Thai Express
6 locations
Thai Express currently operates 6 locations (6 franchised). The top SBA 7(a) lenders for Thai Express are Cadence Bank, Stearns Bank and JPMorgan Chase Bank. PeerSense FPI health score: 26/100. Data sourced from the 2024 Franchise Disclosure Document.
6
6 franchised
Proprietary PeerSense metric
LimitedActive capital sources verified for Thai Express financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
Growing (10-24 loans)
SBA Lending Performance
SBA Default Rate
40.0%
4 of 10 loans charged off
SBA Loans
10
Total Volume
$3.8M
Active Lenders
7
States
7
Top SBA Lenders for Thai Express
What is the Thai Express franchise?
The Thai Express franchise emerges as a distinctive participant in the expansive and perpetually evolving limited-service restaurant sector, offering a specialized culinary experience within the fast-casual dining landscape. With a current footprint comprising 6 total units, the brand signifies a nascent yet potentially focused approach to market penetration, suggesting either a strategic, controlled expansion phase or a foundational period dedicated to refining its operational model. This unit count positions the Thai Express franchise as an early-stage growth opportunity, distinct from more established chains, appealing to entrepreneurs seeking to engage with a brand during its formative development. The administrative headquarters for the Thai Express franchise is uniquely listed as None, AZ, an unconventional designation that may point to a virtual operational structure, a specific legal registration detail, or a centralized administrative function that does not conform to a singular, traditional physical corporate office in a named city. This detail, while unusual, underscores the evolving nature of corporate and franchise management in the modern business environment, where geographical constraints are increasingly minimized through digital infrastructure and distributed teams. Operating within the dynamic category of limited-service restaurants, the Thai Express franchise taps into a robust consumer demand for convenient, high-quality meal options that transcend traditional fast food offerings. Consumers today actively seek out diverse culinary experiences, and Thai cuisine, known for its vibrant flavors, aromatic spices, and fresh ingredients, holds significant appeal. The market position of a brand with 6 units is inherently localized, often focusing on establishing strong brand recognition and operational excellence within specific regional markets before embarking on broader national expansion. This concentrated presence allows for meticulous attention to customer feedback, adaptation to local tastes, and the cultivation of a loyal customer
FPI Score
26/100
SBA Default Rate
40.0%
Active Lenders
7
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Thai Express based on SBA lending data
SBA Default Rate
40.0%
4 of 10 loans charged off
SBA Loan Volume
10 loans
Across 7 lenders
Lender Diversity
7 lenders
Avg 1.4 loans per lender
Thai Express — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2018
6 approvals — best year on record for Thai Express.
Top SBA State
Arizona
3 SBA-financed Thai Express locations — the densest operator footprint.
Average Loan Size
$384K
Median $373K — use as a sizing anchor when modeling your own $Thai Express unit.
Lender Concentration
60%
Concentrated
Share of Thai Express approvals captured by the top 3 SBA lenders.
Thai Express's SBA lending pipeline peaked in 2018 (6 approvals). Operator density is highest in Arizona with 3 SBA-financed locations. Average funded ticket sits at $384K, with the median at $373K. Lender mix is concentrated: the top three SBA lenders account for 60% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Locations
Thai Express — unit breakdown
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