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Rates
Painting With A Twist

Painting With A Twist

The total investment to open a Painting With A Twist franchise ranges from $44,000 to $185,600. The initial franchise fee is $50,000. Ongoing royalties are 6% plus a 2% advertising fee.

What is the Painting With A Twist franchise?

Painting With A Twist offers guided painting sessions for people looking for a social, creative activity. The estimated total initial investment is $44,000 to $185,600. The initial franchise fee is $50,000.

The royalty is 6 percent of sales, and the advertising or brand fund fee is 2 percent. The franchise agreement term is 10 years.

The brand was founded in 2007 and is headquartered in ABILENE, TX. Cost and fee figures are from the 2026 Franchise Disclosure Document.

Loan Activity Score

57/100

SBA Default Rate

7.5%

Active Lenders

35

According to its Franchise Disclosure Document or public business records, Painting With A Twist has 55 locations, all owned by franchisees. Public SBA loan records show 35 lenders made 67 loans to franchisees of Painting With A Twist. PeerSense calculates Painting With A Twist's score as 57 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.

Franchising since 2007 · 55 locations

Investment

$44,000 to $185,600

Franchise Fee

$50,000

Total Units

55

55 franchised

Loan Activity Score
Very high
57
SBA Lending
25
Lender Quality
9
Transparency
11
Reach
9
Momentum
3

Proprietary PeerSense metric

Moderate
Capital Sources
35SBA lenders

Distinct lenders in public SBA records for Painting With A Twist

67

Total SBA loans

$122K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Painting With A Twist

Loan Activity Score Breakdown

Established (25 to 99 loans)

Very High Confidence
57out of 100
Moderate
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency11/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint9/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

7.5%

vs 7.9% peer avg

SBA Loans

67

Total Volume

$8.2M

Active Lenders

35

7 selective

States

23

vs. SBA Sector Average

+0.4%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (7.5%)
Item 19 financial data disclosed

Data Insights

Key performance metrics for Painting With A Twist based on SBA lending data

SBA Default Rate

7.5%

0.4% below peer avg

SBA Loan Volume

67 loans

Across 35 lenders

Lender Diversity

35 lenders

Avg 1.9 loans per lender

Investment Tier

Mid range investment

$44,000 to $185,600 total

Painting With A Twist: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2017

13 approvals. The best year on record for Painting With A Twist.

Top SBA State

Texas

12 SBA financed Painting With A Twist locations, the densest operator footprint.

Average Loan Size

$122K

Median $112K. Use as a sizing anchor when modeling your own Painting With A Twist unit.

Lender Concentration

29.9%

Moderately Spread

Share of Painting With A Twist approvals captured by the top 3 SBA lenders.

Painting With A Twist's SBA lending pipeline peaked in 2017 (13 approvals). The last five fiscal years account for 18% of cumulative volume ($2.0M approved). Operator density is highest in Texas with 12 SBA financed locations. Average funded ticket sits at $122K, with the median at $112K. Lender mix is moderately spread: the top three SBA lenders account for 29.9% of approvals. Meaningful choice exists, but specific lenders carry the brand.

Payment Estimator

Loan Amount$35K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$455

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Painting With A Twist, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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3 FDDs Available for Painting With A Twist

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

Painting With A Twist

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman