Express Tax Service
According to its Franchise Disclosure Document or public business records, Express Tax Service has 2 locations, all owned by franchisees. Public SBA loan records show 2 lenders made 2 loans to franchisees of Express Tax Service. PeerSense calculates Express Tax Service's score as 39 out of 100, using public SBA loan performance and recent lending activity.
What is the Express Tax Service franchise?
Express Tax Service is a business that helps individuals prepare their tax returns. Its work is focused on tax return preparation for people who need help with that task. The service is intended for individual customers seeking assistance with preparing their returns, rather than for customers looking for an unrelated type of service.
Loan Activity Score
39/100
SBA Default Rate
0.0%
Active Lenders
2
2 locations
2
2 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Express Tax Service
2
Total SBA loans
$35K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Express Tax Service
Loan Activity Score Breakdown
New or niche (1 to 2 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 9.9% peer avg
SBA Loans
2
Total Volume
$0.1M
Active Lenders
2
States
2
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Express Tax Service based on SBA lending data
SBA Default Rate
0.0%
9.9% below peer avg
SBA Loan Volume
2 loans
Across 2 lenders
Lender Diversity
2 lenders
Avg 1.0 loans per lender
Express Tax Service: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2003
2 approvals. The best year on record for Express Tax Service.
Top SBA State
Florida
1 SBA financed Express Tax Service locations, the densest operator footprint.
Average Loan Size
$35K
Median $35K. Use as a sizing anchor when modeling your own Express Tax Service unit.
Lender Concentration
100%
Concentrated
Share of Express Tax Service approvals captured by the top 3 SBA lenders.
Express Tax Service's SBA lending pipeline peaked in 2003 (2 approvals). Operator density is highest in Florida with 1 SBA financed locations. Average funded ticket sits at $35K, with the median at $35K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Express Tax Service, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman