18/8 Fine Men's Salons
According to its Franchise Disclosure Document or public business records, 18/8 Fine Men's Salons has 41 locations, all owned by franchisees. Public SBA loan records show 14 lenders made 46 loans to franchisees of 18/8 Fine Men's Salons. PeerSense calculates 18/8 Fine Men's Salons's score as 37 out of 100, using public SBA loan performance and recent lending activity.
What is the 18/8 Fine Men's Salons franchise?
18/8 Fine Men's Salons is a salon offering haircuts and grooming services for men.
Its customers are men seeking personal grooming services.
Loan Activity Score
37/100
SBA Default Rate
13.0%
Active Lenders
14
41 locations
41
41 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for 18/8 Fine Men's Salons
46
Total SBA loans
$258K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for 18/8 Fine Men's Salons
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
13.0%
vs 10.8% peer avg
SBA Loans
46
Total Volume
$11.9M
Active Lenders
14
5 selective
States
17
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for 18/8 Fine Men's Salons based on SBA lending data
SBA Default Rate
13.0%
2.2% above peer avg
SBA Loan Volume
46 loans
Across 14 lenders
Lender Diversity
14 lenders
Avg 3.3 loans per lender
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
18/8 Fine Men's Salons, unit breakdown
Explore Funding for 18/8 Fine Men's Salons
Our business financing consultants help connect you with the right lending partners. Referral fee paid at closing.
Or get an instant analysis
Scan Your Deal InstantlyPage Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman