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Monkee's

Monkee's

The total investment to open a Monkee's franchise ranges from $248,000 to $398,240. The initial franchise fee is $30,000. Ongoing royalties are 5%.

What is the Monkee's franchise?

Monkee's is a women's clothing store franchise. The estimated total initial investment is $248,000 to $398,240, and the initial franchise fee is $30,000.

The ongoing royalty is 5 percent of sales. Monkee's sells women's clothing. Its headquarters are in FL, and it was founded in 1995.

Loan Activity Score

57/100

SBA Default Rate

0.0%

Active Lenders

5

According to its Franchise Disclosure Document or public business records, Monkee's has 6 locations, all owned by franchisees. Public SBA loan records show 5 lenders made 6 loans to franchisees of Monkee's. PeerSense calculates Monkee's's score as 57 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1995 · 6 locations

Investment

$248,000 to $398,240

Franchise Fee

$30,000

Total Units

6

6 franchised

Loan Activity Score
Medium
57
SBA Lending
25
Lender Quality
5
Transparency
5
Reach
5
Momentum
17

Proprietary PeerSense metric

Moderate
Capital Sources
5SBA lenders

Distinct lenders in public SBA records for Monkee's

6

Total SBA loans

$327K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for Monkee's

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Medium Confidence
57out of 100
Moderate
Market Momentum17/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency5/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 13.6% peer avg

SBA Loans

6

Total Volume

$2.0M

Active Lenders

5

States

4

vs. SBA Sector Average

+13.6%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Monkee's based on SBA lending data

SBA Default Rate

0.0%

13.6% below peer avg

SBA Loan Volume

6 loans

Across 5 lenders

Lender Diversity

5 lenders

Avg 1.2 loans per lender

Investment Tier

Significant investment

$248,000 to $398,240 total

Monkee's: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2022

3 approvals. The best year on record for Monkee's.

Top SBA State

North Carolina

2 SBA financed Monkee's locations, the densest operator footprint.

Average Loan Size

$333K

Median $350K. Use as a sizing anchor when modeling your own Monkee's unit.

Lender Concentration

57.1%

Concentrated

Share of Monkee's approvals captured by the top 3 SBA lenders.

Monkee's's SBA lending pipeline peaked in 2022 (3 approvals). The last five fiscal years account for 83% of cumulative volume ($1.6M approved). Operator density is highest in North Carolina with 2 SBA financed locations. Average funded ticket sits at $333K, with the median at $350K. Lender mix is concentrated: the top three SBA lenders account for 57.1% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$198K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$2,567

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Monkee's, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Monkee's

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.