USA Ninja Challenge
Franchising since 2015 · 56 locations
The total investment to open a USA Ninja Challenge franchise ranges from $413,300 - $644,300. The initial franchise fee is $60,000. Ongoing royalties are 7.5% plus a 1.5% advertising fee. USA Ninja Challenge currently operates 56 locations (56 franchised). PeerSense FPI health score: 84/100. Data sourced from the 2025 Franchise Disclosure Document.
$413,300 - $644,300
$60,000
56
56 franchised
Proprietary PeerSense metric
ExcellentActive capital sources verified for USA Ninja Challenge financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
Established (25-99 loans)
SBA Lending Performance
SBA Default Rate
3.2%
1 of 31 loans charged off
SBA Loans
31
Total Volume
$10.5M
Active Lenders
18
States
12
Top SBA Lenders for USA Ninja Challenge
What is the USA Ninja Challenge franchise?
USA Ninja Challenge is the nation's leading children's obstacle course fitness franchise, headquartered in Concord, NH. Founded in 2015 by Richard Knight, the brand operates 46+ locations across 15+ states, offering progressive ninja training programs exclusively for kids and teens ages 2.5–17. Facilities combine standard gymnastics apparatus with specialized ninja equipment — cargo nets, traverse walls, slack lines, ropes, and ladders — across a structured six-level curriculum designed to build strength, flexibility, confidence, and self-esteem. Revenue streams include monthly tuition, annual registration, camps, birthday parties, competitive events through the Ultimate Ninja Athlete Association (UNAA), and retail merchandise. As the only ninja franchise partnered with the USA Pentathlon Multisport Olympic Team, the brand is positioned for accelerated growth ahead of obstacle course racing's 2028 Olympic debut in Los Angeles. USA Ninja Challenge ranked No. 361 on Entrepreneur's 2026 Franchise 500 (up 61 spots year-over-year), awarded 20 new franchise units in 2025, and plans to reach 90+ open locations in 2026 with year-over-year growth exceeding 60%. PeerSense tracks 31 SBA loans across 9 states totaling $10.5M in lending volume, with an initial investment of $413K–$644K, a $60K franchise fee, and a 7.5% royalty rate.
FPI Score
84/100
SBA Default Rate
3.2%
Active Lenders
18
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for USA Ninja Challenge based on SBA lending data
SBA Default Rate
3.2%
1 of 31 loans charged off
SBA Loan Volume
31 loans
Across 18 lenders
Lender Diversity
18 lenders
Avg 1.7 loans per lender
Investment Tier
Significant investment
$413,300 – $644,300 total
USA Ninja Challenge — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2025
7 approvals — best year on record for USA Ninja Challenge.
Top SBA State
Texas
8 SBA-financed USA Ninja Challenge locations — the densest operator footprint.
Average Loan Size
$340K
Median $224K — use as a sizing anchor when modeling your own $USA Ninja Challenge unit.
Lender Concentration
45.2%
Concentrated
Share of USA Ninja Challenge approvals captured by the top 3 SBA lenders.
USA Ninja Challenge's SBA lending pipeline peaked in 2025 (7 approvals). The last five fiscal years account for 68% of cumulative volume ($8.2M approved). Operator density is highest in Texas with 8 SBA-financed locations. Average funded ticket sits at $340K, with the median at $224K. Lender mix is concentrated: the top three SBA lenders account for 45.2% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$4,278
Principal & Interest only
Locations
USA Ninja Challenge — unit breakdown
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