The Modern Halo ; The Modern H
The total investment to open a The Modern Halo ; The Modern H franchise ranges from $119,900 to $226,800. The initial franchise fee is $50,000. Ongoing royalties are 6% plus a 1% advertising fee.
What is the The Modern Halo ; The Modern H franchise?
The Modern Halo ; The Modern H is a beauty business offering scalp treatments and blowout styling. The estimated total initial investment is $119,900 to $226,800, and the initial franchise fee is $50,000.
The ongoing royalty is 6 percent of sales, and the advertising or brand fund fee is 1 percent. The company is headquartered in Houston, TX. It was founded in 2023 and began franchising in 2025.
Loan Activity Score
48/100
SBA Default Rate
0.0%
Active Lenders
1
According to its Franchise Disclosure Document or public business records, The Modern Halo ; The Modern H has 1 location, all owned by franchisees. Public SBA loan records show 1 lender made 1 loan to franchisees of The Modern Halo ; The Modern H. PeerSense calculates The Modern Halo ; The Modern H's score as 48 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2025 Franchise Disclosure Document.
Franchising since 2023 · 1 location
$119,900 to $226,800
$50,000
1
1 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for The Modern Halo ; The Modern H
1
Total SBA loans
$455K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for The Modern Halo ; The Modern H
Loan Activity Score Breakdown
New or niche (1 to 2 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 10.8% peer avg
SBA Loans
1
Total Volume
$0.5M
Active Lenders
1
States
1
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for The Modern Halo ; The Modern H based on SBA lending data
SBA Default Rate
0.0%
10.8% below peer avg
SBA Loan Volume
1 loans
Across 1 lender
Lender Diversity
1 lender
Avg 1.0 loans per lender
Investment Tier
Mid range investment
$119,900 to $226,800 total
The Modern Halo ; The Modern H: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2025
1 approval. The best year on record for The Modern Halo ; The Modern H.
Top SBA State
Texas
1 SBA financed The Modern Halo ; The Modern H locations, the densest operator footprint.
Average Loan Size
$455K
Median $455K. Use as a sizing anchor when modeling your own The Modern Halo ; The Modern H unit.
Lender Concentration
100%
Concentrated
Share of The Modern Halo ; The Modern H approvals captured by the top 3 SBA lenders.
The Modern Halo ; The Modern H's SBA lending pipeline peaked in 2025 (1 approval). The last five fiscal years account for 100% of cumulative volume ($455K approved). Operator density is highest in Texas with 1 SBA financed locations. Average funded ticket sits at $455K, with the median at $455K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$1,241
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
The Modern Halo ; The Modern H, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman