Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
USA Ninja Challenge

USA Ninja Challenge

Franchising since 2015 · 56 locations

The total investment to open a USA Ninja Challenge franchise ranges from $413,300 - $644,300. The initial franchise fee is $60,000. Ongoing royalties are 7.5% plus a 1.5% advertising fee. USA Ninja Challenge currently operates 56 locations (56 franchised). PeerSense FPI health score: 84/100. Data sourced from the 2025 Franchise Disclosure Document.

Investment

$413,300 - $644,300

Franchise Fee

$60,000

Total Units

56

56 franchised

FPI Score
High
84

Proprietary PeerSense metric

Excellent
Capital Partners
18lenders available

Active capital sources verified for USA Ninja Challenge financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Established (25-99 loans)

High Confidence
84out of 100
Excellent

SBA Lending Performance

SBA Default Rate

3.2%

1 of 31 loans charged off

SBA Loans

31

Total Volume

$10.5M

Active Lenders

18

States

12

What is the USA Ninja Challenge franchise?

USA Ninja Challenge is the nation's leading children's obstacle course fitness franchise, headquartered in Concord, NH. Founded in 2015 by Richard Knight, the brand operates 46+ locations across 15+ states, offering progressive ninja training programs exclusively for kids and teens ages 2.5–17. Facilities combine standard gymnastics apparatus with specialized ninja equipment — cargo nets, traverse walls, slack lines, ropes, and ladders — across a structured six-level curriculum designed to build strength, flexibility, confidence, and self-esteem. Revenue streams include monthly tuition, annual registration, camps, birthday parties, competitive events through the Ultimate Ninja Athlete Association (UNAA), and retail merchandise. As the only ninja franchise partnered with the USA Pentathlon Multisport Olympic Team, the brand is positioned for accelerated growth ahead of obstacle course racing's 2028 Olympic debut in Los Angeles. USA Ninja Challenge ranked No. 361 on Entrepreneur's 2026 Franchise 500 (up 61 spots year-over-year), awarded 20 new franchise units in 2025, and plans to reach 90+ open locations in 2026 with year-over-year growth exceeding 60%. PeerSense tracks 31 SBA loans across 9 states totaling $10.5M in lending volume, with an initial investment of $413K–$644K, a $60K franchise fee, and a 7.5% royalty rate.

FPI Score

84/100

SBA Default Rate

3.2%

Active Lenders

18

Key Highlights

Low SBA default rate (3.2%)
Item 19 financial data disclosed
Growing lender activity

Data Insights

Key performance metrics for USA Ninja Challenge based on SBA lending data

SBA Default Rate

3.2%

1 of 31 loans charged off

SBA Loan Volume

31 loans

Across 18 lenders

Lender Diversity

18 lenders

Avg 1.7 loans per lender

Investment Tier

Significant investment

$413,300 – $644,300 total

Payment Estimator

Loan Amount$331K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$4,278

Principal & Interest only

Locations

USA Ninja Challengeunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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7 FDDs Available for USA Ninja Challenge

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USA Ninja Challenge