Massage Luxe
The total investment to open a Massage Luxe franchise ranges from $570,900 to $799,000. The initial franchise fee is $42,500. Ongoing royalties are 6%.
What is the Massage Luxe franchise?
Massage Luxe offers massage, facial and waxing services to people seeking personal care. The 2020 Franchise Disclosure Document lists estimated total initial investment of $570,900 to $799,000 and an initial franchise fee of $42,500.
The royalty is 6 percent of sales. The franchise agreement term is 10 years.
Massage Luxe is headquartered in Chesterfield, MO.
Loan Activity Score
65/100
SBA Default Rate
1.3%
Active Lenders
29
According to its Franchise Disclosure Document or public business records, Massage Luxe has 64 locations, all owned by franchisees. Public SBA loan records show 29 lenders made 76 loans to franchisees of Massage Luxe. PeerSense calculates Massage Luxe's score as 65 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2020 Franchise Disclosure Document.
Franchising since 2007 · 64 locations
$570,900 to $799,000
$42,500
64
64 franchised
Proprietary PeerSense metric
StrongDistinct lenders in public SBA records for Massage Luxe
76
Total SBA loans
$458K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Massage Luxe
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
1.3%
vs 10.8% peer avg
SBA Loans
76
Total Volume
$34.8M
Active Lenders
29
5 selective
States
17
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Massage Luxe based on SBA lending data
SBA Default Rate
1.3%
9.5% below peer avg
SBA Loan Volume
76 loans
Across 29 lenders
Lender Diversity
29 lenders
Avg 2.6 loans per lender
Investment Tier
Significant investment
$570,900 to $799,000 total
Payment Estimator
Estimated Monthly Payment
$5,910
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Massage Luxe, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman