Russo's New York Pizzeria
The total investment to open a Russo's New York Pizzeria franchise ranges from $196,500 to $1.6M. The initial franchise fee is $35,000.
What is the Russo's New York Pizzeria franchise?
Russo's New York Pizzeria is a full service restaurant where customers can eat pizza and other Italian food. The estimated total initial investment is $196,500 to $1,599,280, and the initial franchise fee is $35,000.
The brand's headquarters are in Frisco, TX.
Loan Activity Score
74/100
SBA Default Rate
7.1%
Active Lenders
10
According to its Franchise Disclosure Document or public business records, Russo's New York Pizzeria has 11 locations, all owned by franchisees. Public SBA loan records show 10 lenders made 14 loans to franchisees of Russo's New York Pizzeria. PeerSense calculates Russo's New York Pizzeria's score as 74 out of 100, using public SBA loan performance and recent lending activity.
11 locations
$196,500 to $1.6M
$35,000
11
11 franchised
Proprietary PeerSense metric
StrongDistinct lenders in public SBA records for Russo's New York Pizzeria
14
Total SBA loans
$618K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Russo's New York Pizzeria
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
7.1%
vs 10.3% peer avg
SBA Loans
14
Total Volume
$8.6M
Active Lenders
10
2 selective
States
4
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Russo's New York Pizzeria based on SBA lending data
SBA Default Rate
7.1%
3.2% below peer avg
SBA Loan Volume
14 loans
Across 10 lenders
Lender Diversity
10 lenders
Avg 1.4 loans per lender
Investment Tier
Premium investment
$196,500 to $1,599,280 total
Russo's New York Pizzeria: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2023
5 approvals. The best year on record for Russo's New York Pizzeria.
Top SBA State
Texas
10 SBA financed Russo's New York Pizzeria locations, the densest operator footprint.
Average Loan Size
$618K
Median $513K. Use as a sizing anchor when modeling your own Russo's New York Pizzeria unit.
Lender Concentration
42.9%
Concentrated
Share of Russo's New York Pizzeria approvals captured by the top 3 SBA lenders.
Russo's New York Pizzeria's SBA lending pipeline peaked in 2023 (5 approvals). The last five fiscal years account for 50% of cumulative volume ($6.5M approved). Operator density is highest in Texas with 10 SBA financed locations. Average funded ticket sits at $618K, with the median at $513K. Lender mix is concentrated: the top three SBA lenders account for 42.9% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$2,034
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Russo's New York Pizzeria, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman