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Ziggi's Coffee

Ziggi's Coffee

The total investment to open a Ziggi's Coffee franchise ranges from $125,000 to $1.8M. The initial franchise fee is $28,250. Ongoing royalties are 6% plus a 1% advertising fee.

What is the Ziggi's Coffee franchise?

Franchise investors must weigh capital risk, competition, and the difficulty of finding a differentiated business model. The snack and non alcoholic beverage bars market offers a sizable investment category, while Ziggis Coffee presents a specialty coffee franchise built around community involvement, a varied menu, and franchisee support. Brandon and Camrin Knudsen founded the company in August 2004 in Longmont, Colorado, after operating a smaller sandwich and coffee shop in Thornton, Colorado. That earlier experience gave them 12 years to refine operations before franchising. Brandon Knudsen remains Co Founder and CEO. Longmont, Colorado, is the founding location and home office, while corporate activities also extend to Denver, Colorado. The formal entity is Ziggi's Coffee Franchise, LLC, and the headquarters is also reported in Arvada, CO. Ziggis Coffee began franchising in 2016 after 12 years of company owned growth. As of April 8, 2024, it had 86 open locations across 18 states. The company projected more than 100 locations by August 2024 and more than 50 new locations by the end of 2024, with a goal of 125 stores by year end. It reached 100 units in 2024. More than 200 additional locations were in development. Another reported figure lists 63 total units, 300 franchised units, and 7 company owned units, although the more recent detailed growth figures provide a different view of current scale. PeerSense offers an independent perspective for franchise buyers, separate from brand marketing, and provides commercial capital advisory services that introduce buyers to SBA and conventional lenders. PeerSense is not a lender.

The snack and non alcoholic beverage bars market is part of the broader food service industry and benefits from consumer demand for convenient specialty drinks. Consumers increasingly seek on the go products, including specialty beverages that serve as an affordable daily indulgence. Drive thru locations address demand for speed and access, especially among commuters and people with busy schedules. Coffee remains culturally popular, and customers continue to show interest in personalized beverage experiences. Franchise investors may also find the category attractive because its operations can be less complex than those of a full service restaurant, while compact locations can support high volume sales and recurring purchases based on daily habits. Competition includes national chains and independent operators. Ziggis Coffee seeks to distinguish itself through a community focused approach and a broad menu. Urbanization, a growing workforce, and improvements in ordering and payment technology create additional opportunities for franchise systems that can operate across different markets.

The initial franchise fee is reported as $40,000 in web research, while another database lists $28,250. Veterans may qualify for a full waiver of the franchise fee under specific conditions. Reported total initial investment ranges from $125,000 to $2,093,000, depending on the business model, market, build out requirements, and source. Listed ranges include $582,000 to $2,093,000 from the 2026 FDD, $560,000 to $2,000,000 from the franchise website, $199,700 to $910,500 from another source, $526,500 to $2,018,000 from the 2024 FDD, $526,500 to $1,684,500 from another source, $650,000 to $2,093,000 from another source, and the database range of $125,000 to $1.79M. The ZIGGI'S Coffee Shop Drive Thru model requires an initial investment of $581,500 to $1,759,500. The ZIGGI'S Coffee Shop Café with Drive Thru, Freestanding model requires $650,000 to $2,093,000. The ZIGGI'S Coffee Shop Café with Drive Thru, Endcap model is another available format. Database requirements include $150,000 in liquid capital and $350,000 in net worth. The ongoing royalty is 6% of gross sales. The investment range covers smaller formats through larger freestanding café models, giving buyers with different capital levels several possible entry points. Corporate support is a meaningful consideration when evaluating the operating and financial demands of the franchise.

Ziggis Coffee developed its operating model through 12 years of company owned growth before beginning franchising in 2016. Franchisees serve specialty coffee and a broad menu, maintain a welcoming customer experience, and focus on quick and consistent service, especially in drive thru formats. Staffing needs depend on the selected model and peak operating hours, with a generally lean, trained team expected. The three formats are the ZIGGI'S Coffee Shop Drive Thru, the ZIGGI'S Coffee Shop Café with Drive Thru, Freestanding, and the ZIGGI'S Coffee Shop Café with Drive Thru, Endcap. The first emphasizes speed and convenience. The freestanding café combines dine in service with a drive thru, while the endcap model places a similar café concept within an existing retail development. Each format is intended to support customer throughput and service consistency. Ziggis Coffee describes a support program that includes training, although the available information does not state the training duration, location, or number of hands on hours. Ongoing assistance includes field consultants, technology platforms for management and customer interactions, marketing programs, and supply chain management intended to support product availability and quality. Franchisees may pursue single unit or area development opportunities. The community orientation may suit an owner operator who participates in daily activities, while area development agreements can support multi unit or semi absentee ownership for experienced operators. A notable agreement covers 50 new stores in the greater Atlanta, Georgia, area.

Buyers must assess other indicators of unit development and brand activity. Ziggis Coffee opened 17 locations across the United States in 2023 and entered Indiana, South Dakota, and North Carolina. In the first quarter of 2024, it had seven grand openings and signed nine new franchise agreements. Those agreements included the first locations in New England and the Northeastern region of the United States, in Meredith, New Hampshire, and Saco, Maine. The company expected to exceed 100 locations by August 2024, open more than 50 new locations by the end of 2024, and reach 125 stores by year end. By December 2024, the brand had 94 locations across 20 states and had achieved its goal of exceeding 100 units in 2024. The database reports a Loan Activity Score of 65, categorized as Strong. In November 2023, the company signed its largest franchise deal to date, covering 50 new stores in the greater Atlanta, Georgia, area. More than 200 locations remain in various stages of development.

