Taco Mayo
The total investment to open a Taco Mayo franchise ranges from $51,250 to $362,500. The initial franchise fee is $50,750. Ongoing royalties are 4% plus a 3% advertising fee.
What is the Taco Mayo franchise?
Taco Mayo is a quick service restaurant selling Tex Mex food to customers. The estimated total initial investment is $51,250 to $362,500, and the initial franchise fee is $50,750.
The royalty is 4 percent. The advertising or brand fund fee is 3 percent.
Taco Mayo was founded in 1978 and is headquartered in Glenpool, Oklahoma.
Loan Activity Score
25/100
SBA Default Rate
16.7%
Active Lenders
14
According to its Franchise Disclosure Document or public business records, Taco Mayo has 28 locations, all owned by franchisees. Public SBA loan records show 14 lenders made 36 loans to franchisees of Taco Mayo. PeerSense calculates Taco Mayo's score as 25 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1978 · 28 locations
$51,250 to $362,500
$50,750
28
28 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Taco Mayo
36
Total SBA loans
$183K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Taco Mayo
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
16.7%
vs 10.3% peer avg
SBA Loans
36
Total Volume
$6.6M
Active Lenders
14
1 selective
States
7
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Taco Mayo based on SBA lending data
SBA Default Rate
16.7%
6.4% above peer avg
SBA Loan Volume
36 loans
Across 14 lenders
Lender Diversity
14 lenders
Avg 2.6 loans per lender
Investment Tier
Mid range investment
$51,250 to $362,500 total
Taco Mayo: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1995
8 approvals. The best year on record for Taco Mayo.
Top SBA State
Oklahoma
25 SBA financed Taco Mayo locations, the densest operator footprint.
Average Loan Size
$183K
Median $162K. Use as a sizing anchor when modeling your own Taco Mayo unit.
Lender Concentration
69.4%
Concentrated
Share of Taco Mayo approvals captured by the top 3 SBA lenders.
Taco Mayo's SBA lending pipeline peaked in 1995 (8 approvals). Operator density is highest in Oklahoma with 25 SBA financed locations. Average funded ticket sits at $183K, with the median at $162K. Lender mix is concentrated: the top three SBA lenders account for 69.4% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$531
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Taco Mayo, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman