Discovery Point
The total investment to open a Discovery Point franchise ranges from $215,800 to $2.0M. The initial franchise fee is $75,000.
What is the Discovery Point franchise?
Discovery Point is a childcare business for families. Its estimated total initial investment is $215,800 to $1,973,660, and its initial franchise fee is $75,000.
The franchise agreement lasts 20 years. Discovery Point was founded in 1988 and is headquartered in Lawrenceville, Georgia.
Loan Activity Score
28/100
SBA Default Rate
11.1%
Active Lenders
16
According to its Franchise Disclosure Document or public business records, Discovery Point has 32 locations, all owned by franchisees. Public SBA loan records show 16 lenders made 45 loans to franchisees of Discovery Point. PeerSense calculates Discovery Point's score as 28 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1988 · 32 locations
$215,800 to $2.0M
$75,000
32
32 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Discovery Point
45
Total SBA loans
$1.1M
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Discovery Point
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
11.1%
vs 3.2% peer avg
SBA Loans
45
Total Volume
$49.8M
Active Lenders
16
2 selective
States
2
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Discovery Point based on SBA lending data
SBA Default Rate
11.1%
7.9% above peer avg
SBA Loan Volume
45 loans
Across 16 lenders
Lender Diversity
16 lenders
Avg 2.8 loans per lender
Investment Tier
Premium investment
$215,800 to $1,973,660 total
Discovery Point: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2010
8 approvals. The best year on record for Discovery Point.
Top SBA State
Georgia
33 SBA financed Discovery Point locations, the densest operator footprint.
Average Loan Size
$1.2M
Median $1.1M. Use as a sizing anchor when modeling your own Discovery Point unit.
Lender Concentration
44.5%
Concentrated
Share of Discovery Point approvals captured by the top 3 SBA lenders.
Discovery Point's SBA lending pipeline peaked in 2010 (8 approvals). The last five fiscal years account for 7% of cumulative volume ($4.6M approved). Operator density is highest in Georgia with 33 SBA financed locations. Average funded ticket sits at $1.2M, with the median at $1.1M. Lender mix is concentrated: the top three SBA lenders account for 44.5% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$2,234
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Discovery Point, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman