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Pedro's Mexican Restaurante

According to its Franchise Disclosure Document or public business records, Pedro's Mexican Restaurante has 1 location, all owned by franchisees. Public SBA loan records show 2 lenders made 4 loans to franchisees of Pedro's Mexican Restaurante. PeerSense calculates Pedro's Mexican Restaurante's score as 26 out of 100, using public SBA loan performance and recent lending activity.

What is the Pedro's Mexican Restaurante franchise?

Pedro's Mexican Restaurante is a full service restaurant serving Mexican food to dine in customers.

The brand was founded in 1981 and is headquartered in Wausau, Wisconsin.

Loan Activity Score

26/100

SBA Default Rate

50.0%

Active Lenders

2

Franchising since 1981 · 1 location

Total Units

1

1 franchised

Loan Activity Score
Low
26
SBA Lending
0
Lender Quality
9
Transparency
2
Reach
3
Momentum
12

Proprietary PeerSense metric

Limited
Capital Sources
2SBA lenders

Distinct lenders in public SBA records for Pedro's Mexican Restaurante

4

Total SBA loans

$370K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Pedro's Mexican Restaurante

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Limited Data
26out of 100
Limited
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety0/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency2/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

50.0%

vs 10.3% peer avg

SBA Loans

4

Total Volume

$1.5M

Active Lenders

2

1 selective

States

1

vs. SBA Sector Average

-39.7%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for Pedro's Mexican Restaurante based on SBA lending data

SBA Default Rate

50.0%

39.7% above peer avg

SBA Loan Volume

4 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 2.0 loans per lender

Pedro's Mexican Restaurante: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

1993

2 approvals. The best year on record for Pedro's Mexican Restaurante.

Top SBA State

Wisconsin

4 SBA financed Pedro's Mexican Restaurante locations, the densest operator footprint.

Average Loan Size

$370K

Median $240K. Use as a sizing anchor when modeling your own Pedro's Mexican Restaurante unit.

Lender Concentration

100%

Concentrated

Share of Pedro's Mexican Restaurante approvals captured by the top 3 SBA lenders.

Pedro's Mexican Restaurante's SBA lending pipeline peaked in 1993 (2 approvals). Operator density is highest in Wisconsin with 4 SBA financed locations. Average funded ticket sits at $370K, with the median at $240K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Pedro's Mexican Restaurante, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Pedro's Mexican Restaurante

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman