Skip to main content
✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.96%↓✦30 Yr Treasury:5.29%↓✦30 Yr Mortgage:7.32%·Updated Oct 22, 2026✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.96%↓✦30 Yr Treasury:5.29%↓✦30 Yr Mortgage:7.32%·Updated Oct 22, 2026
Rates
GuestHouse

GuestHouse

According to its Franchise Disclosure Document or public business records, GuestHouse has 30 locations, all owned by franchisees. Public SBA loan records show 20 lenders made 26 loans to franchisees of GuestHouse. PeerSense calculates GuestHouse's score as 28 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2024 Franchise Disclosure Document.

What is the GuestHouse franchise?

GuestHouse is a hotel and motel business that sells overnight stays to travelers.

Its customers are people looking for a place to stay while away from home.

Loan Activity Score

28/100

SBA Default Rate

11.5%

Active Lenders

20

30 locations

Total Units

30

30 franchised

Loan Activity Score
High
28
SBA Lending
10
Lender Quality
5
Transparency
3
Reach
7
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
20SBA lenders

Distinct lenders in public SBA records for GuestHouse

26

Total SBA loans

$1.0M

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for GuestHouse

Loan Activity Score Breakdown

Established (25 to 99 loans)

High Confidence
28out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety10/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency3/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

11.5%

vs 10.3% peer avg

SBA Loans

26

Total Volume

$27.3M

Active Lenders

20

1 selective

States

12

vs. SBA Sector Average

-1.2%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for GuestHouse based on SBA lending data

SBA Default Rate

11.5%

1.2% above peer avg

SBA Loan Volume

26 loans

Across 20 lenders

Lender Diversity

20 lenders

Avg 1.3 loans per lender

GuestHouse: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2014

3 approvals. The best year on record for GuestHouse.

Top SBA State

California

6 SBA financed GuestHouse locations, the densest operator footprint.

Average Loan Size

$1.3M

Median $2.3M. Use as a sizing anchor when modeling your own GuestHouse unit.

Lender Concentration

37.5%

Moderately Spread

Share of GuestHouse approvals captured by the top 3 SBA lenders.

GuestHouse's SBA lending pipeline peaked in 2014 (3 approvals). The last five fiscal years account for 8% of cumulative volume ($8.0M approved). Operator density is highest in California with 6 SBA financed locations. Average funded ticket sits at $1.3M, with the median at $2.3M. Lender mix is moderately spread: the top three SBA lenders account for 37.5% of approvals. Meaningful choice exists, but specific lenders carry the brand.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

GuestHouse, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

Explore Funding for GuestHouse

Our business financing consultants help connect you with the right lending partners. Referral fee paid at closing.

Optional: checking the consent box lets us call or text you about your funding. You can still submit without it.

Referral fee at closing

Or get an instant analysis

Scan Your Deal Instantly

2 FDDs Available for GuestHouse

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

GuestHouse

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman