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Rates
2023 FDD ON FILECoffee & Breakfast
Just Love Coffee Cafe

Just Love Coffee Cafe

Franchising since 2015 · 27 locations

The total investment to open a Just Love Coffee Cafe franchise ranges from $400,000 - $700,000. The initial franchise fee is $35,000. Ongoing royalties are 6%. Just Love Coffee Cafe currently operates 27 locations (27 franchised). PeerSense FPI health score: 77/100. Data sourced from the 2023 Franchise Disclosure Document.

Investment

$400,000 - $700,000

Franchise Fee

$35,000

Total Units

27

27 franchised

FPI Score
High
77

Proprietary PeerSense metric

Strong
Capital Partners
15lenders available

Active capital sources verified for Just Love Coffee Cafe financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Established (25-99 loans)

High Confidence
77out of 100
Strong

SBA Lending Performance

SBA Default Rate

0.0%

0 of 44 loans charged off

SBA Loans

44

Total Volume

$15.8M

Active Lenders

15

States

15

What is the Just Love Coffee Cafe franchise?

The specialty coffee industry has evolved from a niche market into a cultural force that shapes how millions of Americans start their mornings, conduct business meetings, catch up with friends, and fuel their workdays. Yet for all the growth and sophistication of the coffee industry, the vast majority of coffee shops and cafes remain purely transactional — places where customers grab a drink and leave without forming any meaningful connection to the brand, the space, or the community. The coffeehouse that aspires to be more than a beverage dispensary — a genuine gathering place where relationships are built, conversations happen, and community is strengthened — has become increasingly rare as national chains optimize for speed and throughput at the expense of warmth and authenticity. For the consumer who craves not just exceptional coffee but a cafe experience that feels purposeful, welcoming, and rooted in something deeper than commerce, the options have been disappointingly limited. And for the aspiring entrepreneur who wants to build a business that serves both profit and purpose — generating strong financial returns while making a genuine positive impact on the local community — the coffee franchise landscape has been dominated by brands that talk about community in their marketing but prioritize transactions in their operations.

Just Love Coffee Cafe is a purpose-driven coffee and breakfast franchise that has captured the hearts of communities across the United States by combining craft coffee, chef-inspired breakfast and brunch fare, and a genuine commitment to social impact into a cafe experience that is unlike anything else in the franchise coffee category. Founded in Murfreesboro, Tennessee, Just Love Coffee Cafe was born out of a family's adoption journey — the founders started roasting and selling coffee to raise funds for their adoption, and that spirit of love, generosity, and community service has remained at the core of the brand as it has grown into a national franchise system. Every Just Love Coffee Cafe location serves as a community gathering place where customers enjoy specialty coffee drinks, creative breakfast dishes like the signature waffle flights, savory skillets, and artisan toasts, and a warm atmosphere that intentionally fosters connection and conversation. The brand's commitment to social impact is not a marketing slogan — each location actively supports adoption and foster care families, local charitable organizations, and community initiatives that reflect the values of the local franchise owner and the community they serve. Just Love has grown to over 50 franchise locations across more than 20 states, with aggressive expansion plans fueled by a franchise model that delivers both financial performance and personal fulfillment for its owners.

The coffee and breakfast restaurant segment is one of the most dynamic and fastest-growing categories in the food service industry, driven by the convergence of Americans' insatiable demand for quality coffee, the rise of breakfast and brunch as a social dining occasion, and the growing consumer preference for brands that stand for something beyond their products. The specialty coffee market alone generates tens of billions of dollars in annual revenue and continues to grow as consumers trade up from commodity coffee to craft beverages prepared with skill and premium ingredients. The breakfast daypart has experienced similar growth as remote work, flexible schedules, and cultural shifts have made morning and midday dining more popular and more social than ever before. Just Love Coffee Cafe sits at the intersection of these powerful trends, offering a combined coffee and breakfast concept that generates revenue across multiple dayparts and product categories — morning coffee runs, sit-down breakfast and brunch meals, afternoon coffee and pastry visits, catering orders, and retail coffee bean sales. The brand's purpose-driven identity provides an additional competitive advantage that cannot be replicated by traditional coffee franchises — in an era when consumers, particularly millennials and Gen Z, actively seek out brands that align with their values, Just Love's authentic commitment to adoption, foster care, and community service creates an emotional connection with customers that transcends the transactional relationship typical of most coffee shops.

The Just Love Coffee Cafe franchise model requires an initial investment ranging from approximately $400,000 to $700,000, which includes the franchise fee, cafe buildout, kitchen equipment, espresso and brewing equipment, furniture and fixtures, signage, technology systems, initial inventory, and working capital. The cafe format typically occupies 1,800 to 2,800 square feet with a full kitchen capable of preparing the brand's extensive breakfast and brunch menu, a specialty coffee bar, comfortable seating areas designed for both quick visits and lingering conversations, and outdoor patio space where available. Franchisees pay an ongoing royalty on gross sales plus contributions to the national marketing fund. The dual revenue model of coffee and food creates average check sizes that are significantly higher than coffee-only concepts, and the breakfast-and-lunch operating hours — typically 7 AM to 3 PM — provide the lifestyle-friendly schedule that many franchise owners prioritize. Financial requirements include sufficient net worth and liquid capital to fund the initial investment and sustain operations through the customer acquisition ramp-up period. The brand requires franchise candidates to demonstrate alignment with the Just Love values and culture, ensuring that every franchise location authentically embodies the spirit of community, generosity, and love that defines the brand.

Just Love Coffee Cafe has grown to over 50 franchise locations across more than 20 states, with a development pipeline that includes dozens of additional locations in various stages of design, construction, and pre-opening preparation. The franchise system has earned recognition from leading industry publications and franchise rankings, validating both the strength of the business model and the appeal of the brand's purpose-driven approach. Each franchise territory provides exclusive rights within a defined area, and the corporate team supports franchise development with comprehensive site selection assistance, cafe design and construction management, pre-opening marketing campaigns, and a detailed launch program that prepares the team for a strong opening. National marketing support includes social media content creation, digital advertising, seasonal promotional campaigns, public relations, and community engagement programming that amplifies the brand's social impact story. The corporate culinary team continuously develops new menu items, seasonal specials, and limited-time offerings that keep the menu fresh and drive repeat visits, while the coffee program features proprietary blends and single-origin offerings that are roasted to the brand's specifications by carefully selected roasting partners.

The Just Love Coffee Cafe training program prepares franchise owners and their teams to deliver the complete Just Love experience — exceptional coffee, creative food, warm hospitality, and authentic community engagement. Initial training covers barista skills and espresso preparation, kitchen operations and food preparation, front-of-house service standards, the Just Love culture and values, community engagement and social impact programming, financial management, team hiring and development, and local marketing execution. The training emphasizes the importance of creating genuine human connections with every customer — the Just Love experience is built on the premise that people come for the coffee and food but return because of how the cafe makes them feel. Ongoing support includes regular operational assessments, menu training for new items, marketing campaign materials, community engagement playbooks, and access to a growing network of franchisees who share the Just Love mission and support each other's success. The franchise community hosts regular gatherings, retreats, and conferences that reinforce the brand culture and provide opportunities for professional development, peer mentorship, and collaborative problem-solving.

The ideal Just Love Coffee Cafe franchise owner is someone who wants to build a business that generates both financial returns and meaningful community impact — a person who sees the cafe not just as a profit center but as a platform for making their community a better place. The brand specifically seeks franchisees who are passionate about the Just Love mission of supporting adoption, foster care, and community service, and who will actively engage their cafe in local charitable efforts that reflect the brand's values. Prior restaurant or food service experience is helpful but not required, and candidates should demonstrate strong leadership skills, community engagement orientation, comfort with team management, and the entrepreneurial drive to build a thriving cafe business. The franchise attracts a diverse range of owners including adoptive and foster families who connect personally with the brand's mission, community leaders who see the cafe as a vehicle for positive local impact, food and beverage enthusiasts who want to build a purpose-driven business, and experienced franchise operators who appreciate the differentiated positioning and strong unit economics of the Just Love model.

PeerSense tracks Just Love Coffee Cafe franchise performance data including SBA lending activity, unit growth trends, investment benchmarks, and competitive positioning within the coffee and breakfast restaurant sector. With an FPI score of 77 out of 100, Just Love Coffee Cafe demonstrates strong lending confidence and impressive market momentum that reflects both the quality of the franchise system and the powerful consumer demand for purpose-driven dining experiences. Prospective franchisees can use PeerSense to compare Just Love against other coffee franchises, breakfast concepts, and food service business models to evaluate the opportunity thoroughly. Whether you are exploring franchise ownership for the first time or adding a purpose-driven concept to an existing portfolio, PeerSense provides the data-driven insights and financing connections you need to make an informed investment decision. Explore franchise financing options, review SBA loan data, and connect with lending partners who specialize in franchise acquisitions at PeerSense.com.

FPI Score

77/100

SBA Default Rate

0.0%

Active Lenders

15

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Just Love Coffee Cafe based on SBA lending data

SBA Default Rate

0.0%

0 of 44 loans charged off

SBA Loan Volume

44 loans

Across 15 lenders

Lender Diversity

15 lenders

Avg 2.9 loans per lender

Investment Tier

Significant investment

$400,000 – $700,000 total

Payment Estimator

Loan Amount$320K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$4,141

Principal & Interest only

Locations

Just Love Coffee Cafeunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Just Love Coffee Cafe