Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
Sunshine Petroleum Distributor

Sunshine Petroleum Distributor

Franchising since 1987 · 6 locations

The total investment to open a Sunshine Petroleum Distributor franchise ranges from $1.1M - $5.0M. Sunshine Petroleum Distributor currently operates 6 locations (6 franchised). The top SBA 7(a) lenders for Sunshine Petroleum Distributor are Southwestern National Bank, Bank of the Orient and T Bank. PeerSense FPI health score: 49/100.

Investment

$1.1M - $5.0M

Total Units

6

6 franchised

FPI Score
Medium
49

Proprietary PeerSense metric

Fair
Capital Partners
5lenders available

Active capital sources verified for Sunshine Petroleum Distributor financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Medium Confidence
49out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 6 loans charged off

SBA Loans

6

Total Volume

$16.3M

Active Lenders

5

States

1

Top SBA Lenders for Sunshine Petroleum Distributor

What is the Sunshine Petroleum Distributor franchise?

Navigating the complex landscape of franchise opportunities requires an unparalleled level of data-driven insight, particularly when evaluating a significant financial commitment like a gasoline station with convenience store. Prospective investors often face the daunting problem of discerning viable, growth-oriented brands from those experiencing operational headwinds, a challenge exacerbated by the sheer volume of information—and misinformation—available. This is precisely the critical juncture where independent, analytical platforms like PeerSense become indispensable, providing a structured evaluation of brands such as the Sunshine Petroleum Distributor franchise. Sunshine Petroleum Distributor operates within the Gasoline Stations with Convenience Stores category, identified by NAICS 457110, and is headquartered in Beaumont, Texas. This franchise entity is distinct from "Sunshine Gasoline Distributors Inc.," a much larger, family-owned enterprise founded in 1987 by Maximo Alvarez, headquartered in Doral, Florida, which primarily functions as a fuel distributorship and convenience store operator across South Florida, owning 415 convenience stores as of January 1, 2023, and supplying another 175 independent dealer sites. The Sunshine Petroleum Distributor franchise, however, presents a significantly different operational footprint, consisting of a total of 6 locations, all of which are franchisee-owned with no system-owned units, and its geographic reach is currently limited to a single state, Texas. The broader industry itself, with a total addressable market (TAM) of approximately $656 billion, signifies the substantial economic activity within which the Sunshine Petroleum Distributor franchise operates, yet its current scale suggests a niche, rather than dominant, market position. Understanding the specific dynamics of this particular Sunshine Petroleum Distributor franchise opportunity, rather than conflating it with the larger Florida-based entity, is paramount for any serious franchise investor.

The Gasoline Stations with Convenience Stores industry, the operational arena for the Sunshine Petroleum Distributor franchise, commands a substantial total addressable market (TAM) estimated at $656 billion globally, reflecting its foundational role in consumer retail and transportation infrastructure. This expansive market is projected to experience a compound annual growth rate (CAGR) of 3.2%, indicating a steady, albeit moderate, expansion over the coming years. Within the United States, the market size for Gas Stations with Convenience Stores reached $522.3 billion in 2025, with projections for a slight adjustment to $520.3 billion in 2026, marking a -0.3% decrease in 2025 and a -0.4% decrease in 2026. Despite these minor annual fluctuations, the U.S. industry has demonstrated resilience, growing at a 0.6% CAGR over the five years leading up to 2026. Key consumer trends and secular tailwinds continue to drive demand in this sector, including increased vehicle usage, a persistent consumer preference for convenience shopping, and the strategic advantage of quick access to everyday items. The industry also benefits from the expansion of hybrid business models that integrate more advanced retail operations within gasoline stations, alongside technological advancements such as improved fuel efficiency and sophisticated point-of-sale (POS) technology. The global fuel and convenience store POS market alone, valued at $550.50 million in 2022, is projected for explosive growth, reaching $4,438.06 million by 2031 with an impressive CAGR of 26.10% during 2023-2031, underscoring the technological evolution within the sector. Strategic locations in high-traffic areas remain a critical factor, contributing significantly to increased footfall and sales, making this industry category perpetually attractive for franchise investment despite its inherent competitive dynamics. However, investors must also weigh the significant risks, including fuel price volatility which can compress already slim profit margins (sometimes as low as 1% on gasoline sales), evolving regulatory changes impacting operational costs, and the long-term threat of technological disruption from electric vehicle adoption, which could fundamentally reshape demand for traditional gasoline-based businesses like the Sunshine Petroleum Distributor franchise.

Considering a Sunshine Petroleum Distributor franchise investment necessitates a thorough understanding of its financial requirements, which place it firmly within the "Premium investment" tier. The initial investment for a Sunshine Petroleum Distributor franchise ranges from $1,075,000 to $4,994,750, with another source confirming this range as $1.1 million to $5.0 million. This significant spread in the investment range typically reflects variables such as the size and format of the convenience store, the specific real estate costs in different Texas markets, whether the investment involves new construction or the conversion of an existing site, and the extent of equipment and inventory required. While specific figures for the initial franchise fee, ongoing royalty rate, advertising fund contributions, liquid capital requirements, or net worth requirements for the Sunshine Petroleum Distributor franchise were not explicitly disclosed in the available research, general industry benchmarks provide some context. For gas station franchises in 2025, initial franchise fees commonly fall between $25,000 and $50,000, while ongoing royalty fees typically range from 4% to 8% of gross sales, and marketing fees often sit between 1% and 4% of revenue. The absence of specific disclosure for Sunshine Petroleum Distributor means prospective franchisees must conduct even more rigorous due diligence to ascertain these critical figures directly from the franchisor. Financing considerations for this scale of investment often involve Small Business Administration (SBA) loans, and the Sunshine Petroleum Distributor franchise has a track record of SBA lending, with loans tracked across 5 lenders in Texas, notably reporting a 0.0% default rate. This low default rate on SBA loans, despite the brand's operational trend, suggests a degree of financial stability among its existing franchisees, at least concerning their loan repayment performance, offering a subtle counterpoint to the broader growth narrative.

The operational model for a Sunshine Petroleum Distributor franchise, as a Gasoline Stations with Convenience Stores establishment, involves a multifaceted approach to retail. Daily operations typically encompass the sale of automotive fuels, complemented by a diverse array of convenience store items, including snacks, beverages, and general groceries, with some locations potentially offering automotive repair services. This hybrid business model demands a high degree of operational efficiency and customer service to manage both the fuel island and the in-store retail experience. Staffing requirements, while not explicitly detailed for the Sunshine Petroleum Distributor franchise, generally present a significant challenge in the convenience store and gas station sector, with broader industry insights indicating that franchisees often report needing twice the number of full-time equivalent (FTE) staff than they currently employ to maintain optimal service levels. The business model for a Sunshine Petroleum Distributor franchise, like many in its category, is inherently demanding, requiring constant attention to accounts, reports, and a consistent on-site presence from the owner-operator, even for those with other full-time commitments. Franchisees frequently face operational issues such as equipment breakdowns, particularly with fuel pumps and refrigeration units, along with concerns around theft, routine facility maintenance including roofs and HVAC systems, and rigorous compliance inspections related to fuel storage and food safety. The current economic climate further complicates operations, with increased costs of goods sold (COGS) and persistent supply chain issues contributing to what is often described as a "low margin game" within the industry. While specific details regarding the training program, ongoing support structure, or territory information for the Sunshine Petroleum Distributor franchise were not found in the search results, prospective franchisees should anticipate a comprehensive initial training phase covering all aspects of fuel sales, convenience store management, POS systems, and compliance. Ongoing corporate support typically includes field consultants, technology platforms for inventory and sales management, and marketing programs, while territory structure usually defines an exclusive operating area to prevent intra-brand competition.

A crucial aspect of evaluating any franchise opportunity, particularly a Sunshine Petroleum Distributor franchise investment, is the disclosure of financial performance. However, Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document (FDD) for Sunshine Petroleum Distributor. This absence of an Item 19 disclosure means that the franchisor is legally prohibited from making any financial performance representations, whether verbal or written, to prospective franchisees. This significantly impacts a potential investor's ability to assess the earning potential, such as sales figures, income levels, gross profit margins, or net profits, directly from the franchisor's official documents. The FDD Quality for Sunshine Petroleum Distributor is explicitly noted as "Item 19 Not Disclosed," underscoring this limitation. While not legally mandatory for franchisors to provide Item 19 data, its omission places a greater burden on prospective franchisees to conduct independent research and due diligence. Given the lack of specific revenue data for the Sunshine Petroleum Distributor franchise, investors must rely on broader industry benchmarks and the brand's operational trends to infer potential unit-level performance. The Gasoline Stations with Convenience Stores industry, as a whole, represented a U.S. market size of $522.3 billion in 2025, projected to be $520.3 billion in 2026, with slight market size decreases of -0.3% and -0.4% in those respective years. These macro-level figures provide a sense of the total market opportunity but do not directly reflect the performance of individual Sunshine Petroleum Distributor franchise units. The franchise's reported growth trajectory, characterized as "Declining" with an "-80% year-over-year change" and an operational trend described as "collapsing," further suggests that unit-level performance may be challenging. This contraction in the franchise system, combined with the absence of Item 19 disclosure, signals a need for extreme caution and extensive independent investigation into the actual financial viability of existing Sunshine Petroleum Distributor franchise locations.

The growth trajectory of the Sunshine Petroleum Distributor franchise presents a significant point of analysis for any potential investor. The brand currently operates a total of 6 units, all of which are franchisee-owned, with no system-owned units reported. This small unit count, coupled with its limited geographic reach to just one state, Texas, indicates a highly localized and contained operation. The most striking data point regarding its expansion is the reported "Declining" growth trajectory, marked by an "-80% year-over-year change." This substantial contraction is further emphasized by the characterization of its operational trend as "collapsing," suggesting a significant struggle within the franchise system. Despite this severe decline, the tracked data did not record any closed units, which might imply a cessation of new unit development rather than widespread closures of existing operations. No recent news specifically pertaining to acquisitions, new products, leadership changes, awards, or expansion plans for the *franchise* "Sunshine Petroleum Distributor" was found in the conducted research. This lack of positive corporate developments further underscores the brand's current challenges and limited dynamism. It is crucial to reiterate that news articles found predominantly refer to "Sunshine Gasoline Distributors Inc.," the distinct Florida-based entity. For example, Sunshine Gasoline Distributors Inc. acquired an industrial warehouse in Hialeah, Florida, for $18.2 million in June 2024, a 50,000 square-foot facility near several of their branded convenience stores. Additionally, in May 2023, Sunshine Gasoline Distributors Inc. partnered with Rego Restaurant Group to develop at least 13 combined Quiznos and Taco Del Mar restaurants within its unbranded convenience stores in central and south Florida. These developments, while indicative of growth and strategic initiatives for the larger Florida company, do not reflect on the Sunshine Petroleum Distributor franchise. Without proprietary technology, significant brand recognition, or a scalable supply chain mentioned in the research for the franchise entity, establishing a clear competitive moat for the Sunshine Petroleum Distributor franchise appears challenging, especially in an industry facing intense competition and evolving consumer demands.

Identifying the ideal candidate for a Sunshine Petroleum Distributor franchise investment requires a nuanced understanding of the brand's current operational status and the broader industry demands. While specific requirements for franchisee experience, management background, or industry knowledge were not disclosed in the available research, the nature of operating a gasoline station with a convenience store typically necessitates strong retail management skills, financial acumen, and a dedicated, hands-on approach. Given the reported "collapsing" operational trend and "Declining" growth trajectory for the Sunshine Petroleum Distributor franchise, an ideal candidate would likely possess a high tolerance for risk, substantial capital reserves beyond the initial investment, and a deep understanding of the Texas market where all 6 existing units are located. The research does not specify any multi-unit requirements or expectations, but the small existing footprint suggests that single-unit ownership is the current model. The available territories for the Sunshine Petroleum Distributor franchise are exclusively within Texas, indicating a hyper-local geographic focus. Without specific performance data, it is difficult to ascertain which particular markets within Texas might perform best, further emphasizing the need for direct inquiry and local market analysis by prospective franchisees. Details regarding the typical timeline from signing a franchise agreement to opening a Sunshine Petroleum Distributor franchise location were also not available, nor were specifics about the franchise agreement term length, renewal terms, or considerations for transfer and resale. These are all critical elements of due diligence that any serious investor would need to obtain directly from the franchisor, as they significantly impact the long-term viability and exit strategy for a Sunshine Petroleum Distributor franchise. The demanding nature of the business, as evidenced by general franchisee insights regarding staffing, operational issues, and tight margins, suggests that an owner-operator model is likely required, rather than an absentee ownership structure, to ensure consistent oversight and performance.

In synthesizing the investment thesis for a Sunshine Petroleum Distributor franchise, it becomes evident that this opportunity warrants extreme due diligence, framed within a nuanced understanding of its distinct characteristics and the broader industry context. The initial investment range of $1,075,000 to $4,994,750 places it in the "Premium investment" tier, requiring substantial capital. This significant financial commitment must be weighed against the franchise's current operational trend, which is described as "collapsing" with a "-80% year-over-year change" in growth trajectory. Furthermore, the absence of Item 19 financial performance disclosure in its FDD means that prospective franchisees are without crucial earnings claims to assess unit-level profitability directly from the franchisor. While the Sunshine Petroleum Distributor franchise operates in a vast industry with a total addressable market of $656 billion and a 3.2% CAGR, its current scale of only 6 franchisee-owned units, all located in Texas, indicates a highly localized and contracting presence. Despite these challenges, the brand maintains a "Low risk" legal profile and a 0.0% default rate on SBA loans, suggesting a degree of stability among its existing, albeit declining, franchisee base. The Franchise Performance Index (FPI) Score of 49/100, rated as "Fair," further underscores the need for comprehensive investigation. For investors considering a Sunshine Petroleum Distributor franchise, it is imperative to directly engage with the franchisor, scrutinize the FDD, and speak with existing franchisees to gain actionable insights into unit economics, operational realities, and support structures, especially given the limited public information. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools. Explore the complete Sunshine Petroleum Distributor franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

49/100

SBA Default Rate

0.0%

Active Lenders

5

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Sunshine Petroleum Distributor based on SBA lending data

SBA Default Rate

0.0%

0 of 6 loans charged off

SBA Loan Volume

6 loans

Across 5 lenders

Lender Diversity

5 lenders

Avg 1.2 loans per lender

Investment Tier

Premium investment

$1,075,000 – $4,994,750 total

Sunshine Petroleum Distributor — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2021

4 approvals — best year on record for Sunshine Petroleum Distributor.

Top SBA State

Texas

6 SBA-financed Sunshine Petroleum Distributor locations — the densest operator footprint.

Average Loan Size

$2.7M

Median $2.1M — use as a sizing anchor when modeling your own $Sunshine Petroleum Distributor unit.

Lender Concentration

66.7%

Concentrated

Share of Sunshine Petroleum Distributor approvals captured by the top 3 SBA lenders.

Sunshine Petroleum Distributor's SBA lending pipeline peaked in 2021 (4 approvals). The last five fiscal years account for 100% of cumulative volume ($16M approved). Operator density is highest in Texas with 6 SBA-financed locations. Average funded ticket sits at $2.7M, with the median at $2.1M. Lender mix is concentrated: the top three SBA lenders account for 66.7% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$860K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$11,128

Principal & Interest only

Locations

Sunshine Petroleum Distributorunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

Explore Funding for Sunshine Petroleum Distributor

Our business financing consultants help connect you with the right lending partners. No retainers — referral fee paid at closing.

One more step: check the consent box above and type your full legal name as signature to enable submission.

No retainers · Referral fee at closing

Or get an instant analysis

Scan Your Deal Instantly
Sunshine Petroleum Distributor