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Rates
Boca Tanning Club

Boca Tanning Club

The total investment to open a Boca Tanning Club franchise ranges from $510,000 to $675,000. Ongoing royalties are 6%.

What is the Boca Tanning Club franchise?

Boca Tanning Club is a tanning business for people seeking tanning services. Estimated total initial investment is $510,000 to $675,000 to open a franchise.

The royalty is 6 percent of sales. The company is headquartered in Coral Springs, FL, and was founded in 2018.

Loan Activity Score

43/100

SBA Default Rate

0.0%

Active Lenders

1

According to its Franchise Disclosure Document or public business records, Boca Tanning Club has 1 location, all owned by franchisees. Public SBA loan records show 1 lender made 1 loan to franchisees of Boca Tanning Club. PeerSense calculates Boca Tanning Club's score as 43 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 2018 · 1 location

Investment

$510,000 to $675,000

Total Units

1

1 franchised

Loan Activity Score
Low
43
SBA Lending
18
Lender Quality
3
Transparency
2
Reach
3
Momentum
17

Proprietary PeerSense metric

Fair
Capital Sources
1SBA lenders

Distinct lenders in public SBA records for Boca Tanning Club

1

Total SBA loans

$175K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for Boca Tanning Club

Loan Activity Score Breakdown

New or niche (1 to 2 loans)

Limited Data
43out of 100
Fair
Market Momentum17/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety18/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence3/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency2/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.8% peer avg

SBA Loans

1

Total Volume

$0.2M

Active Lenders

1

States

1

vs. SBA Sector Average

+10.8%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Boca Tanning Club based on SBA lending data

SBA Default Rate

0.0%

10.8% below peer avg

SBA Loan Volume

1 loans

Across 1 lender

Lender Diversity

1 lender

Avg 1.0 loans per lender

Investment Tier

Significant investment

$510,000 to $675,000 total

Boca Tanning Club: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2023

1 approval. The best year on record for Boca Tanning Club.

Top SBA State

Florida

1 SBA financed Boca Tanning Club locations, the densest operator footprint.

Average Loan Size

$175K

Median $175K. Use as a sizing anchor when modeling your own Boca Tanning Club unit.

Lender Concentration

100%

Concentrated

Share of Boca Tanning Club approvals captured by the top 3 SBA lenders.

Boca Tanning Club's SBA lending pipeline peaked in 2023 (1 approval). The last five fiscal years account for 100% of cumulative volume ($175K approved). Operator density is highest in Florida with 1 SBA financed locations. Average funded ticket sits at $175K, with the median at $175K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$408K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,279

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Boca Tanning Club, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Boca Tanning Club

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman