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Aqua-Tots Swim School Holding

Aqua-Tots Swim School Holding

The total investment to open a Aqua-Tots Swim School Holding franchise ranges from $1.6M to $3.0M. The initial franchise fee is $50,000. Ongoing royalties are 6% plus a 2% advertising fee.

What is the Aqua-Tots Swim School Holding franchise?

More than 4,000 people drown in the United States each year, and drowning is the leading accidental cause of death for children ages one to four. Aqua Tots Swim School Holding began in 1991 in Tempe, Arizona, when Ron and Jane Sciarro operated mobile swim lessons. Paul and Heather Preston joined them in 2005 and opened the first indoor location in Mesa, Arizona. Franchising began in 2007 with a school in Peoria, Arizona, followed by international expansion to Kuwait City, Kuwait, in 2011. As of early 2026, the company operates more than 180 locations in 14 countries, compared with 167 locations in December 2024 and 107 United States locations in January 2024. The curriculum now supports more than five million lessons each year for children ages four months to 12 years. CEO Craig Wright and President and Cofounder Paul Preston lead Aqua Tots Swim School Holding LLC, an Arizona limited liability company headquartered at 1110 S. Greenfield Rd., Suite 201, Mesa, AZ 85206. The brand serves a safety focused market rather than a discretionary lifestyle category, which may affect long term investment risk for franchise buyers.

The United States swim school industry is estimated at approximately 17 billion dollars. Children's swim instruction is tied to water safety, and families may continue prioritizing it during economic pressure. The United States records roughly 3.6 million births each year, creating new potential students for programs serving children from four months to 12 years. Pediatric health organizations and pediatricians endorse swim instruction for infants and toddlers for safety and development. Lifeguard shortages at municipal pools and public recreation facilities have also increased demand for supervised private instruction. The swim school franchise segment has only a handful of systems operating at national or international scale. That structure can limit direct competition while giving established brands room to build recognition, instructor training infrastructure, and proprietary curriculum. For buyers, the 17 billion dollar market, limited direct franchise competition, and safety related demand provide the main industry factors to evaluate.

The initial Aqua Tots franchise fee is 50,000 dollars. Total initial investment ranges from approximately 1,619,000 dollars to 2,639,000 dollars, with geography, real estate conditions, facility size, and tenant improvement needs driving much of the difference. Tenant improvements range from 1,200,000 dollars to 1,800,000 dollars. Pool design, construction, aquatic supplies, and equipment add 250,000 to 400,000 dollars. Other costs include 26,000 to 45,000 dollars for advertising during the first three months, 15,000 to 60,000 dollars for signage, 9,000 to 18,800 dollars for opening inventory, 5,000 to 15,000 dollars for computers and technology hardware, 2,500 to 10,500 dollars for insurance, and 40,000 to 115,000 dollars in additional funds for the first three months. The proprietary software system adds 1,595 to 2,514 dollars. Ongoing fees are a 6 percent royalty on gross revenue and a 2 percent national brand fund contribution on gross sales. The minimum net worth requirement is 100,000 dollars. Buyers should review financing options with qualified SBA and conventional lending professionals familiar with children's services franchises, since the facilities require substantial capital.

Aqua Tots locations provide curriculum based lessons in indoor pools heated to 90 degrees Fahrenheit, with programs for infants as young as four months and children through age 12. The student to instructor ratio is 4 to 1. Facilities include glass enclosed parent viewing areas, baby changing stations, and swimsuit dryers. Instructors complete more than 40 hours of classroom and in water training through Aqua Tots University, known as ATU, at the Mesa, Arizona headquarters, and must hold current CPR certification before teaching. The training system supports consistent curriculum delivery across more than 180 locations worldwide. Corporate assistance includes site selection, construction guidance, marketing strategy, and continuing education. Franchise agreements provide a defined geographic territory where another Aqua Tots franchise cannot be established. The model suits an owner operator who wants direct community involvement, while its curriculum and trained staff can support delegation to qualified management over time.

Prospective franchisees should request revenue and earnings information from the franchisor and speak with operators in multiple markets. The system grew from 107 United States locations in January 2024 to more than 180 global locations by early 2026. Indoor, year round operations and a 4 to 1 student to instructor ratio may support more predictable revenue than seasonal or outdoor swim programs.

Aqua Tots has a development pipeline of 90 locations in construction or pre opening stages. If completed, those locations would bring the system from its current 180 location base to approximately 270 locations. The company reached 14 countries by early 2026. Its 10th Thailand location opened at Central Pinklao in March 2026, and its 24th Panama location opened in Panama City in late 2024. Franchise Business Review named Aqua Tots a 2026 Top Franchise, ranking it first in the Recreational category and fourteenth on the Top Large Franchises list as of February 2026. The brand was also named a 2026 Top Franchise for Women in March 2026. Additional recognition includes Entrepreneur's Top 10 Children's Franchises of 2025, the Entrepreneur Franchise 500, Inc. Magazine's Top 5000, and Franchise Times' Top 200. Its proprietary curriculum, ATU certification system, purpose built facilities, and indoor year round model create operating features that new competitors may find difficult to replicate.

An ideal Aqua Tots franchisee does not need to be a professional swim instructor or aquatics industry veteran. ATU training and the standardized curriculum are designed to transfer operating knowledge to motivated owners from other backgrounds. The buyer needs financial capacity for the 1,619,000 dollar to 2,639,000 dollar investment, a commitment to community based child development, and the ability to hire, develop, and retain ATU certified instructors. The minimum net worth requirement is 100,000 dollars, though greater liquidity and net worth may help an owner manage construction and the ramp up period. Multi unit development fits the brand's expansion plans, and territory availability may include United States and international markets across 14 countries. Before opening, the franchisee works through site selection, construction management, instructor recruitment, and ATU certification. Brand recognition and operating documentation may also support the transfer or resale of an established location compared with a less systematized independent swim school.

Aqua Tots combines a 17 billion dollar United States swim school market with more than 180 locations in 14 countries, a 90 location development pipeline, and a curriculum refined over 30 years. Its growth from 107 United States locations in January 2024, recognition from Franchise Business Review, and indoor operating model are relevant factors for due diligence. PeerSense is a commercial capital advisory firm that introduces franchise buyers to SBA and conventional lenders and provides franchise research tools, including SBA lending history, Loan Activity Score, location maps with Google ratings, FDD financial data, and side by side comparisons. PeerSense is not a lender and does not approve or provide loans. Buyers can use the Aqua Tots franchise profile to review its costs, fee structure, growth, and unit information alongside other children's services and recreational franchise systems.

Franchisees account for 131 of Aqua-Tots Swim School Holding's 132 locations. Cost figures are based on the 2026 Franchise Disclosure Document.

2026 FDD VERIFIED

Franchising since 1991 · 132 locations

Investment

$1.6M to $3.0M

Franchise Fee

$50,000

Total Units

132

131 franchised

SBA Lending Activity for Aqua-Tots Swim School Holding

Loan Activity Score

This franchise has not yet been scored by the Franchise Performance Index. Scores are calculated based on public FDD data, SBA loan performance, and system level metrics.

Key Highlights

132 locations nationwide

Data Insights

Key performance metrics for Aqua-Tots Swim School Holding based on SBA lending data

Investment Tier

Premium investment

$1,619,820 to $3,014,590 total

Why Aqua-Tots Swim School Holding Doesn't Appear in Public SBA Data

The SBA 7(a) program publishes loan level data for every approved franchise borrower. Aqua-Tots Swim School Holding does not currently appear in those public records, and that absence carries useful information for prospective franchisees evaluating this brand.

Absence from SBA records does not mean a brand is un fundable. It typically means the franchise system uses alternative capital sources, or that current franchisees self fund, secure conventional bank financing, or roll over equity from a prior business sale rather than going through an SBA guaranteed 7(a) loan. For prospective Aqua-Tots Swim School Holding franchisees, the practical question is which financing path actually closes for this brand's profile.

Data window: SBA 7(a) approvals reported through the most recent FOIA release. Absence of Aqua-Tots Swim School Holding from this window does not reflect lender denial. It reflects no 7(a)-program activity recorded for this brand in the public dataset.

Payment Estimator

Loan Amount$1.3M
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$16,768

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Aqua-Tots Swim School Holding, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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2 FDDs Available for Aqua-Tots Swim School Holding

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Aqua-Tots Swim School Holding

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman