Tony Roma's (Pizza)
The total investment to open a Tony Roma's (Pizza) franchise ranges from $268,000 to $1.1M.
What is the Tony Roma's (Pizza) franchise?
Tony Roma's (Pizza) is a full service restaurant where customers can sit down for a meal and order pizza. Its estimated total initial investment to open is $268,000 to $1,138,000.
The brand is headquartered in Carson, California.
Loan Activity Score
21/100
SBA Default Rate
44.4%
Active Lenders
15
According to its Franchise Disclosure Document or public business records, Tony Roma's (Pizza) has 16 locations, all owned by franchisees. Public SBA loan records show 15 lenders made 18 loans to franchisees of Tony Roma's (Pizza). PeerSense calculates Tony Roma's (Pizza)'s score as 21 out of 100, using public SBA loan performance and recent lending activity.
16 locations
$268,000 to $1.1M
16
16 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Tony Roma's (Pizza)
18
Total SBA loans
$748K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Tony Roma's (Pizza)
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
44.4%
vs 10.3% peer avg
SBA Loans
18
Total Volume
$13.5M
Active Lenders
15
States
9
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Tony Roma's (Pizza) based on SBA lending data
SBA Default Rate
44.4%
34.1% above peer avg
SBA Loan Volume
18 loans
Across 15 lenders
Lender Diversity
15 lenders
Avg 1.2 loans per lender
Investment Tier
Significant investment
$268,000 to $1,138,000 total
Tony Roma's (Pizza): Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2004
4 approvals. The best year on record for Tony Roma's (Pizza).
Top SBA State
California
6 SBA financed Tony Roma's (Pizza) locations, the densest operator footprint.
Average Loan Size
$748K
Median $695K. Use as a sizing anchor when modeling your own Tony Roma's (Pizza) unit.
Lender Concentration
33.3%
Moderately Spread
Share of Tony Roma's (Pizza) approvals captured by the top 3 SBA lenders.
Tony Roma's (Pizza)'s SBA lending pipeline peaked in 2004 (4 approvals). Operator density is highest in California with 6 SBA financed locations. Average funded ticket sits at $748K, with the median at $695K. Lender mix is moderately spread: the top three SBA lenders account for 33.3% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$2,774
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Tony Roma's (Pizza), unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman