Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
City2Shore

City2Shore

Franchising since 2011 · 1 locations

The total investment to open a City2Shore franchise ranges from $61,450 - $161,550. The initial franchise fee is $25,000. Ongoing royalties are 6% plus a 4% advertising fee. City2Shore currently operates 1 locations (1 franchised). PeerSense FPI health score: 49/100. Data sourced from the 2025 Franchise Disclosure Document.

Investment

$61,450 - $161,550

Franchise Fee

$25,000

Total Units

1

1 franchised

FPI Score
Low
49

Proprietary PeerSense metric

Fair
Capital Partners
1lenders available

Active capital sources verified for City2Shore financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

New/Niche (1-2 loans)

Limited Data
49out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 1 loans charged off

SBA Loans

1

Total Volume

$0.1M

Active Lenders

1

States

1

What is the City2Shore franchise?

Aspiring real estate professionals and entrepreneurs often grapple with the complexities of establishing a successful brokerage, navigating a fragmented market, and building sustainable wealth while maintaining a balanced lifestyle; these are fundamental challenges for anyone considering a franchise opportunity in the dynamic real estate sector. City2shore emerged as a strategic solution to these pervasive issues, founded in 2011 by Shelley and Steve Frody, with Shelley Frody also holding the pivotal role of CEO. Headquartered in Hudsonville, Michigan, the Frody founders are widely regarded as the "heart and soul" of City2shore, having meticulously cultivated a distinctive corporate culture that deeply prioritizes integrity, humility, accountability, trust, teamwork, and an authentic care for both team members and clients. Their foundational vision was ambitious: to fundamentally redefine real estate services by seamlessly blending unparalleled expertise with a personalized touch, underpinned by unwavering commitment, a strong culture, active community involvement, and a dedication to continued growth. City2shore initially began its franchising journey in 2016, although some reporting sources indicate a slightly earlier start in 2015 or a later one in 2017, reflecting a period of dynamic and strategic market entry. The brand has demonstrated a robust growth trajectory, expanding to 14 offices and franchises within Michigan alone by 2024, with other reports citing "over a dozen" franchise locations, 8 US franchises, or 11 current units, showcasing a consistently growing footprint across multiple states within the United States. This progressive real estate franchise empowers brokers to transition into owners, providing a sophisticated, technology-driven platform and a client-centric approach for delivering both residential and commercial real estate services. City2shore's strategic market position is within the Offices of Real Estate Agents and Brokers industry, which commands a substantial total addressable market (TAM) of approximately $134 billion in the U.S. This makes the City2shore franchise a significant consideration for franchise investors seeking a technology-forward, broker-empowering model within a large and expanding market, positioning it as a compelling investment opportunity.

The broader industry landscape for Offices of Real Estate Agents and Brokers, classified under NAICS 5312, is characterized by its substantial scale and projected expansion, representing a total addressable market (TAM) of approximately $134 billion in the U.S. This robust sector is anticipated to experience a healthy compound annual growth rate (CAGR) of 3.8% over the next five years, indicating sustained demand and investment potential. Further underscoring this growth, the North America Real Estate Brokerage Market is estimated at USD 232.30 billion in 2025 and is projected to reach USD 260.28 billion by 2030, growing at a CAGR of 2.3% during this period, while the even broader global Office Real Estate Market is valued at USD 1.71 trillion in 2026 and is expected to swell to USD 2.14 trillion by 2031, with a CAGR of 4.53% from 2026 to 2031. Key growth drivers fueling this expansion include ongoing urbanization, the sustained environment of low-interest rates, continuous technological advances, overall economic stability, and consistent population growth, all of which collectively contribute to an increased demand for both residential and commercial properties. However, this dynamic industry also contends with inherent risks such as market volatility, evolving regulatory changes, the potential for interest rate hikes, broader economic downturns, and the pervasive threat of technological disruption. Current consumer and industry trends significantly impacting real estate agents and brokers include the notable rise in interest rates affecting mortgage affordability, a pronounced shift towards remote work influencing demand for commercial real estate, and the widespread adoption of virtual property tours and digital sales tools. Additionally, there is a growing preference for sustainable and green buildings, the continuous expansion of real estate technology (PropTech), changing demographics influencing housing markets, a heightened regulatory environment with stricter lending standards, fluctuations in local property markets driven by migration patterns, and an increasing demand for multifunctional spaces, alongside greater investment in data analytics. These macro forces create both challenges and substantial opportunities for well-positioned franchise models like City2shore, which emphasizes innovation and technology to navigate and thrive within this complex, yet lucrative, environment.

Investing in a City2shore franchise involves several distinct financial components, positioning it as an accessible entry point into the real estate brokerage sector. The initial franchise fee has been reported with some variation across sources, appearing as $25,000, $45,000, or $35,000, demonstrating a range that prospective franchisees should verify. The total initial investment required to launch a City2shore franchise also varies, with reported ranges including $56,100 to $129,200, $61,000 to $162,000, and $61,450 to $161,550. These comprehensive investment figures typically encompass the initial franchise fee alongside other essential startup costs such as real estate acquisition or leasing, necessary equipment, initial supplies, business licenses, and critical working capital to sustain initial operations. Significantly, City2shore is strategically positioned as an "entry-level investment opportunity," with its total capital requirements notably below the broader real estate sub-sector average, which typically ranges from $1.47 million to $2.31 million, thereby making it a considerably more accessible option for a wider range of entrepreneurs. Franchisees are required to pay an ongoing royalty fee, which is consistently reported across sources as 6% of gross revenue, a standard practice for maintaining brand support and operational resources. While a specific "ad fund" percentage is not explicitly stated in the provided information, marketing support is clearly identified as a provided benefit, indicating that a portion of fees or corporate resources are allocated to promotional activities. For liquid capital, a "Cash Investment" of $100,000 has been noted as a requirement, providing an indication of the immediate funds needed to cover initial expenses and maintain liquidity. This financial structure positions the City2shore franchise as an accessible, mid-tier investment, particularly when contrasted with the significantly higher capital outlays often associated with other real estate brokerage franchises.

The operating model for a City2shore franchise is meticulously designed to empower agents and streamline the brokerage process, allowing franchisees to focus on strategic growth and client relationships rather than administrative burdens. Daily operations for a City2shore franchisee involve leading and managing a team of real estate professionals, leveraging the brand's proprietary technology and support systems to maximize efficiency and client service. The business model is specifically structured to empower agents by providing streamlined systems, robust back-end support, and cutting-edge technology, which collectively frees agents from extensive paperwork and allows them to concentrate on sales activities and direct client interactions. While specific staffing requirements are not detailed, the emphasis on "Broker to Owner Transformation" implies that franchisees will build and manage a team of licensed real estate agents and brokers. New owners complete comprehensive training through C2S Academy, which includes 16 hours of intensive classroom training designed to equip franchisees and their teams with the necessary tools and knowledge to effectively lead their businesses to success. This initial training is further complemented by ongoing business coaching and continuous marketing support, ensuring franchisees remain competitive and informed. The extensive support structure also encompasses crucial marketing assistance, expert site selection guidance, and skilled lease negotiation services, providing end-to-end support for new locations. Franchisees gain exclusive access to proprietary technology tools, including the C2S Drive platform, which serves as a one-stop destination for essential resources, marketing materials, and customizable templates. Additionally, Real Support is a specialized service designed to significantly streamline the transaction process and alleviate the paperwork burden on agents, enabling them to dedicate more time to client service and closing deals. The C2S Success platform offers a single sign-on access to a comprehensive suite of essential resources, further enhancing operational efficiency. This is augmented by ongoing operational support, access to a collaborative network focused on growth, and strategic guidance including masterminding sessions to help grow the brokerage. City2shore also offers extensive territory availability for expansion-minded investors, committed to expanding its network of successful partnerships across communities, cities, and diverse markets, fostering a model that supports owner-operators in building scalable businesses.

Regarding financial performance, it is important to note that the PeerSense database indicates Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for City2shore. However, external web research findings contradict this, explicitly stating that City2shore provides financial performance representations (FPRs) in its Franchise Disclosure Document (FDD) Item 19 and reporting specific figures. According to these external sources, the average gross revenue per unit has been reported as $95,495 and also as $91,715, offering a glimpse into the potential income generation capabilities of individual franchise units. It is crucial for prospective investors to understand that while revenue data is provided through these external reports, specific median revenue or detailed profit margins for individual units were not explicitly found, and revenue alone does not directly indicate profitability, as profit is derived by subtracting all operating costs from revenue. City2shore itself reports a robust annual revenue of $22.7 million, reflecting a solid market presence and suggesting broad franchisee satisfaction within its network. The estimated Franchise Payback Period, which provides an indication of the time it might take for an owner to recover their initial investment, is projected to be between 7.7 and 9.7 years, a metric that should be carefully evaluated against the reported initial investment ranges. These financial performance representations, when available, should always be analyzed in conjunction with the full FDD and Franchise Agreement, and written substantiation for any FPRs must be made available upon reasonable request. City2shore has gained recognition for its innovative franchise model and is listed among the top profitable franchises in 2025, a testament to its market standing and the perceived value of its offering.

City2shore has demonstrated a compelling growth trajectory since its founding in 2011 and its entry into franchising in 2016, though some sources indicate 2015 or 2017 as the franchising start year. The company's commitment to expansion is evident in its recent performance, having grown to 14 offices and franchises in Michigan alone by 2024. This significant expansion in a single state underscores its "developing system" status and its considerable growth potential. Other reports, indicating "over a dozen" franchise locations, 8 US franchises, or 11 current units, further highlight a dynamic growth pattern across multiple states, aiming to redefine real estate services nationwide. This consistent unit count trend, despite minor variations in reporting, suggests a healthy and active expansion strategy. Recent corporate developments include the brand's recognition for its rapid growth and innovative franchise model, leading to its inclusion among the top profitable franchises in 2025. This accolade reflects not only its past performance but also its future potential. City2shore cultivates a strong competitive moat through several strategic advantages, primarily its proprietary technology tools, which include the C2S Drive platform, offering a one-stop destination for resources and marketing materials, and C2S Success, a single sign-on platform for essential resources. Furthermore, the specialized Real Support service streamlines transactions and alleviates agent paperwork, allowing them to focus on client service and closing deals, a significant differentiator in a paperwork-heavy industry. The comprehensive C2S Academy training, providing 16 hours of classroom instruction, coupled with ongoing business coaching, ensures a high level of franchisee and agent proficiency. The core competitive advantage lies in its "Broker to Owner Transformation" model, which empowers real estate professionals to build wealth and leave a legacy by taking control of their careers. The brand's client-centric approach for both residential and commercial real estate services, combined with its culture of integrity, humility, and teamwork, fosters strong customer loyalty. City2shore is actively adapting to current market conditions by emphasizing its technology-driven platform, aligning with the industry trends of virtual property tours, digital sales tools, and the broader expansion of PropTech, ensuring its relevance and continued success in a rapidly evolving real estate landscape.

The ideal City2shore franchisee is envisioned as a highly motivated real estate professional or an astute entrepreneur possessing strong business acumen and exceptional client service skills. While prior brokerage experience is certainly advantageous for prospective owners, it is not deemed mandatory, broadening the appeal of this franchise opportunity to a diverse pool of candidates. Owners are expected to demonstrate a profound commitment to leveraging technology and actively engaging with the community to foster the growth and success of their business. City2shore specifically seeks licensed brokers or individuals who possess established connections within the real estate industry, emphasizing that having relevant contacts and a foundational understanding of the business is highly beneficial for a new franchisee. The business model is fundamentally designed to empower brokers to become owners and effective managers of their businesses, suggesting that an owner-operator model is the most suitable, allowing for direct oversight and leadership in implementing the brand's client-centric approach. Extensive territory availability is a key feature of the City2shore franchise, with the company actively committed to expanding its network of successful partnerships across numerous communities, cities, and markets nationwide. This broad territory availability presents substantial opportunities for expansion-minded investors to establish a City2shore franchise in diverse geographic locations. While specific markets that perform best are not explicitly detailed, the company's commitment to nationwide expansion suggests a robust strategy for identifying and capitalizing on growth opportunities across various regions. The franchise agreement term length and specific renewal terms are not available in the provided data, nor is a precise timeline from signing to opening, which are details typically found within the Franchise Disclosure Document for thorough review.

City2shore represents a compelling franchise opportunity within the robust $134 billion U.S. real estate brokerage market, a sector projected to grow at a healthy 3.8% compound annual growth rate over the next five years. Its progressive "Broker to Owner Transformation" model, combined with a sophisticated technology-driven platform that includes C2S Drive, C2S Success, and Real Support, is specifically designed to empower franchisees to achieve a profitable and sustainable real estate career by streamlining operations and maximizing agent efficiency. With external reports indicating average unit revenues of $95,495 or $91,715, and an estimated payback period ranging from 7.7 to 9.7 years, coupled with an initial investment range significantly below the real estate sub-sector average of $1.47-$2.31 million, the City2shore franchise offers an accessible entry point into a growing industry. The brand's recognition among the top profitable franchises in 2025 and its strategic expansion to 14 offices in Michigan alone in 2024 underscore its substantial growth potential and increasing market relevance. PeerSense provides exclusive due diligence data including SBA lending history, an FPI score of 49 (Fair), location maps with Google ratings, FDD financial data, and side-by-side comparison tools. Explore the complete City2shore franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

49/100

SBA Default Rate

0.0%

Active Lenders

1

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for City2Shore based on SBA lending data

SBA Default Rate

0.0%

0 of 1 loans charged off

SBA Loan Volume

1 loans

Across 1 lenders

Lender Diversity

1 lenders

Avg 1.0 loans per lender

Investment Tier

Mid-range investment

$61,450 – $161,550 total

Payment Estimator

Loan Amount$49K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$636

Principal & Interest only

Locations

City2Shoreunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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3 FDDs Available for City2Shore

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City2Shore