Ziggis Coffee began franchising in 2016 after 12 years of company owned operational development. On April 8, 2024, the brand reported 86 locations across 18 states. By December 2024, it reported 94 locations across 20 states and had surpassed 100 units during 2024. It opened 17 locations in the United States in 2023, adding Indiana, South Dakota, and North Carolina. During the first quarter of 2024, it held seven grand openings and signed nine new franchise agreements. The first New England and Northeastern United States locations opened in Meredith, New Hampshire, and Saco, Maine. In November 2023, Ziggis Coffee signed its largest franchise agreement to date, committing to 50 new stores in the greater Atlanta, Georgia, area. More than 200 additional locations were in development. The brand's competitive position rests on its community focused approach, menu variety, franchisee support, and the 12 years of company owned operating experience that preceded franchising. Its three real estate formats are the ZIGGI'S Coffee Shop Drive Thru, the ZIGGI'S Coffee Shop Café with Drive Thru, Freestanding, and the ZIGGI'S Coffee Shop Café with Drive Thru, Endcap. These choices are intended to help with site selection and customer access. Ziggis Coffee is seeking franchisees in the United States and internationally and is pursuing further expansion in the snack and non alcoholic beverage bars market.

A potential Ziggis Coffee franchisee may be an individual or group with entrepreneurial motivation, an interest in community involvement, and a commitment to daily operating standards. The available information does not state that specific industry experience is required. Experience in management, customer service, or business ownership could help with team leadership and fast paced store operations. The community focused model may appeal to owner operators who want to build local customer relationships. Buyers with more capital may consider multi unit development. Area development opportunities and the 50 store agreement in the greater Atlanta, Georgia, area show that the system can accommodate larger development plans. Ziggis Coffee is seeking franchisees domestically and internationally. Its 2023 expansion into Indiana, South Dakota, and North Carolina, followed by locations in Meredith, New Hampshire, and Saco, Maine, reflects entry into different regional markets. Specific market performance data is not disclosed, but the reported growth from 18 states in April 2024 to 20 states in December 2024 indicates activity across varied geographic settings, including suburban and rural communities. The time from signing a franchise agreement to opening depends on site selection, permitting, construction, and training. The support program is intended to assist with that process. The franchise agreement term is not available. Standard franchise agreements often run 10 to 20 years with renewal options, but buyers should confirm the actual term in the current documents.

Ziggis Coffee offers several formats within the snack and non alcoholic beverage bars market, including a drive thru, a freestanding café with drive thru, and an endcap café with drive thru. Its reported Loan Activity Score is 65, categorized as Strong. The company opened 17 locations in 2023, signed a 50 store agreement for the greater Atlanta, Georgia, area in November 2023, and has more than 200 locations in development. Reported initial investments range from $125,000 to more than $2 million, with the detailed figures extending to $2,093,000. The company has expanded into New Hampshire and Maine and continues to seek domestic and international franchisees. PeerSense provides franchise due diligence information that includes SBA lending history, the Loan Activity Score, location maps with Google ratings, FDD financial data, and side by side comparison tools. PeerSense introduces franchise buyers to SBA and conventional lenders but does not lend, fund, or approve loans.

Loan Activity Score

65/100

SBA Default Rate

0.0%

Active Lenders

34

According to its Franchise Disclosure Document or public business records, Ziggi's Coffee has 69 locations, all owned by franchisees. Public SBA loan records show 34 lenders made 83 loans to franchisees of Ziggi's Coffee. PeerSense calculates Ziggi's Coffee's score as 65 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.

Franchising since 2016 · 69 locations

Investment

$125,000 to $1.8M

Franchise Fee

$28,250

Total Units

69

69 franchised

Loan Activity Score
Very high
65
SBA Lending
25
Lender Quality
7
Transparency
11
Reach
9
Momentum
13

Proprietary PeerSense metric

Strong
Capital Sources
34SBA lenders

Distinct lenders in public SBA records for Ziggi's Coffee

83

Total SBA loans

$763K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Ziggi's Coffee

Loan Activity Score Breakdown

Established (25 to 99 loans)

Very High Confidence
65out of 100
Strong
Market Momentum13/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence7/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency11/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint9/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.3% peer avg

SBA Loans

83

Total Volume

$63.3M

Active Lenders

34

2 selective

States

21

vs. SBA Sector Average

+10.3%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)
Item 19 financial data disclosed

Data Insights

Key performance metrics for Ziggi's Coffee based on SBA lending data

SBA Default Rate

0.0%

10.3% below peer avg

SBA Loan Volume

83 loans

Across 34 lenders

Lender Diversity

34 lenders

Avg 2.4 loans per lender

Investment Tier

Premium investment

$125,000 to $1,786,200 total

Ziggi's Coffee: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2022

20 approvals. The best year on record for Ziggi's Coffee.

Top SBA State

Colorado

33 SBA financed Ziggi's Coffee locations, the densest operator footprint.

Average Loan Size

$763K

Median $599K. Use as a sizing anchor when modeling your own Ziggi's Coffee unit.

Lender Concentration

42.2%

Concentrated

Share of Ziggi's Coffee approvals captured by the top 3 SBA lenders.

Ziggi's Coffee's SBA lending pipeline peaked in 2022 (20 approvals). The last five fiscal years account for 86% of cumulative volume ($59M approved). Operator density is highest in Colorado with 33 SBA financed locations. Average funded ticket sits at $763K, with the median at $599K. Lender mix is concentrated: the top three SBA lenders account for 42.2% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$100K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,294

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Ziggi's Coffee, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Ziggi's Coffee

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman