Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
Tony Roma's (Pizza)

Tony Roma's (Pizza)

16 locations

The total investment to open a Tony Roma's (Pizza) franchise ranges from $268,000 - $1.1M. Tony Roma's (Pizza) currently operates 16 locations (16 franchised). The top SBA 7(a) lenders for Tony Roma's (Pizza) are Wells Fargo Bank, WBD, Inc. and NewBank. PeerSense FPI health score: 21/100.

Investment

$268,000 - $1.1M

Total Units

16

16 franchised

FPI Score
Medium
21

Proprietary PeerSense metric

Limited
Capital Partners
15lenders available

Active capital sources verified for Tony Roma's (Pizza) financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Growing (10-24 loans)

Medium Confidence
21out of 100
Limited

SBA Lending Performance

SBA Default Rate

44.4%

8 of 18 loans charged off

SBA Loans

18

Total Volume

$13.5M

Active Lenders

15

States

9

Top SBA Lenders for Tony Roma's (Pizza)

What is the Tony Roma's (Pizza) franchise?

East Of Chicago Pizza represents a compelling opportunity within the vibrant and perpetually popular full-service restaurant sector, offering prospective franchisees a chance to engage with a brand deeply rooted in a beloved culinary tradition. Founded with an initial vision that blossomed from BELLEVUE, OH, the brand has cultivated a distinct identity centered around delivering a classic pizza experience that resonates with a broad demographic of consumers seeking both quality and comfort. The East Of Chicago Pizza franchise model is designed to leverage the enduring appeal of pizza as a staple of American dining, providing a welcoming environment for families, friends, and individuals to enjoy freshly prepared meals. This commitment to a traditional, satisfying meal experience positions the East Of Chicago Pizza franchise as a community hub, a place where memories are made over shared pies and appetizers. The brand’s essence is built upon a foundation of time-tested recipes, a dedication to fresh ingredients, and an operational philosophy that prioritizes customer satisfaction and consistent product delivery. In an industry often characterized by fleeting trends, East Of Chicago Pizza distinguishes itself by focusing on the timeless elements that have made pizza a global phenomenon, ensuring its relevance and demand across generations. The strategic location of its headquarters in BELLEVUE, OH, further grounds the brand in a quintessential American setting, reflecting a commitment to values often associated with local, community-focused establishments. This foundational approach to the full-service restaurant experience emphasizes a blend of dine-in ambiance, convenient carry-out options, and often robust delivery services, catering to the multifaceted needs of today's consumer. The East Of Chicago Pizza franchise is not just about serving food; it is about providing a complete dining occasion, whether that is a celebratory family dinner, a casual lunch, or a quick, satisfying meal on the go, all while maintaining a strong connection to its roots and the authentic pizza tradition it embodies.

The broader industry landscape for full-service restaurants, particularly those specializing in pizza, remains robust and dynamic, demonstrating remarkable resilience even amidst evolving consumer preferences and economic shifts. The pizza segment alone constitutes a significant portion of the overall restaurant market, with annual sales figures consistently reaching tens of billions of dollars across the United States. This enduring popularity is driven by pizza's versatility, affordability, and universal appeal, making it a perennial favorite for various dining occasions, from quick lunches to elaborate family dinners. Consumer trends indicate a sustained demand for convenience, quality ingredients, and customizable options, all of which are inherent strengths of the pizza model within the full-service restaurant category. The market benefits from high frequency of purchase, with many households consuming pizza multiple times per month. Furthermore, the aging infrastructure of many traditional dining establishments often creates opportunities for new, modern, and efficiently designed full-service pizza franchises to capture market share. Technological advancements in online ordering, mobile apps, and streamlined delivery logistics have further expanded the reach and profitability potential for pizza concepts. The sector also benefits from its ability to adapt to changing dietary needs and preferences, offering a wide array of toppings, crust styles, and preparation methods. The East Of Chicago Pizza franchise operates within this expansive and competitive yet fertile environment, poised to capitalize on the established consumer affection for pizza. The full-service aspect allows for an enhanced customer experience beyond just the food, incorporating atmosphere, service, and a sense of community that quick-service alternatives often cannot fully replicate, solidifying its position within a resilient and growing market segment that prioritizes both culinary satisfaction and social engagement.

Prospective investors considering the East Of Chicago Pizza franchise will find the financial entry points to be thoughtfully structured, presenting a range of investment suitable for a diverse group of entrepreneurial candidates. The total initial investment required to establish an East Of Chicago Pizza franchise location typically spans from $61,250 to $276,800. This comprehensive range covers a multitude of essential startup expenses, providing a clear financial roadmap for new franchisees. The lower end of this spectrum often reflects opportunities for smaller footprints, perhaps in existing commercial spaces requiring less extensive build-out or geared towards a more streamlined operational model focused heavily on carry-out and delivery, while still maintaining the integrity of the full-service restaurant experience. Conversely, the higher end of the investment range accounts for more expansive full-service dining establishments, potentially incorporating larger seating capacities, more elaborate kitchen infrastructure, premium interior finishes, and a broader array of equipment necessary to support a comprehensive menu and a full complement of staff. Within this investment, key components generally include the initial franchise fee, which grants the franchisee the rights to operate under the East Of Chicago Pizza brand and benefit from its established system. Additionally, funds are allocated for leasehold improvements, which involve customizing and outfitting the chosen location to meet brand specifications, including kitchen construction, dining area design, and signage. Equipment costs encompass everything from ovens, mixers, refrigeration units, and point-of-sale systems to dining furniture and decor. Initial inventory of food products, packaging materials, and supplies is also factored into this investment. Furthermore, a portion of the initial capital is typically reserved for initial marketing and advertising efforts to launch the new location successfully, as well as crucial working capital to cover operational expenses during the initial ramp-up phase, ensuring smooth day-to-day functioning before the business reaches full profitability. This transparent investment structure for the East Of Chicago Pizza franchise aims to provide clarity and predictability for entrepreneurs embarking on their journey in the full-service restaurant sector.

The operating model for an East Of Chicago Pizza franchise is designed to ensure efficiency, consistency, and a superior customer experience, characteristic of a well-managed full-service restaurant. At its core, the model integrates streamlined kitchen operations with attentive front-of-house service, creating a harmonious environment for both staff and patrons. Franchisees typically receive comprehensive initial training covering all facets of the business, from meticulous food preparation techniques and inventory management to effective customer service protocols and local marketing strategies. This initial training is often conducted at the company’s headquarters in BELLEVUE, OH, or at designated training facilities, providing a foundational understanding of the East Of Chicago Pizza system. Ongoing support is a cornerstone of the franchise relationship, encompassing regular operational guidance, updates to proprietary recipes and menu items, and access to a network of experienced franchisees. The franchisor provides detailed operational manuals that serve as a blueprint for daily activities, ensuring that every East Of Chicago Pizza franchise location adheres to the brand’s high standards for food quality, cleanliness, and service. Technology integration plays a vital role, with support systems often including advanced point-of-sale systems, online ordering platforms, and inventory tracking software to optimize efficiency and minimize waste. Marketing support helps franchisees generate local awareness and drive customer traffic through a combination of national branding efforts and customizable local campaigns. The supply chain management is also a critical element, with franchisors often negotiating favorable pricing and ensuring consistent delivery of high-quality ingredients to all locations, allowing franchisees to focus on day-to-day management and customer engagement. This robust support structure underpins the East Of Chicago Pizza franchise, empowering owners to confidently manage their operations and grow their business within the competitive full-service restaurant market.

While specific unit-level financial performance representations for the East Of Chicago Pizza franchise are typically detailed within its Franchise Disclosure Document, which is accessible to qualified prospective franchisees, a general understanding of financial dynamics within the full-service pizza restaurant sector provides valuable context. Revenue streams for a pizza franchise are typically diversified, encompassing dine-in sales, a significant volume of carry-out orders, and increasingly, robust delivery services, catering to a wide array of consumer preferences. Additional revenue can be generated through the sale of complementary menu items such as appetizers, salads, desserts, and beverages. Profitability in the full-service restaurant industry, and particularly in pizza, is influenced by several key factors, including effective cost management, efficient labor scheduling, and strong local marketing initiatives. Food costs, as a percentage of sales, are a primary operational expense, and successful franchisees meticulously manage inventory, minimize waste, and benefit from favorable supplier agreements often negotiated by the franchisor. Labor costs, encompassing wages, benefits, and payroll taxes, represent another significant expenditure, necessitating optimized staffing levels to meet demand without incurring unnecessary overhead. Occupancy costs, including rent or mortgage payments, utilities, and common area maintenance fees, are also critical considerations, making strategic site selection paramount. Franchisees typically pay ongoing royalty fees, which are a percentage of gross sales, in exchange for the continued use of the brand name, operational systems, and ongoing support. Additionally, contributions to an advertising fund may be required to support broader brand marketing efforts. While precise figures for the East Of Chicago Pizza franchise are not publicly disclosed, the full-service pizza market is known for its potential for healthy profit margins when operations are managed effectively, with strong unit economics often achievable through high sales volumes and repeat customer business. The ability to consistently deliver a quality product and exceptional service forms the foundation for sustained financial success in this competitive yet rewarding segment of the restaurant industry.

The growth trajectory of the East Of Chicago Pizza franchise, currently operating with 4 total U.S. franchise locations, positions it as an emerging brand with substantial untapped potential within the highly sought-after full-service restaurant market. This relatively nascent stage of development offers significant advantages for early adopters, notably the availability of prime territories across various markets that might be saturated by more established brands. The opportunity to secure desirable locations with strong demographics for a pizza concept is a compelling aspect of joining a system at this juncture. An emerging brand often benefits from a more direct and personalized level of support from the franchisor, as the corporate team works closely with each new franchisee to ensure successful market penetration and operational excellence. This hands-on approach can be invaluable for entrepreneurs seeking to build a strong foundation for their business. Competitive advantages for the East Of Chicago Pizza franchise stem from its dedication to a proven menu, operational efficiency, and a distinctive brand identity that resonates with consumers. The "East Of Chicago" name itself subtly suggests a specific culinary tradition or quality, which can be a powerful differentiator in a crowded market, drawing consumers who appreciate a particular style of pizza or a commitment to authentic flavors. The scalability of the East Of Chicago Pizza model, adaptable to various market sizes and consumer demands, further enhances its growth prospects. As the brand expands its footprint from its BELLEVUE, OH, origins, each new location contributes to increased brand recognition and strengthens the overall network, creating a virtuous cycle of growth and market penetration. This phase of expansion represents a strategic opportunity for ambitious franchisees to become foundational members of a growing system, benefiting from future brand development and market leadership within the full-service pizza segment, leveraging a concept built for long-term success.

The ideal franchisee for an East Of Chicago Pizza franchise is an individual or team possessing a robust entrepreneurial spirit, coupled with a genuine passion for the full-service restaurant industry and a deep commitment to customer service. While direct restaurant experience is beneficial, it is not always a prerequisite, as comprehensive training is provided. More importantly, candidates should demonstrate strong leadership capabilities, an aptitude for business management, and the ability to effectively motivate and manage a team. A hands-on approach to operations is often crucial, especially in the initial phases of establishing a new East Of Chicago Pizza location. Financial acumen, including budgeting, inventory control, and sales analysis, is also vital for ensuring the sustained profitability of the business. Furthermore, community engagement is a key attribute, as successful full-service pizza restaurants often thrive by becoming integral parts of their local neighborhoods, fostering loyalty through local marketing initiatives and participation in community events. The ability to follow a proven system while also demonstrating adaptability to local market nuances is essential. In terms of territory, the East Of Chicago Pizza franchise typically seeks markets that offer favorable demographics, including a strong residential base, proximity to schools, businesses, and recreational areas, all contributing to consistent customer traffic. Exclusive territorial rights are often granted, ensuring that franchisees have a defined area within which to develop their business without internal competition from other East Of Chicago Pizza locations. The selection process for territories involves thorough market analysis to identify optimal sites that maximize visibility, accessibility, and potential customer reach, crucial for the success of any full-service restaurant.

As an investor opportunity, the East Of Chicago Pizza franchise presents a distinctive proposition for entrepreneurs looking to enter the resilient full-service restaurant industry. The brand’s FPI Score of 20, while a data point to consider in its overall profile, typically indicates a system that is either relatively new to franchising, has a smaller number of units, or is in the early stages of collecting comprehensive performance data. For some investors, this can signify an advantageous moment to join a growing brand, potentially securing prime territories before they become scarce in more mature franchise systems. The modest initial investment range of $61,250 to $276,800 makes the East Of Chicago Pizza franchise accessible to a broader spectrum of investors, contrasting with the significantly higher capital requirements of many other full-service restaurant concepts. This allows for a more efficient deployment of capital while still tapping into the lucrative pizza market. The full-service category itself offers stability and consistent demand, providing a solid foundation for long-term business growth. With its headquarters in BELLEVUE, OH, East Of Chicago Pizza is poised to expand its footprint, offering an exciting chance to be part of an emerging success story. The combination of a beloved product, a structured operating model, and a supportive franchisor creates a compelling pathway for ambitious individuals to achieve their entrepreneurial goals within the vibrant food service sector. Explore the complete East Of Chicago Pizza franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

21/100

SBA Default Rate

44.4%

Active Lenders

15

Key Highlights

Data Insights

Key performance metrics for Tony Roma's (Pizza) based on SBA lending data

SBA Default Rate

44.4%

8 of 18 loans charged off

SBA Loan Volume

18 loans

Across 15 lenders

Lender Diversity

15 lenders

Avg 1.2 loans per lender

Investment Tier

Significant investment

$268,000 – $1,138,000 total

Tony Roma's (Pizza) — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2004

4 approvals — best year on record for Tony Roma's (Pizza).

Top SBA State

California

6 SBA-financed Tony Roma's (Pizza) locations — the densest operator footprint.

Average Loan Size

$748K

Median $695K — use as a sizing anchor when modeling your own $Tony Roma's (Pizza) unit.

Lender Concentration

33.3%

Moderately Spread

Share of Tony Roma's (Pizza) approvals captured by the top 3 SBA lenders.

Tony Roma's (Pizza)'s SBA lending pipeline peaked in 2004 (4 approvals). Operator density is highest in California with 6 SBA-financed locations. Average funded ticket sits at $748K, with the median at $695K. Lender mix is moderately spread: the top three SBA lenders account for 33.3% of approvals — meaningful choice exists but specific lenders carry the brand.

Payment Estimator

Loan Amount$214K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$2,774

Principal & Interest only

Locations

Tony Roma's (Pizza)unit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

Explore Funding for Tony Roma's (Pizza)

Our business financing consultants help connect you with the right lending partners. No retainers — referral fee paid at closing.

One more step: check the consent box above and type your full legal name as signature to enable submission.

No retainers · Referral fee at closing

Or get an instant analysis

Scan Your Deal Instantly
Tony Roma's (Pizza)