Miracle Appearance Recondition
The total investment to open a Miracle Appearance Recondition franchise ranges from $29,850 to $83,840. The initial franchise fee is $40,025.
What is the Miracle Appearance Recondition franchise?
Miracle Appearance Recondition is a vehicle body, paint, and interior repair business, with an estimated total initial investment of $29,850 to $83,840. The initial franchise fee is $40,025.
The business works on vehicles for individual owners and customers such as dealerships and fleet managers. Its headquarters are in AL.
Loan Activity Score
27/100
SBA Default Rate
16.7%
Active Lenders
12
According to its Franchise Disclosure Document or public business records, Miracle Appearance Recondition has 10 locations, all owned by franchisees. Public SBA loan records show 12 lenders made 12 loans to franchisees of Miracle Appearance Recondition. PeerSense calculates Miracle Appearance Recondition's score as 27 out of 100, using public SBA loan performance and recent lending activity.
10 locations
$29,850 to $83,840
$40,025
10
10 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Miracle Appearance Recondition
12
Total SBA loans
$57K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Miracle Appearance Recondition
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
16.7%
vs 10.8% peer avg
SBA Loans
12
Total Volume
$0.7M
Active Lenders
12
1 selective
States
12
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Miracle Appearance Recondition based on SBA lending data
SBA Default Rate
16.7%
5.9% above peer avg
SBA Loan Volume
12 loans
Across 12 lenders
Lender Diversity
12 lenders
Avg 1.0 loans per lender
Investment Tier
Low cost entry
$29,850 to $83,840 total
Miracle Appearance Recondition: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2007
3 approvals. The best year on record for Miracle Appearance Recondition.
Top SBA State
Michigan
1 SBA financed Miracle Appearance Recondition locations, the densest operator footprint.
Average Loan Size
$57K
Median $48K. Use as a sizing anchor when modeling your own Miracle Appearance Recondition unit.
Lender Concentration
25%
Moderately Spread
Share of Miracle Appearance Recondition approvals captured by the top 3 SBA lenders.
Miracle Appearance Recondition's SBA lending pipeline peaked in 2007 (3 approvals). Operator density is highest in Michigan with 1 SBA financed locations. Average funded ticket sits at $57K, with the median at $48K. Lender mix is moderately spread: the top three SBA lenders account for 25% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$309
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Miracle Appearance Recondition, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman