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Rates
Buck's Pizza

Buck's Pizza

The total investment to open a Buck's Pizza franchise ranges from $163,450 to $692,500. The initial franchise fee is $20,000. Ongoing royalties are 5% plus a 2% advertising fee.

What is the Buck's Pizza franchise?

Bucks Pizza operates in the full service restaurant category, a broad and competitive sector that includes varied food offerings and dine in experiences. The franchise system currently has two total units. Bucks Pizza has a Loan Activity Score of 30, which is consistent with a young franchise concept that may still be refining its operating model, building its support structure, and establishing a record across a larger unit base. With only two locations, the brand is still working to demonstrate that its model can be repeated in other markets. The pizza focused full service segment continues to attract consumers seeking quality food, inviting settings, and convenient dining options. A small unit base creates challenges, but it also allows the company to concentrate on market penetration, operating consistency, and proof of concept before pursuing wider expansion. Moving from an initial footprint to a larger network generally requires continued learning, adjustments to local market conditions, and sustained attention to franchisee success.

The United States restaurant industry was projected to generate more than $1.1 trillion in sales in 2024, with more than 15 million employees across approximately 1 million establishments. Full service restaurants with a pizza focus compete within this large food service market. U.S. pizza sales typically exceed $40 billion annually across independent pizzerias, regional chains, and national brands. Customers continue to look for convenience, value, customization, and healthier choices, while interest in artisanal and gourmet ingredients remains part of the category. Online ordering, third party delivery services, and loyalty programs have become important tools for customer engagement and operating efficiency. Technology now affects ordering, payment, and kitchen management, and can help restaurants improve daily processes and the customer experience. Staffing, wages, and employee retention remain material operating issues, prompting restaurants to consider different workforce practices and employee benefits. Dining out retains its appeal because of the social and communal experience offered by full service restaurants. Pizza can serve family meals, social gatherings, and individual preferences, while changes in dough, toppings, and cooking methods continue to refresh the category. The broader outlook for full service restaurants is generally positive, although economic conditions can affect performance. Population growth, urbanization, and lifestyles that favor convenience and varied dining experiences support demand. Bucks Pizza would be seeking to establish its presence within this large and changing market.

For established full service restaurant concepts, initial franchise fees often range from $25,000 to $75,000. These fees generally reflect the brand name, proprietary systems, and initial training. The total cost to open a full service restaurant is higher because it can include real estate, construction and interior build out, specialized kitchen equipment, furniture, fixtures, initial inventory, working capital, and signage. Industry investment levels commonly range from $200,000 for smaller and more streamlined concepts to more than $1,000,000 for larger dining establishments or locations in prime urban areas. Pizza franchises often fall within a total investment range of $150,000 to $500,000, depending on whether the model emphasizes dine in service, carry out service, or delivery. Ongoing royalty fees for full service restaurants generally range from 4% to 8% of gross sales. These fees can support brand development, system assistance, and continuing innovation. Advertising fund contributions commonly range from 1% to 4% of gross sales and may support national or regional promotion. Liquid capital requirements often range from $50,000 to $250,000 or more, depending on the total investment and the franchisor's financial standards. Actual costs can change with the location, unit size, economic conditions, and requirements of the franchise system. A prospective Bucks Pizza buyer would need to review the Franchise Disclosure Document, or FDD, and complete detailed financial diligence to determine the investment required for this brand.

A franchise operating model generally covers standardized recipes, food preparation procedures, inventory controls, customer service practices, and manuals for daily operations. These systems are intended to create consistency and make the business easier to reproduce across locations. Training for a full service restaurant franchise commonly combines classroom instruction with hands on experience. Topics may include store setup, menu preparation, marketing, local store promotion, and staff management. Training can continue for several weeks at a corporate training facility or an established franchise location. Ongoing franchisee support may include site selection assistance, architectural direction for the build out, grand opening assistance, marketing materials, operating consultations, point of sale and online ordering technology support, and periodic visits from company representatives. These services can help franchisees address operating problems, apply established practices, and respond to local opportunities. A buyer evaluating Bucks Pizza should determine how its procedures, training, and support compare with the needs of the proposed location. The level of guidance available from the franchisor is a significant consideration for a system with two units and a Loan Activity Score of 30.

A franchisor may choose to include historical or projected financial information there. If a franchisor makes claims about earnings or expenses, those claims must be supported and presented clearly in that section. Figures may be separated by company owned units, franchised units, unit size, or length of operation. A young franchise may have limited historical results, may choose not to make specific projections, or may take another approach to financial disclosure. With only two total units, Bucks Pizza has a limited operating base from which to evaluate financial results. A buyer should therefore prepare independent projections, study the target market, review operating costs, and speak with existing franchisees if the franchisor permits those discussions.

Bucks Pizza is in the early stages of franchise growth, with two total units and a Loan Activity Score of 30. The limited footprint may reflect a new market entry, a deliberate expansion plan, or continued work on the operating model before broader growth. A two unit system may focus on improving operating efficiency, strengthening its supply chain, and building support for its first franchisees rather than pursuing rapid market saturation. The Loan Activity Score also indicates a developing or unproven system that may have limited historical performance information, brand recognition, and support depth compared with larger franchise companies. Without brand specific disclosures, possible competitive advantages would need to come from factors such as a distinct menu, strong customer service, efficient operations that support favorable pricing, or meaningful local community connections. The full service restaurant and pizza markets offer customers many alternatives, including national chains and established independent restaurants. Bucks Pizza would need to give customers a clear reason to choose it. Possible points of distinction could include proprietary recipes, a particular dining atmosphere, technology for ordering and delivery, or a strong value proposition. Growing loyalty from a base of two units requires consistent execution across the customer experience. Future expansion would depend on showing that the concept can deliver consistent performance across different markets and give future franchisees and customers a reason to support the brand.

Specific qualifications for an ideal Bucks Pizza franchise candidate and the structure of its territory program should be reviewed directly with the franchisor. In the full service restaurant sector, franchisors commonly look for people with entrepreneurial drive, operating experience, and financial understanding. Experience in restaurant management, hospitality, or business ownership can help a franchisee lead employees, control inventory, and manage customer relationships. Interest in the brand and knowledge of the local market can also help in developing a loyal customer base. A candidate must be able to meet the investment and working capital needs of the business and understand financial statements and business planning. Established franchise systems often use exclusive or protected territories to limit internal competition and preserve market potential for each unit. Territory boundaries may be based on geography, population density, demographic characteristics, or traffic patterns. Because Bucks Pizza has only two units, its approach to territory allocation may still be developing and could provide more flexibility during initial site selection. A defined territory gives the franchisee a specific market in which to operate and grow without unnecessary competition from another unit of the same brand. A prospective buyer should discuss territory size, protection, site approval, and future unit placement with the franchisor before making an investment decision.

With two total units and a Loan Activity Score of 30, Bucks Pizza reflects an emerging franchise system at an early stage of development. The opportunity may suit an entrepreneur who is prepared to work closely with a young brand and accept the risks associated with a limited operating history. Those risks can include less developed support systems, limited performance data, and a record that may not yet show how the concept performs across different markets. At the same time, an early franchisee may have a role in shaping operating procedures, improving systems, and contributing to the brand's future direction if the concept expands successfully. The Loan Activity Score of 30 makes detailed diligence especially important. A prospective franchisee should examine every available disclosure, research the intended market independently, assess personal risk tolerance, and speak with existing franchisees when permitted. The buyer should also evaluate whether their operating experience, financial resources, and management capacity fit the demands of a two unit system. PeerSense is a commercial capital advisory firm that introduces franchise buyers to SBA and conventional lenders. PeerSense is not a lender and does not approve or provide loans. Its franchise research can support a buyer's review of the opportunity, while the buyer remains responsible for assessing the brand, the market, and the proposed investment.

Loan Activity Score

30/100

SBA Default Rate

17.9%

Active Lenders

19

According to its Franchise Disclosure Document or public business records, Buck's Pizza has 21 locations, all owned by franchisees. Public SBA loan records show 19 lenders made 28 loans to franchisees of Buck's Pizza. PeerSense calculates Buck's Pizza's score as 30 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1994 · 21 locations

Investment

$163,450 to $692,500

Franchise Fee

$20,000

Total Units

21

21 franchised

Loan Activity Score
High
30
SBA Lending
4
Lender Quality
11
Transparency
3
Reach
9
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
19SBA lenders

Distinct lenders in public SBA records for Buck's Pizza

28

Total SBA loans

$117K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Buck's Pizza

Loan Activity Score Breakdown

Established (25 to 99 loans)

High Confidence
30out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety4/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence11/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency3/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint9/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

17.9%

vs 10.3% peer avg

SBA Loans

28

Total Volume

$3.3M

Active Lenders

19

3 selective

States

16

vs. SBA Sector Average

-7.6%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for Buck's Pizza based on SBA lending data

SBA Default Rate

17.9%

7.6% above peer avg

SBA Loan Volume

28 loans

Across 19 lenders

Lender Diversity

19 lenders

Avg 1.5 loans per lender

Investment Tier

Significant investment

$163,450 to $692,500 total

Buck's Pizza: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2002

4 approvals. The best year on record for Buck's Pizza.

Top SBA State

Georgia

5 SBA financed Buck's Pizza locations, the densest operator footprint.

Average Loan Size

$117K

Median $96K. Use as a sizing anchor when modeling your own Buck's Pizza unit.

Lender Concentration

28.6%

Moderately Spread

Share of Buck's Pizza approvals captured by the top 3 SBA lenders.

Buck's Pizza's SBA lending pipeline peaked in 2002 (4 approvals). The last five fiscal years account for 7% of cumulative volume ($350K approved). Operator density is highest in Georgia with 5 SBA financed locations. Average funded ticket sits at $117K, with the median at $96K. Lender mix is moderately spread: the top three SBA lenders account for 28.6% of approvals. Meaningful choice exists, but specific lenders carry the brand.

Payment Estimator

Loan Amount$131K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,692

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Buck's Pizza, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Buck's Pizza

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman