of sales, and the advertising or brand fund fee is 3 percent. The franchise agreement term is 10 years.
The brand was founded in 1954 and is headquartered in Sacramento, California.
Loan Activity Score
20/100
SBA Default Rate
37.5%
Active Lenders
10
According to its Franchise Disclosure Document or public business records, Jimboy's Tacos has 21 locations, all owned by franchisees. Public SBA loan records show 10 lenders made 24 loans to franchisees of Jimboy's Tacos. PeerSense calculates Jimboy's Tacos's score as 20 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1954 · 21 locations
$76,500 to $1.0M
$35,000
21
21 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Jimboy's Tacos
24
Total SBA loans
$457K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Jimboy's Tacos
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
37.5%
vs 10.3% peer avg
SBA Loans
24
Total Volume
$11.0M
Active Lenders
10
1 selective
States
2
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Jimboy's Tacos based on SBA lending data
SBA Default Rate
37.5%
27.2% above peer avg
SBA Loan Volume
24 loans
Across 10 lenders
Lender Diversity
10 lenders
Avg 2.4 loans per lender
Investment Tier
Significant investment
$76,500 to $1,015,000 total
Jimboy's Tacos: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2005
5 approvals. The best year on record for Jimboy's Tacos.
Top SBA State
California
22 SBA financed Jimboy's Tacos locations, the densest operator footprint.
Average Loan Size
$457K
Median $345K. Use as a sizing anchor when modeling your own Jimboy's Tacos unit.
Lender Concentration
58.3%
Concentrated
Share of Jimboy's Tacos approvals captured by the top 3 SBA lenders.
Jimboy's Tacos's SBA lending pipeline peaked in 2005 (5 approvals). Operator density is highest in California with 22 SBA financed locations. Average funded ticket sits at $457K, with the median at $345K. Lender mix is concentrated: the top three SBA lenders account for 58.3% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$792
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Jimboy's Tacos, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman