Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
Thai Express

Thai Express

6 locations

Thai Express currently operates 6 locations (6 franchised). The top SBA 7(a) lenders for Thai Express are Cadence Bank, Stearns Bank and JPMorgan Chase Bank. PeerSense FPI health score: 26/100. Data sourced from the 2024 Franchise Disclosure Document.

Total Units

6

6 franchised

FPI Score
High
26

Proprietary PeerSense metric

Limited
Capital Partners
7lenders available

Active capital sources verified for Thai Express financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Growing (10-24 loans)

High Confidence
26out of 100
Limited

SBA Lending Performance

SBA Default Rate

40.0%

4 of 10 loans charged off

SBA Loans

10

Total Volume

$3.8M

Active Lenders

7

States

7

Top SBA Lenders for Thai Express

What is the Thai Express franchise?

The Thai Express franchise emerges as a distinctive participant in the expansive and perpetually evolving limited-service restaurant sector, offering a specialized culinary experience within the fast-casual dining landscape. With a current footprint comprising 6 total units, the brand signifies a nascent yet potentially focused approach to market penetration, suggesting either a strategic, controlled expansion phase or a foundational period dedicated to refining its operational model. This unit count positions the Thai Express franchise as an early-stage growth opportunity, distinct from more established chains, appealing to entrepreneurs seeking to engage with a brand during its formative development. The administrative headquarters for the Thai Express franchise is uniquely listed as None, AZ, an unconventional designation that may point to a virtual operational structure, a specific legal registration detail, or a centralized administrative function that does not conform to a singular, traditional physical corporate office in a named city. This detail, while unusual, underscores the evolving nature of corporate and franchise management in the modern business environment, where geographical constraints are increasingly minimized through digital infrastructure and distributed teams. Operating within the dynamic category of limited-service restaurants, the Thai Express franchise taps into a robust consumer demand for convenient, high-quality meal options that transcend traditional fast food offerings. Consumers today actively seek out diverse culinary experiences, and Thai cuisine, known for its vibrant flavors, aromatic spices, and fresh ingredients, holds significant appeal. The market position of a brand with 6 units is inherently localized, often focusing on establishing strong brand recognition and operational excellence within specific regional markets before embarking on broader national expansion. This concentrated presence allows for meticulous attention to customer feedback, adaptation to local tastes, and the cultivation of a loyal customer

FPI Score

26/100

SBA Default Rate

40.0%

Active Lenders

7

Key Highlights

Data Insights

Key performance metrics for Thai Express based on SBA lending data

SBA Default Rate

40.0%

4 of 10 loans charged off

SBA Loan Volume

10 loans

Across 7 lenders

Lender Diversity

7 lenders

Avg 1.4 loans per lender

Thai Express — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2018

6 approvals — best year on record for Thai Express.

Top SBA State

Arizona

3 SBA-financed Thai Express locations — the densest operator footprint.

Average Loan Size

$384K

Median $373K — use as a sizing anchor when modeling your own $Thai Express unit.

Lender Concentration

60%

Concentrated

Share of Thai Express approvals captured by the top 3 SBA lenders.

Thai Express's SBA lending pipeline peaked in 2018 (6 approvals). Operator density is highest in Arizona with 3 SBA-financed locations. Average funded ticket sits at $384K, with the median at $373K. Lender mix is concentrated: the top three SBA lenders account for 60% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

Thai Expressunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

Explore Funding for Thai Express

Our business financing consultants help connect you with the right lending partners. No retainers — referral fee paid at closing.

One more step: check the consent box above and type your full legal name as signature to enable submission.

No retainers · Referral fee at closing

Or get an instant analysis

Scan Your Deal Instantly

2 FDDs Available for Thai Express

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year-over-year trends. Request complimentary access through your PeerSense funding advisor.

Thai Express