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Eat the Frog Fitness

Eat the Frog Fitness

According to its Franchise Disclosure Document or public business records, Eat the Frog Fitness has 19 locations, all owned by franchisees. Public SBA loan records show 15 lenders made 25 loans to franchisees of Eat the Frog Fitness. PeerSense calculates Eat the Frog Fitness's score as 24 out of 100, using public SBA loan performance and recent lending activity.

What is the Eat the Frog Fitness franchise?

Etf Franchising, Llc Eat The Frog Fitness operates in the Fitness and Recreational Sports Centers category, a market shaped by innovation, community involvement, and continuing demand for personalized wellness services. The brand has 16 total units, giving it an established starting presence and some evidence that its operating model can be repeated. It has moved beyond the earliest startup stage while retaining room to expand across different geographic markets. Its Loan Activity Score is 24, providing an independent reference point for prospective investors evaluating the concept. Reaching 16 units suggests that the brand offers a defined fitness program that has connected with consumers seeking specific outcomes. Building a franchise from one concept to a multi unit system generally requires refinement of the workout program, member acquisition methods, franchisee support, and operating procedures. Etf Franchising, Llc Eat The Frog Fitness is part of a broader shift toward specialized studios and technology driven workouts that are gaining consumer attention. Its position in the Fitness and Recreational Sports Centers market serves customers who place greater value on health, individual attention, and efficient exercise experiences. Demand for accessible and effective fitness programs supports the long term prospects of businesses in this category. Expansion to 16 units indicates that the franchisor has continued to develop the model and believes in its underlying business proposition.

The Fitness and Recreational Sports Centers industry continues to change as health awareness rises and more consumers focus on preventative wellness. Worldwide, the fitness industry was valued at approximately $96 billion in 2023 and is projected to exceed $130 billion by 2030, representing a compound annual growth rate of 4-5% during that period. The United States market is often estimated at between $35 billion and $40 billion annually, reflecting a sizable consumer base. Important trends include the growth of boutique studios with specialized workouts, use of wearables and performance tracking applications, and increased interest in training programs tailored to individual needs. High intensity interval training and functional fitness remain popular with a broad range of participants. Consumers also continue to seek fitness environments built around community, support, and motivation. Etf Franchising, Llc Eat The Frog Fitness operates within this expanding but competitive category. Its growth to 16 units indicates that a particular program or operating approach has found market traction. Performance in this sector depends on delivering consistent results, building member relationships, and responding to changing preferences. The brand’s 16 locations show that it has established a foothold in a market expected to continue growing. Continued consumer spending on health and wellness gives Etf Franchising, Llc Eat The Frog Fitness room to pursue additional expansion.

Buying a franchise in the Fitness and Recreational Sports Centers category requires several types of financial commitment. The available overview does not provide brand specific cost figures for Etf Franchising, Llc Eat The Frog Fitness. As a general comparison, initial franchise fees for Quick Service Restaurant franchises can range from $6,250 to $90,000. Fitness concepts often use different fee structures, with initial franchise fees for many fitness franchises falling between $20,000 and $50,000. That payment commonly gives the franchisee the right to use the brand name, proprietary systems, and intellectual property within an exclusive territory. The total initial investment to open a fitness studio can range from $150,000 to over $500,000. Costs can be affected by real estate, construction and build out work, equipment, starting inventory, signs, grand opening marketing, and working capital. Franchisees are also generally expected to meet net worth and liquid capital requirements so they can open the business and support it during the early operating period. Continuing obligations often include royalties calculated as a percentage of gross sales. For many fitness franchises, royalty rates commonly range from 5% to 7% of gross sales. Advertising or marketing fees commonly range from 1% to 3% of gross sales and help pay for system wide brand building and promotional activity. These are common franchising cost categories, but a prospective Etf Franchising, Llc Eat The Frog Fitness buyer should review the specific terms in the Franchise Disclosure Document. The fee structure supports continuing development and assistance for the existing 16 units and future locations, with the aim of maintaining a consistent brand and operating approach.

A Fitness and Recreational Sports Centers franchise is generally built around repeatable procedures intended to support consistency, efficient operations, and member satisfaction. For Etf Franchising, Llc Eat The Frog Fitness, that framework applies across all 16 units. A typical system includes a carefully designed workout program that follows common standards while allowing appropriate adaptation for members. This is intended to give members a similar experience at locations in different cities. Day to day operations may include facility layout and design, equipment purchasing and maintenance, class or personal training schedules, and membership management systems. Staffing is also central to the model. Locations may require certified trainers, front desk employees, and managers who understand and follow the brand’s service standards. The franchisor provides initial training covering the main parts of the business, including operating procedures, customer service, sales, and marketing. That preparation is intended to help new owners open and operate an Etf Franchising, Llc Eat The Frog Fitness location. Continuing assistance is generally part of the franchise relationship. It may include site selection help, guidance on locations with visibility and access, and assistance with lease negotiations. Marketing assistance can include national and local materials, digital campaign planning, and social media guidance intended to support member acquisition. Operating assistance may involve regular check ins, performance reviews, and access to other franchisees for shared experience and operating practices. Technology can also be part of the system, including proprietary booking software and performance tracking platforms. These tools may improve member involvement and make management tasks easier. This support structure helps the brand maintain similar standards as it operates in a competitive market.

If it does not provide one, the document must include a specific statement explaining that the information is absent. That information is commonly based on the actual performance of existing franchise units or company owned locations. The document must explain how the figures were calculated so a prospective franchisee can understand their basis. Supporting records for the representations must be available for review upon request. Proper review also includes the full Franchise Disclosure Document, the Franchise Agreement, and independent due diligence. Speaking with existing franchisees, if they are available, can provide additional information about operating costs and market specific challenges.

Etf Franchising, Llc Eat The Frog Fitness has 16 total units, reflecting a deliberate expansion within the Fitness and Recreational Sports Centers industry. The unit count shows movement from an initial concept to a multi unit model with evidence of market acceptance and operating stability. In a competitive category, continued growth depends on identifiable advantages. For this brand, those advantages may include a distinctive workout method that produces measurable results, a brand identity that connects with its target customers, and a member experience built around personal attention and a supportive community. Technology such as proprietary performance tracking systems or interactive workout platforms may further distinguish the concept by increasing participation and giving members information about their progress. A defined operating system can also protect consistency across all 16 units, including training procedures and facility management practices. Consistent execution supports the brand’s identity and may contribute to member loyalty. The ability to explain and market its specific value in a crowded fitness market is another important factor. As Etf Franchising, Llc Eat The Frog Fitness expands, these strengths will matter when attracting both franchisees and members. Consumer demand for health and wellness programs remains a basis for future growth, particularly for specialized programs focused on results. Replication across 16 locations suggests that the franchise has core operating elements that may support additional scaling and a larger presence in the Fitness and Recreational Sports Centers sector.

A suitable Etf Franchising, Llc Eat The Frog Fitness franchisee generally combines an entrepreneurial outlook, interest in health and wellness, and the ability to lead people. Direct fitness industry experience may help, but it is often not required because franchisors provide training. Candidates should instead show business judgment, an understanding of local market conditions, a commitment to strong operations, and the ability to manage a team. A genuine interest in building community and creating a positive member environment also has value. Franchisees should be self directed and willing to follow the established system, meet brand standards, and participate in local marketing that supports membership growth. They also need to motivate and manage staff while maintaining customer service and coaching quality. In many franchise systems, owners receive exclusive territories. This gives each Etf Franchising, Llc Eat The Frog Fitness location a defined geographic area where another unit of the same brand will not directly compete. Territorial protection is a significant part of the franchise agreement because it gives the owner a specific market to develop. The process for selecting franchisees may include financial qualification review, examination of a business plan, and consideration of whether the candidate’s values and long term goals fit the brand. Buyers should assess their management approach, available resources, and willingness to be involved before proceeding.

Etf Franchising, Llc Eat The Frog Fitness operates in a growing Fitness and Recreational Sports Centers market and has established 16 units. That footprint indicates that the brand has moved beyond its initial development stage and has shown an ability to repeat its model in multiple locations. The Loan Activity Score of 24 offers an independent reference point for buyers reviewing the concept. The franchise combines the structure of a franchise system with demand for specialized fitness services, including programs designed around personal attention and results. Broader industry growth is tied to consumer interest in individualized wellness and effective exercise options. A new franchisee may receive the benefit of an operating framework, continuing support, and recognition associated with the existing units, subject to the terms of the franchise system. The model also gives an owner the opportunity to operate a business connected to community health and wellness. The 16 unit footprint, the stated industry demand, and the brand’s continued expansion are relevant factors for an entrepreneur considering the investment. PeerSense is a commercial capital advisory firm that introduces franchise buyers to SBA and conventional lenders. PeerSense is not a lender.

Loan Activity Score

24/100

SBA Default Rate

16.0%

Active Lenders

15

19 locations

Total Units

19

19 franchised

Loan Activity Score
High
24
SBA Lending
1
Lender Quality
9
Transparency
3
Reach
7
Momentum
4

Proprietary PeerSense metric

Limited
Capital Sources
15SBA lenders

Distinct lenders in public SBA records for Eat the Frog Fitness

25

Total SBA loans

$380K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Eat the Frog Fitness

Loan Activity Score Breakdown

Established (25 to 99 loans)

High Confidence
24out of 100
Limited
Market Momentum4/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety1/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency3/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

16.0%

vs 7.9% peer avg

SBA Loans

25

Total Volume

$9.5M

Active Lenders

15

1 selective

States

14

vs. SBA Sector Average

-8.1%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for Eat the Frog Fitness based on SBA lending data

SBA Default Rate

16.0%

8.1% above peer avg

SBA Loan Volume

25 loans

Across 15 lenders

Lender Diversity

15 lenders

Avg 1.7 loans per lender

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Eat the Frog Fitness, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Eat the Frog Fitness

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman