Save-A-Lot Food Stores
The total investment to open a Save-A-Lot Food Stores franchise ranges from $179,600 to $1.0M.
What is the Save-A-Lot Food Stores franchise?
Save-A-Lot Food Stores is a supermarket that sells groceries to shoppers. The estimated total initial investment to open is $179,600 to $1,014,200.
The company is headquartered in Aurora, IL.
Loan Activity Score
28/100
SBA Default Rate
13.0%
Active Lenders
19
According to its Franchise Disclosure Document or public business records, Save-A-Lot Food Stores has 19 locations, all owned by franchisees. Public SBA loan records show 19 lenders made 23 loans to franchisees of Save-A-Lot Food Stores. PeerSense calculates Save-A-Lot Food Stores's score as 28 out of 100, using public SBA loan performance and recent lending activity.
19 locations
$179,600 to $1.0M
19
19 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Save-A-Lot Food Stores
23
Total SBA loans
$753K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Save-A-Lot Food Stores
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
13.0%
vs 9.4% peer avg
SBA Loans
23
Total Volume
$17.3M
Active Lenders
19
2 selective
States
14
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Save-A-Lot Food Stores based on SBA lending data
SBA Default Rate
13.0%
3.6% above peer avg
SBA Loan Volume
23 loans
Across 19 lenders
Lender Diversity
19 lenders
Avg 1.2 loans per lender
Investment Tier
Significant investment
$179,600 to $1,014,200 total
Save-A-Lot Food Stores: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2021
11 approvals. The best year on record for Save-A-Lot Food Stores.
Top SBA State
Michigan
5 SBA financed Save-A-Lot Food Stores locations, the densest operator footprint.
Average Loan Size
$904K
Median $983K. Use as a sizing anchor when modeling your own Save-A-Lot Food Stores unit.
Lender Concentration
27.6%
Moderately Spread
Share of Save-A-Lot Food Stores approvals captured by the top 3 SBA lenders.
Save-A-Lot Food Stores's SBA lending pipeline peaked in 2021 (11 approvals). The last five fiscal years account for 91% of cumulative volume ($24M approved). Operator density is highest in Michigan with 5 SBA financed locations. Average funded ticket sits at $904K, with the median at $983K. Lender mix is moderately spread: the top three SBA lenders account for 27.6% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$1,859
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Save-A-Lot Food Stores, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman