Uberrito
Franchising since 1995 · 1 locations
The total investment to open a Uberrito franchise ranges from $549,000 - $985,000. The initial franchise fee is $40,000. Ongoing royalties are 5% plus a 2% advertising fee. Uberrito currently operates 1 locations (1 franchised). The top SBA 7(a) lenders for Uberrito are Stellar Bank. PeerSense FPI health score: 44/100.
$549,000 - $985,000
$40,000
1
1 franchised
Proprietary PeerSense metric
FairActive capital sources verified for Uberrito financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
New/Niche (1-2 loans)
SBA Lending Performance
SBA Default Rate
0.0%
0 of 1 loans charged off
SBA Loans
1
Total Volume
$0.4M
Active Lenders
1
States
1
Top SBA Lenders for Uberrito
What is the Uberrito franchise?
Deciding whether to invest in a fast-casual Mexican restaurant franchise is one of the most consequential financial commitments an entrepreneur can make, and the stakes are simply too high to rely on promotional brochures alone. Uberrito, a Houston, Texas-based fast-casual Mexican concept, offers a compelling answer to the modern diner's demand for customizable, fresh, made-from-scratch meals served at speed. The brand's journey stretches back to 1995, when it first opened under the name Mission Burrito and served customers for eight years before facing an infringement claim in 2003. Following that pivotal moment, Mission Restaurant, Inc. acquired the brand and rebuilt it, leading to a 2016 rebrand as Uberrito Fresh Mex, a name that better signals the brand's commitment to quality and speed. Uberrito officially announced its franchise development push in 2014 and operates under the umbrella of MRI Heritage Brands, Inc., a Houston-based restaurant company that oversees five distinct brands and a total of 40 restaurant units across its portfolio, with Pete Pascuzzi serving as CEO. The Uberrito franchise opportunity currently represents a single active franchised unit in the United States, a footprint that reflects the brand's measured, relationship-driven growth philosophy rather than a chase for scale at the expense of franchisee success. The fast-casual Mexican segment sits inside a global limited-service restaurant market valued at $1.2 trillion in 2024, with projections pointing to $1.4 trillion by 2030, making the category one of the most commercially significant in all of franchising. Mexican food is the most popular ethnic food category in 37 of the 50 U.S. states, and an estimated 14 to 16 billion burritos are consumed worldwide each year, establishing a demand foundation that gives the Uberrito franchise opportunity a massive and proven consumer base from which to grow.
The limited-service restaurant sector is not merely large, it is structurally advantaged for the decade ahead in ways that should matter deeply to any franchise investor conducting serious due diligence. The Quick Service Restaurant industry alone represents a $367 billion domestic market growing at approximately 5% annually, and the broader global limited-service restaurant category is projected to expand from $1,281.4 million to $2,087.3 million between 2025 and 2035 at a compound annual growth rate of 5.0%, according to current market research. Multiple independent forecasts cite a 5.71% CAGR from 2025 to 2035 for the global segment, driven by forces that are structural rather than cyclical in nature. Rising demand for convenience among time-constrained urban populations, the rapid expansion of digital ordering platforms like Uber Eats, DoorDash, and Grubhub, and an accelerating consumer shift toward healthier, more customizable food options are all secular tailwinds that benefit a concept like Uberrito directly. Consumer preferences are measurably moving toward fresh ingredients, plant-forward options, and menu flexibility, which are the precise attributes that define Uberrito's from-scratch cooking model and fully customizable burrito, bowl, salad, and nacho offerings. The limited-service restaurant segment also remains highly fragmented at the regional and local level, meaning that well-differentiated brands with operational discipline have genuine opportunity to capture market share without needing to displace entrenched national giants head-on. Technological innovations in ordering, including digital menus, ordering kiosks, and mobile applications, are reducing wait times and increasing average check efficiency, a dynamic that the Uberrito franchise has already begun to capitalize on with its 2021 app rollout and in-development pickup windows. For franchise investors, the combination of a massive addressable market, favorable demographic trends, and a brand that has been operationally tested across more than two decades of existence creates a category context that deserves serious analytical attention.
The Uberrito franchise investment structure is thoughtfully tiered across multiple entry formats, giving prospective owners meaningful flexibility in how they approach the initial capital commitment. The single-unit brick-and-mortar franchise fee is $40,000, which is consistent with the franchise industry average for established fast-casual concepts and positions Uberrito neither as a budget entry-level brand nor as a premium luxury-tier investment requiring outsized upfront licensing costs. For entrepreneurs interested in the food truck format, the franchise fee drops to $20,000, making it one of the more accessible entry points in the fast-casual Mexican segment. Multi-unit or Area Developer arrangements carry a more sophisticated fee structure: $40,000 for the first unit, $25,000 for the second, and $15,000 for each subsequent location, rewarding franchisees who commit to building a regional portfolio rather than operating a single location. Total initial investment for a traditional brick-and-mortar Uberrito restaurant ranges from $690,000 to $985,000 depending on market, geography, real estate type, and build-out complexity, while the food truck format offers a dramatically lower entry range of $125,000 to $130,000, with some estimates extending to $95,000 to $200,000. Ongoing fees include a royalty rate of 5% of gross sales payable weekly, a national marketing contribution of 2% of gross revenue also payable weekly, and a local marketing requirement of 1% to 2% of gross sales. Grand opening marketing spend requirements are at minimum $25,000 for a restaurant format and $10,000 for a food truck, paid directly to an advertising vendor during construction and opening. Prospective franchisees should expect working capital requirements in the $25,000 to $75,000 range, a minimum liquidity threshold of $250,000 to $500,000, and a net worth requirement of $500,000 per unit, with some qualification standards citing a minimum net worth of $1.5 million and $500,000 in liquid assets for stronger candidates. In a notable veteran-friendly provision, qualified military veterans who served at least two years in one of the four primary military branches and received a discharge other than dishonorable may have their initial franchise fee waived for up to the first three Uberrito restaurants, a meaningful financial incentive that reflects the brand's people-first values.
The daily operational model of an Uberrito franchise is built around what the brand describes as hyper-efficient, from-scratch cooking, a commitment that distinguishes it from assembly-line fast-casual competitors who rely on pre-processed ingredients. Franchisees manage a team that prepares all items fresh daily, operating across dine-in, take-out, delivery, drive-thru, and pick-up lane formats depending on the physical configuration of the location, giving operators multiple revenue channels from a single unit footprint. Format options extend beyond traditional brick-and-mortar restaurants to include the food truck model, which Uberrito strategically positions as both an independent revenue stream and a market-seeding tool, using mobile units to build brand awareness ahead of planned brick-and-mortar openings in new territories. Initial training for new Uberrito franchisees consists of a structured six-week program conducted at the company's dedicated training facility, followed by up to ten days of hands-on, on-site support at the new restaurant during and after its opening, a combined investment of roughly eight weeks of direct instruction before a franchisee is fully operating independently. Ongoing support from Uberrito's corporate team covers site selection tailored to target demographics, restaurant build-out coordination led by an approved architect, purchasing and inventory control systems, and continuous operational guidance from field consultants. Marketing support is comprehensive and layered, including assistance with local advertising campaigns, grand opening execution, website and social media presence management, and loyalty program development. In June 2022, Uberrito's food truck launch campaign won the Best Big Budget Campaign award for marketing and branding at the prestigious Franchise Innovation Awards hosted by Franchise Update Media, a credential that signals the corporate team's capability in brand-building support. The brand's 2021 rollout of a proprietary customer app and its ongoing development of pickup windows for streamlined mobile ordering and delivery further demonstrate a corporate infrastructure actively investing in the tools franchisees need to compete in today's digitally driven restaurant environment.
Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for the Uberrito franchise, which means prospective investors cannot access audited average revenue, median unit volume, or profit margin data directly through the FDD at this time. This is a material consideration for any investor conducting rigorous due diligence, because without Item 19 disclosure, comparisons of unit economics to industry benchmarks require triangulation from alternative data sources rather than verified franchisor-reported figures. What is publicly available suggests a positive directional trend: Uberrito's 2021 sales trajectory was on track to reach $1.5 million, a figure that, if consistently achieved across the system, would position the brand competitively within the fast-casual Mexican segment where strong performers regularly exceed $1 million in annual unit volume. The brand has independently cited a franchise payback period estimate of 4.6 to 6.6 years, which should be evaluated carefully by investors who understand that payback period calculations are projections dependent on local market conditions, operator execution, labor costs, and commercial lease rates rather than guaranteed outcomes. Against a total investment ceiling of $985,000 for a brick-and-mortar location, a $1.5 million annual revenue run rate would imply a revenue-to-investment ratio of approximately 1.5x, a figure consistent with mid-tier fast-casual performance benchmarks. The 5% royalty rate and combined marketing fees of 3% to 4% of gross sales represent a total fee burden of roughly 8% to 9% of revenue before accounting for food costs, labor, occupancy, and other operating expenses, which is consistent with industry norms for the fast-casual segment. Investors should request Item 19 disclosure data directly from franchisors, consult independently with existing Uberrito franchisees as permitted under FDD Item 20, and model conservative, base-case, and optimistic financial scenarios using publicly available fast-casual industry benchmarks before committing capital. The absence of formal Item 19 disclosure does not in itself indicate poor performance, but it does place a greater due diligence burden on the prospective franchisee to independently validate unit economics before signing.
The Uberrito franchise growth trajectory reflects a deliberately paced expansion model anchored in quality of franchisee relationships over raw unit count velocity. From zero franchisee outlets in 2015, the brand grew to three franchised locations by 2019, operating in two states with its strongest presence in the South, particularly Texas, where locations exist in Houston, Humble, and Huntsville, and in South Carolina, where the brand operates in Columbia. By July 2021, Uberrito announced an ambitious but measured expansion plan targeting four to six new franchise agreements and multiple new restaurant openings by the end of that year, with geographic focus on South and Central Texas, Colorado, North and Central Florida, and Georgia, markets selected for their demographic alignment with the brand's target consumer and relative scarcity of dominant regional fast-casual Mexican competitors. The parent company MRI Heritage Brands, Inc. operates five restaurant brands and 40 total units, giving the Uberrito franchise access to institutional knowledge in restaurant operations, real estate, supply chain management, and marketing that a standalone concept of equivalent size would not possess. Menu innovation has been an active lever for brand development: Uberrito has added beer, wine, and margaritas to its menu to meet evolving consumer preferences for dining experiences that extend beyond food alone, and the introduction of the Uber Taco, a massive 10-inch crunchy taco folded in half and comparable in scale to a personal pizza, represents the kind of differentiated product storytelling that generates organic media attention and social sharing. The 2022 Franchise Innovation Award for Best Big Budget Campaign demonstrates that the brand's marketing capabilities punch above their weight class relative to system size. The PeerSense FPI Score for Uberrito currently stands at 44, categorized as Fair, a rating that should be interpreted within the context of the brand's early-stage franchise development phase rather than as a reflection of underlying concept strength or franchisee satisfaction.
The ideal Uberrito franchisee candidate is not necessarily a career restaurateur, and the brand is explicit in stating that extensive prior restaurant experience is not a prerequisite for consideration. What the company actively seeks are individuals with a passion for great food, demonstrated operational discipline, and a genuine commitment to community engagement, characteristics that align with Uberrito's stated identity as a people-first business. Preferred candidates bring experience in food service, retail, or multi-unit operations, a functional understanding of real estate development and site selection, and the personal drive to lead local marketing efforts and build a brand presence in their community. Multi-unit Area Developer arrangements are available and represent the highest-return pathway for operators who combine real estate acumen with operational scalability, particularly in the target expansion markets of South and Central Texas, Colorado, North and Central Florida, and Georgia. The food truck franchise option, with its $20,000 franchise fee and investment range beginning around $95,000 to $125,000, provides a lower-capital entry point for first-time franchise investors who want to test the Uberrito brand and operational model before committing to a full brick-and-mortar investment, and it can serve as the first phase of a deliberate multi-unit market development strategy. Uberrito's emphasis on a realistic growth pace and strong brand-franchisee fit suggests the selection process is designed to produce long-term partnerships rather than maximize short-term license fee revenue, a structural incentive that aligns corporate success with franchisee success. Veterans who meet the service requirements should engage directly with the franchise development team early in the process given the potential for full franchise fee waivers on the first three locations, a financial advantage worth up to $90,000 in reduced startup costs.
The Uberrito franchise opportunity exists at the intersection of a $1.2 trillion global market, a category growing at 3.2% to 5.71% CAGR depending on the forecast, a demonstrated consumer preference for Mexican food that spans 37 states, and a brand with nearly three decades of operational history behind its current franchise model. For the franchise investor conducting serious capital allocation analysis, the combination of a low-to-mid-tier entry cost relative to the broader fast-casual segment, a veteran-friendly fee structure, multiple format options ranging from $95,000 food trucks to $985,000 brick-and-mortar restaurants, and a parent company operating 40 units across five brands creates a due diligence case that merits careful and rigorous examination. The current PeerSense FPI Score of 44 indicates a Fair rating that investors should contextualize within the brand's development stage, and the absence of Item 19 financial performance disclosure in the current FDD makes independent verification of unit economics particularly important before any investment decision. PeerSense provides exclusive due diligence data including SBA lending history, FPI score analysis, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the Uberrito franchise against comparable fast-casual Mexican concepts with a level of analytical depth not available through any other independent research platform. The full picture of the Uberrito franchise investment, its costs, its support infrastructure, its competitive positioning within the $367 billion QSR industry, and its franchisee selection criteria, requires the kind of layered intelligence that no single source other than PeerSense assembles in one place. Explore the complete Uberrito franchise profile on PeerSense to access the full suite of independent franchise intelligence data.
FPI Score
44/100
SBA Default Rate
0.0%
Active Lenders
1
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Uberrito based on SBA lending data
SBA Default Rate
0.0%
0 of 1 loans charged off
SBA Loan Volume
1 loans
Across 1 lenders
Lender Diversity
1 lenders
Avg 1.0 loans per lender
Investment Tier
Premium investment
$549,000 – $985,000 total
Uberrito — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2022
1 approvals — best year on record for Uberrito.
Top SBA State
Texas
1 SBA-financed Uberrito locations — the densest operator footprint.
Average Loan Size
$410K
Median $410K — use as a sizing anchor when modeling your own $Uberrito unit.
Lender Concentration
100%
Concentrated
Share of Uberrito approvals captured by the top 3 SBA lenders.
Uberrito's SBA lending pipeline peaked in 2022 (1 approvals). The last five fiscal years account for 100% of cumulative volume ($410K approved). Operator density is highest in Texas with 1 SBA-financed locations. Average funded ticket sits at $410K, with the median at $410K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,683
Principal & Interest only
Locations
Uberrito — unit breakdown
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