AMERIPRISE FINANCIAL SERVICES, LLC Independent Advisor Business
The total investment to open a AMERIPRISE FINANCIAL SERVICES, LLC Independent Advisor Business franchise ranges from $12,098.5 to $130,363. The initial franchise fee is $1,500.
What is the AMERIPRISE FINANCIAL SERVICES, LLC Independent Advisor Business franchise?
The AMERIPRISE Independent Advisor Business is a business where independent advisors provide advice on managing money to clients. The estimated total initial investment is $12,098 to $130,363, and the initial franchise fee is $1,500, according to the 2026 Franchise Disclosure Document.
The franchise agreement term is 3 years. The business is headquartered in Minneapolis, MN.
The company was founded in 1894 and began franchising in 1999.
Franchisees account for 3,855 of AMERIPRISE FINANCIAL SERVICES, LLC Independent Advisor Business's 5,578 locations. Cost figures are based on the 2026 Franchise Disclosure Document.
Franchising since 1894 · 5,578 locations
$12,098.5 to $130,363
$1,500
5,578
3,855 franchised
SBA Lending Activity for AMERIPRISE FINANCIAL SERVICES, LLC Independent Advisor Business
Loan Activity Score
This franchise has not yet been scored by the Franchise Performance Index. Scores are calculated based on public FDD data, SBA loan performance, and system level metrics.
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for AMERIPRISE FINANCIAL SERVICES, LLC Independent Advisor Business based on SBA lending data
Investment Tier
Low cost entry
$12,098.5 to $130,363 total
Why AMERIPRISE FINANCIAL SERVICES, LLC Independent Advisor Business Doesn't Appear in Public SBA Data
The SBA 7(a) program publishes loan level data for every approved franchise borrower. AMERIPRISE FINANCIAL SERVICES, LLC Independent Advisor Business does not currently appear in those public records, and that absence carries useful information for prospective franchisees evaluating this brand.
Likely explanations for the absence
- Established brands often rely on internal franchisee financing networks, conventional bank lines, or franchisor provided lease guarantees rather than SBA 7(a), keeping them out of the public SBA dataset.
- Large mature systems often shift to internal franchisee-financing programs and pre-negotiated credit lines with regional banks. Many of those loans never enter the 7(a) program.
- Low capital requirements (under $50K total) often fall below the typical SBA loan threshold, so operators self fund or use personal credit instead.
Absence from SBA records does not mean a brand is un fundable. It typically means the franchise system uses alternative capital sources, or that current franchisees self fund, secure conventional bank financing, or roll over equity from a prior business sale rather than going through an SBA guaranteed 7(a) loan. For prospective AMERIPRISE FINANCIAL SERVICES, LLC Independent Advisor Business franchisees, the practical question is which financing path actually closes for this brand's profile.
Capital paths PeerSense places for real estate & business services concepts
Asset Based Lending
Working capital secured by receivables and inventory for service based franchises.
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Invoice Factoring
Recurring receivables financing for staffing and business service operators.
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SBA 7(a) Loans
Working capital and acquisition financing for qualified service business owners.
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Franchise Partner Buyout Financing
Senior debt for buying out a partner in an existing franchise system.
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Payment Estimator
Estimated Monthly Payment
$125
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
AMERIPRISE FINANCIAL SERVICES, LLC Independent Advisor Business, unit breakdown
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Scan Your Deal Instantly2 FDDs Available for AMERIPRISE FINANCIAL SERVICES, LLC Independent Advisor Business
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman