How We Evaluate Lenders, Score Franchises & Produce Market Intelligence

How the desk places a file

Originators, factoring, CMBS, and bridge. CRE from $10 million. Factoring from $20 million a month. Originator focus is $100 million a month. A match is built by testing a deal against the criteria that actually decide approval, not by blasting it to a long list and hoping.

How PeerSense Gets Paid

PeerSense earns a referral fee at closing, paid by the capital source, the sponsor, or split between both depending on how the deal is structured. The fee is established upfront in our agreement before any work begins, so there are no surprises at the table.

How PeerSense Capital Data Is Built

PeerSense Capital Data is the firm's own tracked record of commercial capital sources and what each one actually funds. As of September 30, 2026, it covered 1,170 active capital source records across 1,066 distinct lenders and capital sources.

Counts as of 2026-09-30. Read live from the PeerSense Capital Data record.

What is tracked

We recorded 2,782 publicly announced financings, each counted once, and 1,673 funder to originator relationships with a named funder from public filings, press records and regulatory records, including warehouse lines, forward flow agreements, securitizations and credit facilities. Each record carries the funder, facility type, date, source and size where disclosed, covering 741 distinct named funders. Since October 2025, we have gathered 1,220 lender facts on recent closings, rate or box changes and program launches, with 288 facts verified against the source page and dated. Every active source record shows the stated maximum loan size and pricing where disclosed.

How a field gets filled

A field is filled only from the lender's own website or program document, a named executive's public statement or a sourced closing. A program cap set by an agency, such as an SBA limit, is not treated as the lender's own box. If a field cannot be sourced, it is left blank and shown as blank. Age is a weight rather than a gate, with evidence tracked over a 36 month window and activity from the last six months counting three times as much as older evidence.

How often it is refreshed

Source records are re verified on a rolling schedule, while rate tables on the site are refreshed at least every 30 days and carry the date they were last checked. Lender facts are gathered daily.

What it is not

PeerSense is a capital advisory firm. Talk to PeerSense. The capital source sets the terms. Individual capital source names and terms are not published.

Edward L. Freeman, Managing Director, is accountable for the PeerSense Capital Data program and its methodology. LinkedIn